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Featured local agent — Gold Hill, CO
Sarah Mitchell
Compass Real Estate · Gold Hill, CO
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Gold Hill, CO Housing Market
The typical home in Gold Hill, CO is worth $577,906, fell 0.6% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $1.20M (through May 2026). With 1.0 months of supply and homes going under contract in about 102 days, Gold Hill is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $577,906 home is about $2,971/mo in principal and interest.
Key numbers for Gold Hill, CO
Typical home value
$577,906
-0.6% in 12 months
Zillow, July 2026
Median sale price
$1.20M
Last published period
Redfin, through March 2026
Days on market
102
Slow-moving
Redfin, through March 2026
Active listings
1
1.0 months of supply
Redfin, through March 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Sale-to-list ratio
92.4%
Selling below asking
Redfin, through March 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Gold Hill a buyer's or seller's market?
Gold Hill, CO is a balanced market, based on 1.0 months of supply and homes selling in about 102 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Gold Hill housing market data show?
Every row below is Redfin's final published month for Gold Hill, CO. Redfin, through March 2026
| Metric | Value |
|---|---|
| Median sale price | $1.20M |
| Median price per sq ft | $356/sq ft |
| Median days on market | 102 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 92.4% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Gold Hill is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Gold Hill is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Gold Hill home prices moved?
Across the 18 months we hold for Gold Hill, CO, the median sale price rose 42.9%, from $840,000 in July 2021 to $1.20M. The live Zillow value series has fell 0.6% in the last 12 months, which is the more current read now that Redfin's series has stopped. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 92.4%. Watch those two together — they move before the median does.
Redfin, through March 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Gold Hill?
Priced off the typical home value of $577,906 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $115,581 | $462,325 | $2,971/mo |
| 5% | $28,895 | $549,010 | $3,528/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,971, that implies roughly $127,330 a year before you add taxes and insurance. We do not hold a Census income figure for Gold Hill, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Gold Hill in the next 12 months?
Tell us your timeline. We send the Gold Hill market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Gold Hill?
Zillow does not publish a rent index (ZORI) for Gold Hill, CO, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Gold Hill?
Active listings in Gold Hill, CO went from 2 in July 2021 to 1 in March 2026, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| August 2021 | 1 | not published |
| May 2022 | 1 | 2 |
| July 2022 | 3 | 2 |
| September 2022 | 2 | 1 |
| November 2022 | 2 | 1 |
| May 2023 | 1 | not published |
| June 2023 | 2 | 2 |
| November 2025 | 5 | not published |
| December 2025 | 4 | not published |
| January 2026 | 1 | not published |
| February 2026 | 1 | not published |
| March 2026 | 1 | not published |
Redfin, through March 2026
How does Gold Hill compare to Colorado and the U.S.?
Gold Hill homes sell for $1.20M — 94% above the Colorado median of $617,000. Against the national median of $410,700, Gold Hill runs 192% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Gold Hill, CO | $1.20M | not published | 102 days |
| Colorado statewide | $617,000 | +1.3% | 35 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through March 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Gold Hill
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $557 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $577,906 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Gold Hill listing goes under contract in 102 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 92.4% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved -0.6% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Gold Hill varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Gold Hill
There are currently 1 homes listed for sale in Gold Hill, Colorado.
Active listings
1
Homes on market
Avg. days on market
102
Days until sale
How much do homes cost in Gold Hill by property type?
How the Gold Hill, CO market breaks down across single-family homes, condos and townhouses. Redfin, through March 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $1.20M | $356/sq ft | 1 | 102 days |
Who lives in Gold Hill?
American Community Survey estimates for Gold Hill. U.S. Census ACS, 2023
Population
288
Households
175
Median age
42.6 years
Owner-occupied
33.7%
Median gross rent
$1,603/mo
Mean commute
36.9 min
33.7% of occupied homes in Gold Hill are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which public schools serve Gold Hill?
1 schools tracked · 12 students
The largest public schools serving Gold Hill, CO by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Gold Hill Elementary School
Grades K-5 · 12 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Gold Hill, CO?
Ordered by distance from Gold Hill, not by size. Compare Gold Hill side by side with any of them.
Gold Hill housing market FAQ
Is Gold Hill a buyer's or seller's market?
Gold Hill, CO is currently a balanced market. That read comes from 1.0 months of supply, homes going under contract in about 102 days, and sellers getting 92.4% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Gold Hill?
The typical home in Gold Hill, CO is worth $577,906 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $1.20M, about $356 per square foot.
Is Gold Hill cheaper than the rest of Colorado?
Gold Hill's median sale price of $1.20M is 94% higher than the Colorado statewide median of $617,000, and 192% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Gold Hill?
Homes in Gold Hill, CO spent a median of 102 days on market before going under contract, versus 35 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Gold Hill?
At the current 30-year fixed rate of 6.66%, 20% down on a $577,906 home is about $2,971 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $127,330 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Gold Hill?
The typical home value in Gold Hill, CO fell 0.6% over the last 12 months, from $581,493 to $577,906 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Gold Hill?
Gold Hill ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Gold Hill?
That depends on your timeline, not on a headline. What the data says today: Gold Hill, CO is a balanced market with 1.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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