New Listing
9
$21,900
28101 Laurelwood Dr
Punta Gorda, FL 33955
Land7,405 sqft lot
UNITED REALTY GROUP INC
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Compass Real Estate · Punta Gorda, FL
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Punta Gorda, FL(512) 555-0184TX License #0512847
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Punta Gorda, FL Housing Market
Leaning buyer's-6.3% YoY
Zillow, July 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly
The typical home in Punta Gorda, FL is worth $335,133, fell 6.3% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $438,750, -0.9% year over year (through May 2026). With 3.2 months of supply and homes going under contract in about 98 days, Punta Gorda is a leaning buyer's. At today's 6.66% 30-year fixed rate, 20% down on a $335,133 home is about $1,723/mo in principal and interest.
Key numbers for Punta Gorda, FL
Typical home value
$335,133
-6.3% in 12 months
Zillow, July 2026
Typical asking rent
$2,015/mo
Zillow Observed Rent Index
Zillow, July 2026
Median sale price
$438,750
-0.9% year over year
Redfin, through May 2026
Days on market
98
Slow-moving
Redfin, through May 2026
Active listings
344
3.2 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$79,291
Home costs 4.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
94.7%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Punta Gorda a buyer's or seller's market?
Leaning buyer's3.2 months of supply98 days on market94.7% of asking
Punta Gorda, FL is a leaning buyer's, based on 3.2 months of supply and homes selling in about 98 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Punta Gorda housing market data show?
Every row below is Redfin's final published month for Punta Gorda, FL. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $438,750 |
| Median list price | $419,000 |
| Year-over-year price change | -0.9% |
| Median price per sq ft | $222/sq ft |
| Median days on market | 98 days |
| Active inventory | 344 listings |
| Months of supply | 3.2 months |
| Sale-to-list price ratio | 94.7% |
| Homes sold (that month) | 108 |
| New listings (that month) | 85 |
| Listings with a price cut | 32.3% |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Punta Gorda is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Punta Gorda is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Punta Gorda home prices moved?
Over the last three years the median sale price in Punta Gorda, FL fell 39.5%, from $725,000 to $438,750. The live Zillow value series has fell 6.3% in the last 12 months, which is the more current read now that Redfin's series has stopped. 32.3% of Punta Gorda listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 3.2 months while the sale-to-list ratio slips below its current 94.7%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Punta Gorda?
Priced off the typical home value of $335,133 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $67,027 | $268,106 | $1,723/mo |
| 5% | $16,757 | $318,376 | $2,046/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,723, that implies roughly $73,839 a year before you add taxes and insurance. The median household in Punta Gorda earns $79,291, about $5,452 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.2x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Punta Gorda in the next 12 months?
Tell us your timeline. We send the Punta Gorda market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Punta Gorda?
Typical asking rent in Punta Gorda, FL is $2,015/mo, against a typical home value of $335,133. That is a price-to-rent ratio of 13.9x, which means buying tends to beat renting on monthly cost over a typical hold. Compared head to head, 20% down puts principal and interest at $1,723 a month — $292 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.
Zillow, July 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Punta Gorda?
Active listings in Punta Gorda, FL went from 662 in May 2025 to 344 in May 2026, a -48.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 628 | 64 |
| July 2025 | 527 | 61 |
| August 2025 | 461 | 48 |
| September 2025 | 469 | 108 |
| October 2025 | 526 | 133 |
| November 2025 | 524 | 109 |
| December 2025 | 517 | 79 |
| January 2026 | 520 | 132 |
| February 2026 | 487 | 102 |
| March 2026 | 448 | 94 |
| April 2026 | 399 | 85 |
| May 2026 | 344 | 85 |
Redfin, through May 2026
How does Punta Gorda compare to Florida and the U.S.?
Punta Gorda homes sell for $438,750 — 4% above the Florida median of $421,500. Against the national median of $410,700, Punta Gorda runs 7% higher. Year-over-year, Punta Gorda moved -0.9% against Florida's +2.6% — a smaller swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Punta Gorda, FL | $438,750 | -0.9% | 98 days |
| Florida statewide | $421,500 | +2.6% | 66 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Punta Gorda
What buyers should watch
- Months of supply, currently 3.2. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 32.3%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $323 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $335,133 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Punta Gorda listing goes under contract in 98 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 94.7% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Punta Gorda added 85 new listings against 108 sales — more clearing than arriving, which is the better window to list.
- Your equity moved -6.3% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Punta Gorda varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Punta Gorda
There are currently 344 homes listed for sale in Punta Gorda, Florida. The median listing price is $419K. Featured listings range from $21,900 to $1,100,000.
New Listing
5
$120,000
24540 Harborview Rd Apt H2
Punta Gorda, FL 33980
2 bd2 ba937 sqft$128/ft²
Condo871 sqft lot
BARNES & PHILLIPS REAL ESTATE
View photos & details
New Listing
25
$159,000
3024 Sunny Harbor Dr
Punta Gorda, FL 33982
2 bd2 ba840 sqft$189/ft²
Mobile home3,920 sqft lot
Elizabeth Wiggins · Trend Realty
View photos & details
New Listing
60
$210,000
23465 Harborview Rd Apt 231
Punta Gorda, FL 33980
2 bd2 ba1,336 sqft$157/ft²
Condo4.43 acres
KELLER WILLIAMS ISLAND LIFE REAL ESTATE
View photos & details
New Build
3
$314,900
25437 Calusa Dr
Punta Gorda, FL 33955
3 bd2 ba1,602 sqft$197/ft²
House
View photos & details
New Listing
30
$339,000
27502 Pasto Dr
Punta Gorda, FL 33983
4 bd2 ba1,620 sqft$209/ft²
House10,019 sqft lot
KELLER WILLIAMS ISLAND LIFE REAL ESTATE
View photos & details
New Listing
21
$340,000
3680 Pebble Ter
Punta Gorda, FL 33980
3 bd2 ba1,758 sqft$193/ft²
House7,841 sqft lot
MAXREV LLC
View photos & details
New Listing
55
$368,000
14009 Black Beauty Dr Unit 212
Punta Gorda, FL 33955
3 bd2 ba1,917 sqft$192/ft²
Condo
CALENDA REAL ESTATE GROUP,INC.
View photos & details
New Build
4
$384,900
16048 Galiano Ct
Punta Gorda, FL 33955
4 bd2 ba1,867 sqft$206/ft²
House
View photos & details
New Listing
6
$685,000
2120 Gulfview Rd
Punta Gorda, FL 33950
Land9,583 sqft lot
RE/MAX HARBOR REALTY
View photos & details
New Listing
56
$874,900
391 Via Esplanade
Punta Gorda, FL 33950
3 bd2 ba1,884 sqft$464/ft²
House10,019 sqft lot
COMPASS FLORIDA LLC
View photos & details
New Listing
49
$1,100,000
16274 Preservation Blvd
Punta Gorda, FL 33982
3 bd3 ba2,420 sqft$455/ft²
House9,583 sqft lot
Danette Larson · Nicklaus Vance
View photos & details
Looking to buy in Punta Gorda?
Get connected with a local real estate expert — free, no obligation.
Active listings
344
Homes on market
Median list price
$419K
Avg. days on market
98
Days until sale
New this week
85
Newly listed
Price drops:32.3%of listings
Sale-to-list:94.7%
How much do homes cost in Punta Gorda by property type?
How the Punta Gorda, FL market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $503,250 | $259/sq ft | 76 | 90 days |
| Condo / co-op | $258,750 | $163/sq ft | 30 | 140 days |
| Townhouse | $260,000 | $207/sq ft | 1 | 366 days |
Who lives in Punta Gorda?
American Community Survey estimates for Punta Gorda. U.S. Census ACS, 2023
Population
19,886
Households
10,006
Median income
$79,291/yr
Median age
66.5 years
Owner-occupied
83.1%
Median home value
$482,300
Median gross rent
$1,235/mo
Mean commute
26.7 min
83.1% of occupied homes in Punta Gorda are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $482,300 against Zillow's $335,133 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,235/mo, below Zillow's $2,015/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Punta Gorda?
6 schools tracked · 5,026 students
The largest public schools serving Punta Gorda, FL by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
CHARLOTTE HIGH SCHOOL
Grades 9-12 · 1,976 students
PUNTA GORDA MIDDLE SCHOOL
Grades 6-8 · 1,072 students
EAST ELEMENTARY SCHOOL
Grades PK-5 · 800 students
SALLIE JONES ELEMENTARY SCHOOL
Grades PK-5 · 658 students
FLORIDA SOUTHWESTERN COLLEGIATE HIGH SCHOOL
Grades 9-12 · 355 students
BAKER/HEAD START
Grades PK · 165 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Punta Gorda, FL?
Ordered by distance from Punta Gorda, not by size. Compare Punta Gorda side by side with any of them.
Which ZIP codes are in Punta Gorda?
These are the ZIP codes we see on active Punta Gorda listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Punta Gorda housing market FAQ
Is Punta Gorda a buyer's or seller's market?
Punta Gorda, FL is currently a leaning buyer's. That read comes from 3.2 months of supply, homes going under contract in about 98 days, and sellers getting 94.7% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Punta Gorda?
The typical home in Punta Gorda, FL is worth $335,133 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $438,750, about $222 per square foot.
Is Punta Gorda cheaper than the rest of Florida?
Punta Gorda's median sale price of $438,750 is 4% higher than the Florida statewide median of $421,500, and 7% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Punta Gorda?
Homes in Punta Gorda, FL spent a median of 98 days on market before going under contract, versus 66 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Punta Gorda?
At the current 30-year fixed rate of 6.66%, 20% down on a $335,133 home is about $1,723 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $73,839 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $79,291.
Are home prices rising in Punta Gorda?
The typical home value in Punta Gorda, FL fell 6.3% over the last 12 months, from $357,559 to $335,133 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Punta Gorda?
Punta Gorda ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Punta Gorda?
That depends on your timeline, not on a headline. What the data says today: Punta Gorda, FL is a leaning buyer's with 3.2 months of supply, the 30-year fixed rate is 6.66%, and the price-to-rent ratio of 13.9x means buying tends to beat renting on monthly cost over a typical hold. Properties Incorporated publishes the data; it does not give financial advice.
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