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Featured local agent — Crystal Springs, FL
Sarah Mitchell
Compass Real Estate · Crystal Springs, FL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Crystal Springs, FL Housing Market
The last median sale price Redfin published was $570,000, +216.7% year over year (through May 2026). With homes going under contract in about 215 days, Crystal Springs is a leaning buyer's. At today's 6.66% 30-year fixed rate, 20% down on a $570,000 home is about $2,930/mo in principal and interest.
Key numbers for Crystal Springs, FL
Median sale price
$570,000
+216.7% year over year
Redfin, through April 2026
Days on market
215
Slow-moving
Redfin, through April 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$62,194
Home costs 9.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
98.3%
Selling below asking
Redfin, through April 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Crystal Springs a buyer's or seller's market?
Crystal Springs, FL is a leaning buyer's and homes selling in about 215 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Crystal Springs housing market data show?
Every row below is Redfin's final published month for Crystal Springs, FL. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $570,000 |
| Year-over-year price change | +216.7% |
| Median price per sq ft | $252/sq ft |
| Median days on market | 215 days |
| Sale-to-list price ratio | 98.3% |
| Homes sold (that month) | 1 |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Crystal Springs is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Crystal Springs is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Crystal Springs home prices moved?
Across the 36 months we hold for Crystal Springs, FL, the median sale price rose 185.7%, from $199,500 in April 2021 to $570,000.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Crystal Springs?
Priced off the median sale price of $570,000 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $114,000 | $456,000 | $2,930/mo |
| 5% | $28,500 | $541,500 | $3,480/mo |
Redfin, through April 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,930, that implies roughly $125,588 a year before you add taxes and insurance. The median household in Crystal Springs earns $62,194, about $63,394 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 9.2x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Crystal Springs in the next 12 months?
Tell us your timeline. We send the Crystal Springs market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Crystal Springs?
Zillow does not publish a rent index (ZORI) for Crystal Springs, FL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Crystal Springs?
Active listings in Crystal Springs, FL went from 2 in October 2023 to 1 in June 2025, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| November 2023 | 2 | 1 |
| February 2024 | 2 | 1 |
| March 2024 | 3 | 1 |
| April 2024 | 1 | 1 |
| May 2024 | 4 | 3 |
| July 2024 | 3 | 1 |
| September 2024 | 2 | not published |
| October 2024 | 2 | 1 |
| November 2024 | 1 | not published |
| April 2025 | 1 | 1 |
| May 2025 | 2 | 2 |
| June 2025 | 1 | not published |
Redfin, through June 2025
How does Crystal Springs compare to Florida and the U.S.?
Crystal Springs homes sell for $570,000 — 35% above the Florida median of $421,500. Against the national median of $410,700, Crystal Springs runs 39% higher. Year-over-year, Crystal Springs moved +216.7% against Florida's +2.6% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Crystal Springs, FL | $570,000 | +216.7% | 215 days |
| Florida statewide | $421,500 | +2.6% | 66 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Crystal Springs
What buyers should watch
- The gap between 5% and 20% down here is $549 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $570,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Crystal Springs listing goes under contract in 215 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 98.3% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Comparable ZIP-level pricing inside Crystal Springs varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Crystal Springs
Explore homes currently listed for sale in Crystal Springs, Florida across major real estate platforms.
How much do homes cost in Crystal Springs by property type?
How the Crystal Springs, FL market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $570,000 | $252/sq ft | 1 | 215 days |
Who lives in Crystal Springs?
American Community Survey estimates for Crystal Springs. U.S. Census ACS, 2023
Population
1,362
Households
510
Median income
$62,194/yr
Median age
41.9 years
Owner-occupied
94.9%
Median home value
$152,800
Mean commute
39.7 min
94.9% of occupied homes in Crystal Springs are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Crystal Springs, FL?
Ordered by distance from Crystal Springs, not by size. Compare Crystal Springs side by side with any of them.
Crystal Springs housing market FAQ
Is Crystal Springs a buyer's or seller's market?
Crystal Springs, FL is currently a leaning buyer's based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Crystal Springs?
The median sale price in the last month Redfin published was $570,000, about $252 per square foot.
Is Crystal Springs cheaper than the rest of Florida?
Crystal Springs's median sale price of $570,000 is 35% higher than the Florida statewide median of $421,500, and 39% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Crystal Springs?
Homes in Crystal Springs, FL spent a median of 215 days on market before going under contract, versus 66 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Crystal Springs?
At the current 30-year fixed rate of 6.66%, 20% down on a $570,000 home is about $2,930 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $125,588 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $62,194.
Are home prices rising in Crystal Springs?
Redfin's last published year-over-year change for Crystal Springs, FL was +216.7%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Crystal Springs?
Crystal Springs ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Crystal Springs?
That depends on your timeline, not on a headline. What the data says today: Crystal Springs, FL is a leaning buyer's, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $570,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.