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Featured local agent — Matlacha, FL
Sarah Mitchell
Compass Real Estate · Matlacha, FL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Matlacha, FL Housing Market
The last median sale price Redfin published was $570,000, +26.1% year over year (through May 2026). With 13.0 months of supply and homes going under contract in about 47 days, Matlacha is a buyer's market. At today's 6.66% 30-year fixed rate, 20% down on a $570,000 home is about $2,930/mo in principal and interest.
Key numbers for Matlacha, FL
Median sale price
$570,000
+26.1% year over year
Redfin, through May 2026
Days on market
47
Average pace
Redfin, through May 2026
Active listings
13
13.0 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Sale-to-list ratio
91.3%
Selling below asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Matlacha a buyer's or seller's market?
Matlacha, FL is a buyer's market, based on 13.0 months of supply and homes selling in about 47 days. Above 7 months of supply is a glut: inventory is well ahead of the sales pace, and buyers can take time to inspect, compare, and negotiate concessions.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Matlacha housing market data show?
Every row below is Redfin's final published month for Matlacha, FL. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $570,000 |
| Year-over-year price change | +26.1% |
| Median price per sq ft | $412/sq ft |
| Median days on market | 47 days |
| Active inventory | 13 listings |
| Months of supply | 13.0 months |
| Sale-to-list price ratio | 91.3% |
| Homes sold (that month) | 1 |
| Listings with a price cut | 23.1% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Matlacha is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Matlacha is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Matlacha home prices moved?
Over the last three years the median sale price in Matlacha, FL fell 42.9%, from $997,500 to $570,000. 23.1% of Matlacha listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 13.0 months while the sale-to-list ratio slips below its current 91.3%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Matlacha?
Priced off the median sale price of $570,000 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $114,000 | $456,000 | $2,930/mo |
| 5% | $28,500 | $541,500 | $3,480/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,930, that implies roughly $125,588 a year before you add taxes and insurance. We do not hold a Census income figure for Matlacha, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Matlacha in the next 12 months?
Tell us your timeline. We send the Matlacha market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Matlacha?
Zillow does not publish a rent index (ZORI) for Matlacha, FL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Matlacha?
Active listings in Matlacha, FL went from 38 in April 2025 to 13 in May 2026, a -65.8% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| May 2025 | 35 | 4 |
| June 2025 | 33 | 3 |
| July 2025 | 31 | 3 |
| August 2025 | 29 | 3 |
| September 2025 | 23 | 2 |
| October 2025 | 25 | 5 |
| December 2025 | 26 | 6 |
| January 2026 | 25 | 4 |
| February 2026 | 28 | 7 |
| March 2026 | 26 | 1 |
| April 2026 | 18 | 3 |
| May 2026 | 13 | not published |
Redfin, through May 2026
How does Matlacha compare to Florida and the U.S.?
Matlacha homes sell for $570,000 — 35% above the Florida median of $421,500. Against the national median of $410,700, Matlacha runs 39% higher. Year-over-year, Matlacha moved +26.1% against Florida's +2.6% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Matlacha, FL | $570,000 | +26.1% | 47 days |
| Florida statewide | $421,500 | +2.6% | 66 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Matlacha
What buyers should watch
- Months of supply, currently 13.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 23.1%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $549 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $570,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Matlacha listing goes under contract in 47 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 91.3% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Comparable ZIP-level pricing inside Matlacha varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Matlacha
There are currently 13 homes listed for sale in Matlacha, Florida.
Active listings
13
Homes on market
Avg. days on market
47
Days until sale
How much do homes cost in Matlacha by property type?
How the Matlacha, FL market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $570,000 | $412/sq ft | 1 | 47 days |
| Townhouse | $600,000 | $312/sq ft | 1 | 136 days |
Who lives in Matlacha?
American Community Survey estimates for Matlacha. U.S. Census ACS, 2023
Population
845
Households
433
Median age
65.2 years
Owner-occupied
83.4%
Median home value
$458,300
Median gross rent
$1,217/mo
Mean commute
21.5 min
83.4% of occupied homes in Matlacha are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Matlacha, FL?
Ordered by distance from Matlacha, not by size. Compare Matlacha side by side with any of them.
Matlacha housing market FAQ
Is Matlacha a buyer's or seller's market?
Matlacha, FL is currently a buyer's market. That read comes from 13.0 months of supply, homes going under contract in about 47 days, and sellers getting 91.3% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Matlacha?
The median sale price in the last month Redfin published was $570,000, about $412 per square foot.
Is Matlacha cheaper than the rest of Florida?
Matlacha's median sale price of $570,000 is 35% higher than the Florida statewide median of $421,500, and 39% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Matlacha?
Homes in Matlacha, FL spent a median of 47 days on market before going under contract, versus 66 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Matlacha?
At the current 30-year fixed rate of 6.66%, 20% down on a $570,000 home is about $2,930 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $125,588 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Matlacha?
Redfin's last published year-over-year change for Matlacha, FL was +26.1%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Matlacha?
Matlacha ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Matlacha?
That depends on your timeline, not on a headline. What the data says today: Matlacha, FL is a buyer's market with 13.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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