14
$89,900
825 E Ottley Ave
Fruita, CO 81521
3 bd2 ba1,152 sqft$78/ft²
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Rocky Castillo · HOMESMART REALTY PARTNERS
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Fruita, CO Housing Market
Balanced market+2.4% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Fruita, CO is worth $486,184, rose 2.4% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $452,500, -5.7% year over year (through May 2026). With 4.9 months of supply and homes going under contract in about 15 days, Fruita is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $486,184 home is about $2,596/mo in principal and interest.
Key numbers for Fruita, CO
Typical home value
$486,184
+2.4% in 12 months
Zillow, August 2026
Typical asking rent
$1,704/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$452,500
-5.7% year over year
Redfin, through May 2026
Days on market
15
Fast-moving
Redfin, through May 2026
Active listings
88
4.9 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$77,680
Home costs 6.3x income
U.S. Census ACS, 2023
Sale-to-list ratio
99.1%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Fruita a buyer's or seller's market?
Balanced market4.9 months of supply15 days on market99.1% of asking
Fruita, CO is a balanced market, based on 4.9 months of supply and homes selling in about 15 days. 4 to 5 months of supply is the neutral band: neither side holds a structural advantage, and outcomes turn on the individual property.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Fruita housing market data show?
Every row below is Redfin's final published month for Fruita, CO. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $452,500 |
| Median list price | $463,225 |
| Year-over-year price change | -5.7% |
| Median price per sq ft | $296/sq ft |
| Median days on market | 15 days |
| Active inventory | 88 listings |
| Months of supply | 4.9 months |
| Sale-to-list price ratio | 99.1% |
| Homes sold (that month) | 18 |
| New listings (that month) | 36 |
| Listings with a price cut | 36.4% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Fruita is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Fruita is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Fruita home prices moved?
Over the last three years the median sale price in Fruita, CO rose 11.7%, from $405,000 to $452,500. The live Zillow value series has rose 2.4% in the last 12 months, which is the more current read now that Redfin's series has stopped. 36.4% of Fruita listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 4.9 months while the sale-to-list ratio slips below its current 99.1%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Fruita?
Priced off the typical home value of $486,184 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $97,237 | $388,947 | $2,596/mo |
| 5% | $24,309 | $461,875 | $3,082/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,596, that implies roughly $111,236 a year before you add taxes and insurance. The median household in Fruita earns $77,680, about $33,556 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 6.3x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Fruita in the next 12 months?
Tell us your timeline. We send the Fruita market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Fruita?
Typical asking rent in Fruita, CO is $1,704/mo, against a typical home value of $486,184. That is a price-to-rent ratio of 23.8x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $2,596 a month — $892 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Fruita?
Active listings in Fruita, CO went from 63 in May 2025 to 88 in May 2026, a +39.7% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 72 | 34 |
| July 2025 | 75 | 28 |
| August 2025 | 71 | 28 |
| September 2025 | 68 | 24 |
| October 2025 | 62 | 26 |
| November 2025 | 57 | 13 |
| December 2025 | 58 | 18 |
| January 2026 | 53 | 21 |
| February 2026 | 63 | 37 |
| March 2026 | 77 | 39 |
| April 2026 | 86 | 35 |
| May 2026 | 88 | 36 |
Redfin, through May 2026
How does Fruita compare to Colorado and the U.S.?
Fruita homes sell for $452,500 — 27% below the Colorado median of $617,000. Against the national median of $410,700, Fruita runs 10% higher. Year-over-year, Fruita moved -5.7% against Colorado's +1.3% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Fruita, CO | $452,500 | -5.7% | 15 days |
| Colorado statewide | $617,000 | +1.3% | 35 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Fruita
What buyers should watch
- Months of supply, currently 4.9. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 36.4%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $487 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $486,184 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Fruita listing goes under contract in 15 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.1% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Fruita added 36 new listings against 18 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +2.4% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Fruita varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Fruita
There are currently 88 homes listed for sale in Fruita, Colorado. The median listing price is $463K. Featured listings range from $89,900 to $719,000.
New Listing
9
$400,000
159 N Willow St
Fruita, CO 81521
2 bd1 ba740 sqft$541/ft²
House6,098 sqft lot
Seth Luksha · EXP REALTY, LLC
View photos & details
36
$410,000
520 Hawthorne St
Fruita, CO 81521
3 bd2 ba1,216 sqft$337/ft²
House6,970 sqft lot
Lisa Bernier · HOMETOWN REALTY OF GRAND JUNCTION
View photos & details
New Listing
22
$419,000
252 S Peach St
Fruita, CO 81521
3 bd2 ba1,344 sqft$312/ft²
House
Priscilla Studt · STUDT REALTY, LLC/MB
View photos & details
New Listing
22
$430,000
1694 Tungsten Way
Fruita, CO 81521
2 bd2 ba1,427 sqft$301/ft²
House4,792 sqft lot
Jeff Hanson · BRAY REAL ESTATE
View photos & details
New Listing
42
$469,900
152 S Apple St
Fruita, CO 81521
3 bd2 ba1,393 sqft$337/ft²
House8,276 sqft lot
Michael Tofel · THE CHRISTI REECE GROUP
View photos & details
New Listing
31
$484,900
774 Comstock Dr
Fruita, CO 81521
4 bd2 ba1,780 sqft$272/ft²
House7,841 sqft lot
Olan Clark · NEXTHOME VALLEY PROPERTIES
View photos & details
New Listing
13
$499,700
1844 M Rd
Fruita, CO 81521
3 bd2 ba1,568 sqft$319/ft²
House6.44 acres
Jonilyn Berry · HOMESMART REALTY PARTNERS
View photos & details
New Listing
26
$529,000
270 N Cedar Ct
Fruita, CO 81521
3 bd2 ba1,472 sqft$359/ft²
House9,148 sqft lot
Jason Wilbur · BRAY REAL ESTATE
View photos & details
New Listing
34
$649,900
858 Delean Way
Fruita, CO 81521
4 bd4 ba2,699 sqft$241/ft²
House9,583 sqft lot
Mindy Dare · RED COMPASS REALTY
View photos & details
New Listing
34
$679,000
781 Moores Diamond Dr
Fruita, CO 81521
5 bd3 ba2,632 sqft$258/ft²
House9,148 sqft lot
Jeff Hanson · BRAY REAL ESTATE
View photos & details
New Build
42
$719,000
2005 Tomochic Dr
Fruita, CO 81521
3 bd3 ba2,347 sqft$306/ft²
House
Naomi Thayer · HOMESMART REALTY PARTNERS
View photos & details
Looking to buy in Fruita?
Get connected with a local real estate expert — free, no obligation.
Active listings
88
Homes on market
Median list price
$463K
Avg. days on market
15
Days until sale
New this week
36
Newly listed
Price drops:36.4%of listings
Sale-to-list:99.1%
How much do homes cost in Fruita by property type?
How the Fruita, CO market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $452,500 | $296/sq ft | 18 | 15 days |
| Condo / co-op | $252,500 | $231/sq ft | 2 | 56 days |
| Townhouse | $408,000 | $255/sq ft | 1 | 55 days |
Who lives in Fruita?
American Community Survey estimates for Fruita. U.S. Census ACS, 2023
Population
13,578
Households
5,146
Median income
$77,680/yr
Median age
40.8 years
Owner-occupied
80.5%
Median home value
$361,500
Median gross rent
$1,275/mo
Mean commute
20 min
80.5% of occupied homes in Fruita are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $361,500 against Zillow's $486,184 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,275/mo, below Zillow's $1,704/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Fruita?
7 schools tracked · 3,415 students
The largest public schools serving Fruita, CO by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Fruita Monument High School
Grades 10-12 · 1,273 students
Fruita 8/9 School
Grades 8-9 · 591 students
Fruita Middle School
Grades 6-7 · 459 students
Shelledy Elementary School
Grades PK-5 · 398 students
Rim Rock Elementary School
Grades PK-5 · 330 students
Monument Ridge Elementary School
Grades PK-5 · 312 students
Monument View Montessori Charter School
Grades PK-5 · 52 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Fruita, CO?
Ordered by distance from Fruita, not by size. Compare Fruita side by side with any of them.
Which ZIP codes are in Fruita?
These are the ZIP codes we see on active Fruita listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Fruita housing market FAQ
Is Fruita a buyer's or seller's market?
Fruita, CO is currently a balanced market. That read comes from 4.9 months of supply, homes going under contract in about 15 days, and sellers getting 99.1% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Fruita?
The typical home in Fruita, CO is worth $486,184 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $452,500, about $296 per square foot.
Is Fruita cheaper than the rest of Colorado?
Fruita's median sale price of $452,500 is 27% lower than the Colorado statewide median of $617,000, and 10% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Fruita?
Homes in Fruita, CO spent a median of 15 days on market before going under contract, versus 35 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Fruita?
At the current 30-year fixed rate of 7.03%, 20% down on a $486,184 home is about $2,596 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $111,236 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $77,680.
Are home prices rising in Fruita?
The typical home value in Fruita, CO rose 2.4% over the last 12 months, from $474,759 to $486,184 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Fruita?
Fruita ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Fruita?
That depends on your timeline, not on a headline. What the data says today: Fruita, CO is a balanced market with 4.9 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 23.8x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.
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