$3,999
Deer Crossing Rd
Altoona, FL
Land4,792 sqft lot
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Compass Real Estate · Altoona, FL
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Altoona, FL(512) 555-0184TX License #0512847
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Altoona, FL Housing Market
Leaning buyer's+2.0% YoY
Zillow, July 2026 · Refreshes monthlyRedfin, through March 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly
The typical home in Altoona, FL is worth $289,661, rose 2.0% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $407,500 (through May 2026). With homes going under contract in about 44 days, Altoona is a leaning buyer's. At today's 6.66% 30-year fixed rate, 20% down on a $289,661 home is about $1,489/mo in principal and interest.
Key numbers for Altoona, FL
Typical home value
$289,661
+2.0% in 12 months
Zillow, July 2026
Median sale price
$407,500
Last published period
Redfin, through March 2026
Days on market
44
Average pace
Redfin, through March 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Sale-to-list ratio
95.9%
Selling below asking
Redfin, through March 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Altoona a buyer's or seller's market?
Leaning buyer's44 days on market95.9% of asking
Altoona, FL is a leaning buyer's and homes selling in about 44 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Altoona housing market data show?
Every row below is Redfin's final published month for Altoona, FL. Redfin, through March 2026
| Metric | Value |
|---|---|
| Median sale price | $407,500 |
| Median price per sq ft | $233/sq ft |
| Median days on market | 44 days |
| Sale-to-list price ratio | 95.9% |
| Homes sold (that month) | 1 |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Altoona is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Altoona is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Altoona home prices moved?
Across the 19 months we hold for Altoona, FL, the median sale price rose 159.6%, from $157,000 in April 2021 to $407,500. The live Zillow value series has rose 2.0% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through March 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Altoona?
Priced off the typical home value of $289,661 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $57,932 | $231,729 | $1,489/mo |
| 5% | $14,483 | $275,178 | $1,768/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,489, that implies roughly $63,821 a year before you add taxes and insurance. We do not hold a Census income figure for Altoona, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Altoona in the next 12 months?
Tell us your timeline. We send the Altoona market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Altoona?
Zillow does not publish a rent index (ZORI) for Altoona, FL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Altoona?
Active listings in Altoona, FL went from 1 in July 2021 to 1 in September 2025, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| July 2021 | 1 | 1 |
| December 2021 | 2 | 1 |
| March 2022 | 1 | 2 |
| June 2022 | 1 | 1 |
| August 2022 | 4 | 3 |
| March 2023 | 1 | not published |
| April 2023 | 1 | not published |
| September 2023 | 1 | 1 |
| June 2025 | 1 | not published |
| September 2025 | 1 | not published |
Redfin, through September 2025
How does Altoona compare to Florida and the U.S.?
Altoona homes sell for $407,500 — 3% below the Florida median of $421,500. Against the national median of $410,700, Altoona runs 1% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Altoona, FL | $407,500 | not published | 44 days |
| Florida statewide | $421,500 | +2.6% | 66 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through March 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Altoona
What buyers should watch
- The gap between 5% and 20% down here is $279 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $289,661 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Altoona listing goes under contract in 44 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 95.9% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +2.0% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Altoona varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Altoona
Explore homes currently listed for sale in Altoona, Florida across major real estate platforms.
$4,499
Deer Crossing Rd
Altoona, FL
Land4,792 sqft lot
View photos & details
$15,000
SE 309th Ave
Altoona, FL
Land7,405 sqft lot
View photos & details
$25,000
4th St
Altoona, FL
Land6,534 sqft lot
View photos & details
$60,000
9949 SE 309th Ave
Altoona, FL
2 bd2 ba576 sqft$104/ft²
Mobile home14,810 sqft lot
View photos & details
$70,000
20351 Greenwing Rd
Altoona, FL
2 bd2 ba720 sqft$97/ft²
Mobile home3,920 sqft lot
View photos & details
$85,000
20347 Greenwing Rd
Altoona, FL
2 bd2 ba672 sqft$126/ft²
Mobile home3,920 sqft lot
View photos & details
$107,000
47330 E Deer Rd
Altoona, FL
2 bd2 ba960 sqft$111/ft²
Mobile home12,197 sqft lot
View photos & details
$284,000
42210 W Lakeview Dr
Altoona, FL
3 bd2 ba1,000 sqft$284/ft²
House13,068 sqft lot
View photos & details
$399,000
19534 Fox Den Ln
Altoona, FL
2 bd2 ba1,570 sqft$254/ft²
House2.59 acres
View photos & details
$449,900
19522 McCall Rd
Altoona, FL
3 bd2 ba1,756 sqft$256/ft²
House5.00 acres
View photos & details
$599,000
43411 State Road 19
Altoona, FL
2 bd2 ba2,204 sqft$272/ft²
House5.00 acres
View photos & details
Looking to buy in Altoona?
Get connected with a local real estate expert — free, no obligation.
Sale-to-list:95.9%
How much do homes cost in Altoona by property type?
How the Altoona, FL market breaks down across single-family homes, condos and townhouses. Redfin, through March 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $407,500 | $233/sq ft | 1 | 44 days |
Who lives in Altoona?
American Community Survey estimates for Altoona. U.S. Census ACS, 2023
Population
33
Households
33
Median age
71.1 years
Owner-occupied
100.0%
100.0% of occupied homes in Altoona are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which public schools serve Altoona?
1 schools tracked · 262 students
The largest public schools serving Altoona, FL by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
ALTOONA SCHOOL
Grades K-5 · 262 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Altoona, FL?
Ordered by distance from Altoona, not by size. Compare Altoona side by side with any of them.
Altoona housing market FAQ
Is Altoona a buyer's or seller's market?
Altoona, FL is currently a leaning buyer's based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Altoona?
The typical home in Altoona, FL is worth $289,661 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $407,500, about $233 per square foot.
Is Altoona cheaper than the rest of Florida?
Altoona's median sale price of $407,500 is 3% lower than the Florida statewide median of $421,500, and 1% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Altoona?
Homes in Altoona, FL spent a median of 44 days on market before going under contract, versus 66 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Altoona?
At the current 30-year fixed rate of 6.66%, 20% down on a $289,661 home is about $1,489 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $63,821 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Altoona?
The typical home value in Altoona, FL rose 2.0% over the last 12 months, from $283,864 to $289,661 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Altoona?
Altoona ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Altoona?
That depends on your timeline, not on a headline. What the data says today: Altoona, FL is a leaning buyer's, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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