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Featured local agent — Zephyrhills North, FL
Sarah Mitchell
Compass Real Estate · Zephyrhills North, FL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Zephyrhills North, FL Housing Market
The last median sale price Redfin published was $125,500, -53.3% year over year (through May 2026). With 8.0 months of supply and homes going under contract in about 29 days, Zephyrhills North is a buyer's market. At today's 6.66% 30-year fixed rate, 20% down on a $125,500 home is about $645/mo in principal and interest.
Key numbers for Zephyrhills North, FL
Median sale price
$125,500
-53.3% year over year
Redfin, through May 2026
Days on market
29
Average pace
Redfin, through May 2026
Active listings
8
8.0 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$51,932
Home costs 2.4x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Zephyrhills North a buyer's or seller's market?
Zephyrhills North, FL is a buyer's market, based on 8.0 months of supply and homes selling in about 29 days. Above 7 months of supply is a glut: inventory is well ahead of the sales pace, and buyers can take time to inspect, compare, and negotiate concessions.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Zephyrhills North housing market data show?
Every row below is Redfin's final published month for Zephyrhills North, FL. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $125,500 |
| Median list price | $300,000 |
| Year-over-year price change | -53.3% |
| Median price per sq ft | $149/sq ft |
| Median days on market | 29 days |
| Active inventory | 8 listings |
| Months of supply | 8.0 months |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 1 |
| New listings (that month) | 2 |
| Listings with a price cut | 50.0% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Zephyrhills North is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Zephyrhills North is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Zephyrhills North home prices moved?
Over the last three years the median sale price in Zephyrhills North, FL fell 14.9%, from $147,495 to $125,500. 50.0% of Zephyrhills North listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 8.0 months while the sale-to-list ratio slips below its current 100.0%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Zephyrhills North?
Priced off the median sale price of $125,500 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $25,100 | $100,400 | $645/mo |
| 5% | $6,275 | $119,225 | $766/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $645, that implies roughly $27,651 a year before you add taxes and insurance. The median household in Zephyrhills North earns $51,932, about $24,281 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.4x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Zephyrhills North in the next 12 months?
Tell us your timeline. We send the Zephyrhills North market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Zephyrhills North?
Zillow does not publish a rent index (ZORI) for Zephyrhills North, FL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Zephyrhills North?
Active listings in Zephyrhills North, FL went from 8 in November 2024 to 8 in May 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| December 2024 | 10 | 4 |
| January 2025 | 9 | 3 |
| February 2025 | 7 | 1 |
| March 2025 | 9 | 4 |
| April 2025 | 6 | 4 |
| May 2025 | 5 | 1 |
| June 2025 | 4 | not published |
| July 2025 | 5 | 2 |
| September 2025 | 5 | not published |
| November 2025 | 6 | 1 |
| April 2026 | 8 | 3 |
| May 2026 | 8 | 2 |
Redfin, through May 2026
How does Zephyrhills North compare to Florida and the U.S.?
Zephyrhills North homes sell for $125,500 — 70% below the Florida median of $421,500. Against the national median of $410,700, Zephyrhills North runs 69% lower. Year-over-year, Zephyrhills North moved -53.3% against Florida's +2.6% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Zephyrhills North, FL | $125,500 | -53.3% | 29 days |
| Florida statewide | $421,500 | +2.6% | 66 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Zephyrhills North
What buyers should watch
- Months of supply, currently 8.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 50.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $121 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $125,500 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Zephyrhills North listing goes under contract in 29 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- In the last published month Zephyrhills North added 2 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Zephyrhills North varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Zephyrhills North
There are currently 8 homes listed for sale in Zephyrhills North, Florida. The median listing price is $300K.
Active listings
8
Homes on market
Median list price
$300K
Avg. days on market
29
Days until sale
New this week
2
Newly listed
How much do homes cost in Zephyrhills North by property type?
How the Zephyrhills North, FL market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $125,500 | $149/sq ft | 1 | 29 days |
| Condo / co-op | $91,000 | $104/sq ft | 1 | 104 days |
Who lives in Zephyrhills North?
American Community Survey estimates for Zephyrhills North. U.S. Census ACS, 2023
Population
3,243
Households
1,369
Median income
$51,932/yr
Median age
58.2 years
Owner-occupied
83.6%
Median home value
$79,500
Median gross rent
$1,290/mo
Mean commute
25.6 min
83.6% of occupied homes in Zephyrhills North are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Zephyrhills North, FL?
Ordered by distance from Zephyrhills North, not by size. Compare Zephyrhills North side by side with any of them.
Zephyrhills North housing market FAQ
Is Zephyrhills North a buyer's or seller's market?
Zephyrhills North, FL is currently a buyer's market. That read comes from 8.0 months of supply, homes going under contract in about 29 days, and sellers getting 100.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Zephyrhills North?
The median sale price in the last month Redfin published was $125,500, about $149 per square foot.
Is Zephyrhills North cheaper than the rest of Florida?
Zephyrhills North's median sale price of $125,500 is 70% lower than the Florida statewide median of $421,500, and 69% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Zephyrhills North?
Homes in Zephyrhills North, FL spent a median of 29 days on market before going under contract, versus 66 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Zephyrhills North?
At the current 30-year fixed rate of 6.66%, 20% down on a $125,500 home is about $645 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $27,651 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $51,932.
Are home prices rising in Zephyrhills North?
Redfin's last published year-over-year change for Zephyrhills North, FL was -53.3%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Zephyrhills North?
Zephyrhills North ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Zephyrhills North?
That depends on your timeline, not on a headline. What the data says today: Zephyrhills North, FL is a buyer's market with 8.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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