New Listing
22
$33,500
687 Century Ln
Winter Haven, FL 33881
2 bd2 ba
Mobile home
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Compass Real Estate · Winter Haven, FL
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Winter Haven, FL(512) 555-0184TX License #0512847
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Winter Haven, FL Housing Market
Balanced market-2.5% YoY
Zillow, July 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly
The typical home in Winter Haven, FL is worth $274,480, fell 2.5% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $294,990, -1.7% year over year (through May 2026). With 3.4 months of supply and homes going under contract in about 81 days, Winter Haven is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $274,480 home is about $1,411/mo in principal and interest.
Key numbers for Winter Haven, FL
Typical home value
$274,480
-2.5% in 12 months
Zillow, July 2026
Typical asking rent
$1,728/mo
Zillow Observed Rent Index
Zillow, July 2026
Median sale price
$294,990
-1.7% year over year
Redfin, through May 2026
Days on market
81
Slow-moving
Redfin, through May 2026
Active listings
402
3.4 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$59,604
Home costs 4.6x income
U.S. Census ACS, 2023
Sale-to-list ratio
98.3%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Winter Haven a buyer's or seller's market?
Balanced market3.4 months of supply81 days on market98.3% of asking
Winter Haven, FL is a balanced market, based on 3.4 months of supply and homes selling in about 81 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Winter Haven housing market data show?
Every row below is Redfin's final published month for Winter Haven, FL. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $294,990 |
| Median list price | $309,900 |
| Year-over-year price change | -1.7% |
| Median price per sq ft | $162/sq ft |
| Median days on market | 81 days |
| Active inventory | 402 listings |
| Months of supply | 3.4 months |
| Sale-to-list price ratio | 98.3% |
| Homes sold (that month) | 117 |
| New listings (that month) | 125 |
| Listings with a price cut | 34.1% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Winter Haven is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Winter Haven is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Winter Haven home prices moved?
Over the last three years the median sale price in Winter Haven, FL fell 7.5%, from $319,000 to $294,990. The live Zillow value series has fell 2.5% in the last 12 months, which is the more current read now that Redfin's series has stopped. 34.1% of Winter Haven listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 3.4 months while the sale-to-list ratio slips below its current 98.3%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Winter Haven?
Priced off the typical home value of $274,480 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $54,896 | $219,584 | $1,411/mo |
| 5% | $13,724 | $260,756 | $1,676/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,411, that implies roughly $60,476 a year before you add taxes and insurance. The median household in Winter Haven earns $59,604, about $872 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 4.6x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Winter Haven in the next 12 months?
Tell us your timeline. We send the Winter Haven market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Winter Haven?
Typical asking rent in Winter Haven, FL is $1,728/mo, against a typical home value of $274,480. That is a price-to-rent ratio of 13.2x, which means buying tends to beat renting on monthly cost over a typical hold. Compared head to head, 20% down puts principal and interest at $1,411 a month — $317 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.
Zillow, July 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Winter Haven?
Active listings in Winter Haven, FL went from 531 in May 2025 to 402 in May 2026, a -24.3% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 538 | 138 |
| July 2025 | 520 | 116 |
| August 2025 | 512 | 121 |
| September 2025 | 517 | 134 |
| October 2025 | 532 | 140 |
| November 2025 | 522 | 106 |
| December 2025 | 521 | 116 |
| January 2026 | 534 | 151 |
| February 2026 | 494 | 104 |
| March 2026 | 461 | 139 |
| April 2026 | 453 | 129 |
| May 2026 | 402 | 125 |
Redfin, through May 2026
How does Winter Haven compare to Florida and the U.S.?
Winter Haven homes sell for $294,990 — 30% below the Florida median of $421,500. Against the national median of $410,700, Winter Haven runs 28% lower. Year-over-year, Winter Haven moved -1.7% against Florida's +2.6% — a smaller swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Winter Haven, FL | $294,990 | -1.7% | 81 days |
| Florida statewide | $421,500 | +2.6% | 66 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Winter Haven
What buyers should watch
- Months of supply, currently 3.4. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 34.1%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $265 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $274,480 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Winter Haven listing goes under contract in 81 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 98.3% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Winter Haven added 125 new listings against 117 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -2.5% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Winter Haven varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Winter Haven
There are currently 402 homes listed for sale in Winter Haven, Florida. The median listing price is $310K. Featured listings range from $33,500 to $364,999.
New Listing
$85,000
333 Lake Howard Dr NW Apt 302D
Winter Haven, FL 33880
2 bd2 ba1,030 sqft$83/ft²
Condo436 sqft lot
CHOICE PROPERTIES OF CENT FL
View photos & details
New Listing
$119,900
109 Pineapple Dr
Winter Haven, FL 33884
3 bd2 ba
Mobile home
View photos & details
New Listing
44
$136,900
6775 Brentwood Dr NE
Winter Haven, FL 33881
3 bd2 ba1,320 sqft$104/ft²
Mobile home4,356 sqft lot
RE/MAX HERITAGE PROFESSIONALS
View photos & details
New Listing
11
$180,000
4622 Cypress Gardens Rd
Winter Haven, FL 33884
2 bd2 ba1,706 sqft$106/ft²
House4,792 sqft lot
REALTYCITY INC
View photos & details
New BuildPrice Drop −$10K
8
$249,900
353 Wharf Way
Winter Haven, FL 33881
3 bd2 ba1,604 sqft$156/ft²
Townhouse
View photos & details
New BuildPrice Drop −$12K
10
$249,900
349 Wharf Way
Winter Haven, FL 33881
3 bd2 ba1,604 sqft$156/ft²
Townhouse
View photos & details
New Build
28
$252,990
2717 Gladiola Rd
Winter Haven, FL 33884
3 bd3 ba1,673 sqft$151/ft²
Townhouse
View photos & details
New Build
4
$267,900
129 Nemo Ln
Winter Haven, FL 33881
3 bd2 ba1,544 sqft$174/ft²
Townhouse
View photos & details
New Build
4
$279,900
109 Nemo Ln
Winter Haven, FL 33881
3 bd2 ba1,544 sqft$181/ft²
Townhouse
View photos & details
New BuildPrice Drop −$10K
4
$316,900
4494 Rapallo Ave
Winter Haven, FL 33884
3 bd2 ba2,005 sqft$158/ft²
House
View photos & details
New BuildPrice Drop −$17K
23
$364,999
5335 Mickey Ave
Winter Haven, FL 33884
5 bd3 ba2,800 sqft$130/ft²
House
View photos & details
Looking to buy in Winter Haven?
Get connected with a local real estate expert — free, no obligation.
Active listings
402
Homes on market
Median list price
$310K
Avg. days on market
81
Days until sale
New this week
125
Newly listed
Price drops:34.1%of listings
Sale-to-list:98.3%
How much do homes cost in Winter Haven by property type?
How the Winter Haven, FL market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $297,490 | $164/sq ft | 107 | 77 days |
| Condo / co-op | $96,000 | $115/sq ft | 5 | 87 days |
| Townhouse | $235,990 | $156/sq ft | 5 | 152 days |
Who lives in Winter Haven?
American Community Survey estimates for Winter Haven. U.S. Census ACS, 2023
Population
52,846
Households
19,691
Median income
$59,604/yr
Median age
40.6 years
Owner-occupied
62.3%
Median home value
$248,200
Median gross rent
$1,200/mo
Mean commute
28.3 min
62.3% of occupied homes in Winter Haven are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $248,200 against Zillow's $274,480 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,200/mo, below Zillow's $1,728/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Winter Haven?
21 schools tracked · 12,635 students
The largest public schools serving Winter Haven, FL by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
WINTER HAVEN SENIOR HIGH SCHOOL
Grades 9-12 · 2,553 students
CHAIN OF LAKES ELEMENTARY SCHOOL
Grades PK-5 · 1,008 students
FRED G. GARNER ACADEMY
Grades PK-5 · 840 students
NEW BEGINNINGS HIGH SCHOOL
Grades 6-12 · 837 students
WESTWOOD MIDDLE SCHOOL
Grades 6-8 · 829 students
JEWETT SCHOOL OF THE ARTS
Grades PK-8 · 737 students
DENISON MIDDLE SCHOOL
Grades 6-8 · 729 students
GARDEN GROVE ELEMENTARY SCHOOL
Grades PK-5 · 691 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Winter Haven, FL?
Ordered by distance from Winter Haven, not by size. Compare Winter Haven side by side with any of them.
Which ZIP codes are in Winter Haven?
These are the ZIP codes we see on active Winter Haven listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Winter Haven housing market FAQ
Is Winter Haven a buyer's or seller's market?
Winter Haven, FL is currently a balanced market. That read comes from 3.4 months of supply, homes going under contract in about 81 days, and sellers getting 98.3% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Winter Haven?
The typical home in Winter Haven, FL is worth $274,480 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $294,990, about $162 per square foot.
Is Winter Haven cheaper than the rest of Florida?
Winter Haven's median sale price of $294,990 is 30% lower than the Florida statewide median of $421,500, and 28% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Winter Haven?
Homes in Winter Haven, FL spent a median of 81 days on market before going under contract, versus 66 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Winter Haven?
At the current 30-year fixed rate of 6.66%, 20% down on a $274,480 home is about $1,411 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $60,476 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $59,604.
Are home prices rising in Winter Haven?
The typical home value in Winter Haven, FL fell 2.5% over the last 12 months, from $281,535 to $274,480 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Winter Haven?
Winter Haven ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Winter Haven?
That depends on your timeline, not on a headline. What the data says today: Winter Haven, FL is a balanced market with 3.4 months of supply, the 30-year fixed rate is 6.66%, and the price-to-rent ratio of 13.2x means buying tends to beat renting on monthly cost over a typical hold. Properties Incorporated publishes the data; it does not give financial advice.
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