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Featured local agent — Port Richey, FL
Sarah Mitchell
Compass Real Estate · Port Richey, FL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Port Richey, FL Housing Market
The typical home in Port Richey, FL is worth $230,119, held roughly flat 0.1% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $181,500, -27.4% year over year (through May 2026). With 30.0 months of supply and homes going under contract in about 91 days, Port Richey is a buyer's market. At today's 6.66% 30-year fixed rate, 20% down on a $230,119 home is about $1,183/mo in principal and interest.
Key numbers for Port Richey, FL
Typical home value
$230,119
+0.1% in 12 months
Zillow, July 2026
Typical asking rent
$1,691/mo
Zillow Observed Rent Index
Zillow, July 2026
Median sale price
$181,500
-27.4% year over year
Redfin, through May 2026
Days on market
91
Slow-moving
Redfin, through May 2026
Active listings
60
30.0 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$45,435
Home costs 5.1x income
U.S. Census ACS, 2023
Sale-to-list ratio
97.6%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Port Richey a buyer's or seller's market?
Port Richey, FL is a buyer's market, based on 30.0 months of supply and homes selling in about 91 days. Above 7 months of supply is a glut: inventory is well ahead of the sales pace, and buyers can take time to inspect, compare, and negotiate concessions.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Port Richey housing market data show?
Every row below is Redfin's final published month for Port Richey, FL. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $181,500 |
| Median list price | $295,500 |
| Year-over-year price change | -27.4% |
| Median price per sq ft | $169/sq ft |
| Median days on market | 91 days |
| Active inventory | 60 listings |
| Months of supply | 30.0 months |
| Sale-to-list price ratio | 97.6% |
| Homes sold (that month) | 2 |
| New listings (that month) | 16 |
| Listings with a price cut | 33.3% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Port Richey is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Port Richey is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Port Richey home prices moved?
Over the last three years the median sale price in Port Richey, FL fell 50.9%, from $370,000 to $181,500. The live Zillow value series has held roughly flat 0.1% in the last 12 months, which is the more current read now that Redfin's series has stopped. 33.3% of Port Richey listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 30.0 months while the sale-to-list ratio slips below its current 97.6%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Port Richey?
Priced off the typical home value of $230,119 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $46,024 | $184,095 | $1,183/mo |
| 5% | $11,506 | $218,613 | $1,405/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,183, that implies roughly $50,702 a year before you add taxes and insurance. The median household in Port Richey earns $45,435, about $5,267 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.1x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Port Richey in the next 12 months?
Tell us your timeline. We send the Port Richey market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Port Richey?
Typical asking rent in Port Richey, FL is $1,691/mo, against a typical home value of $230,119. That is a price-to-rent ratio of 11.3x, which means buying tends to beat renting on monthly cost over a typical hold. Compared head to head, 20% down puts principal and interest at $1,183 a month — $508 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.
Zillow, July 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Port Richey?
Active listings in Port Richey, FL went from 63 in May 2025 to 60 in May 2026, a -4.8% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 66 | 16 |
| July 2025 | 73 | 19 |
| August 2025 | 72 | 12 |
| September 2025 | 73 | 12 |
| October 2025 | 67 | 6 |
| November 2025 | 69 | 12 |
| December 2025 | 75 | 11 |
| January 2026 | 61 | 12 |
| February 2026 | 60 | 9 |
| March 2026 | 66 | 17 |
| April 2026 | 64 | 11 |
| May 2026 | 60 | 16 |
Redfin, through May 2026
How does Port Richey compare to Florida and the U.S.?
Port Richey homes sell for $181,500 — 57% below the Florida median of $421,500. Against the national median of $410,700, Port Richey runs 56% lower. Year-over-year, Port Richey moved -27.4% against Florida's +2.6% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Port Richey, FL | $181,500 | -27.4% | 91 days |
| Florida statewide | $421,500 | +2.6% | 66 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Port Richey
What buyers should watch
- Months of supply, currently 30.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 33.3%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $222 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $230,119 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Port Richey listing goes under contract in 91 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 97.6% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Port Richey added 16 new listings against 2 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +0.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Port Richey varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Port Richey
There are currently 60 homes listed for sale in Port Richey, Florida. The median listing price is $296K.
Active listings
60
Homes on market
Median list price
$296K
Avg. days on market
91
Days until sale
New this week
16
Newly listed
How much do homes cost in Port Richey by property type?
How the Port Richey, FL market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $311,500 | $207/sq ft | 8 | 106 days |
| Condo / co-op | $181,500 | $169/sq ft | 2 | 91 days |
| Townhouse | $220,000 | $171/sq ft | 2 | 188 days |
Who lives in Port Richey?
American Community Survey estimates for Port Richey. U.S. Census ACS, 2023
Population
3,229
Households
1,460
Median income
$45,435/yr
Median age
49.4 years
Owner-occupied
60.4%
Median home value
$256,500
Median gross rent
$982/mo
Mean commute
28.9 min
60.4% of occupied homes in Port Richey are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $256,500 against Zillow's $230,119 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $982/mo, below Zillow's $1,691/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Port Richey?
5 schools tracked · 2,955 students
The largest public schools serving Port Richey, FL by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
GULF HIGHLANDS ELEMENTARY SCHOOL
Grades PK-5 · 742 students
FOX HOLLOW ELEMENTARY SCHOOL
Grades PK-5 · 683 students
CHASCO ELEMENTARY SCHOOL
Grades PK-5 · 636 students
CHASCO MIDDLE SCHOOL
Grades 6-8 · 632 students
DAYSPRING JAZZ
Grades K-5 · 262 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Port Richey, FL?
Ordered by distance from Port Richey, not by size. Compare Port Richey side by side with any of them.
Port Richey housing market FAQ
Is Port Richey a buyer's or seller's market?
Port Richey, FL is currently a buyer's market. That read comes from 30.0 months of supply, homes going under contract in about 91 days, and sellers getting 97.6% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Port Richey?
The typical home in Port Richey, FL is worth $230,119 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $181,500, about $169 per square foot.
Is Port Richey cheaper than the rest of Florida?
Port Richey's median sale price of $181,500 is 57% lower than the Florida statewide median of $421,500, and 56% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Port Richey?
Homes in Port Richey, FL spent a median of 91 days on market before going under contract, versus 66 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Port Richey?
At the current 30-year fixed rate of 6.66%, 20% down on a $230,119 home is about $1,183 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $50,702 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $45,435.
Are home prices rising in Port Richey?
The typical home value in Port Richey, FL held roughly flat 0.1% over the last 12 months, from $229,777 to $230,119 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Port Richey?
Port Richey ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Port Richey?
That depends on your timeline, not on a headline. What the data says today: Port Richey, FL is a buyer's market with 30.0 months of supply, the 30-year fixed rate is 6.66%, and the price-to-rent ratio of 11.3x means buying tends to beat renting on monthly cost over a typical hold. Properties Incorporated publishes the data; it does not give financial advice.
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