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Featured local agent — Taft Mosswood, CA
Sarah Mitchell
Compass Real Estate · Taft Mosswood, CA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Taft Mosswood, CA Housing Market
The typical home in Taft Mosswood, CA is worth $367,649, fell 5.9% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $155,000 (through May 2026). With homes going under contract in about 12 days, Taft Mosswood is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $367,649 home is about $1,890/mo in principal and interest.
Key numbers for Taft Mosswood, CA
Typical home value
$367,649
-5.9% in 12 months
Zillow, July 2026
Median sale price
$155,000
Last published period
Redfin, through May 2026
Days on market
12
Fast-moving
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$55,526
Home costs 6.6x income
U.S. Census ACS, 2023
Sale-to-list ratio
62.0%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Taft Mosswood a buyer's or seller's market?
Taft Mosswood, CA is a balanced market and homes selling in about 12 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Taft Mosswood housing market data show?
Every row below is Redfin's final published month for Taft Mosswood, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $155,000 |
| Median price per sq ft | $109/sq ft |
| Median days on market | 12 days |
| Sale-to-list price ratio | 62.0% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Taft Mosswood is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Taft Mosswood is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Taft Mosswood home prices moved?
Across the 20 months we hold for Taft Mosswood, CA, the median sale price fell 55.1%, from $345,000 in April 2021 to $155,000. The live Zillow value series has fell 5.9% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Taft Mosswood?
Priced off the typical home value of $367,649 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $73,530 | $294,119 | $1,890/mo |
| 5% | $18,382 | $349,267 | $2,244/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,890, that implies roughly $81,004 a year before you add taxes and insurance. The median household in Taft Mosswood earns $55,526, about $25,478 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 6.6x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Taft Mosswood in the next 12 months?
Tell us your timeline. We send the Taft Mosswood market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Taft Mosswood?
Zillow does not publish a rent index (ZORI) for Taft Mosswood, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Taft Mosswood?
Active listings in Taft Mosswood, CA went from 1 in April 2021 to 1 in April 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| April 2021 | 1 | 1 |
| August 2021 | 1 | 1 |
| April 2022 | 3 | 1 |
| June 2022 | 1 | not published |
| July 2022 | 2 | 1 |
| September 2022 | 2 | 1 |
| March 2023 | 1 | 1 |
| February 2026 | 1 | 2 |
| April 2026 | 1 | 1 |
Redfin, through April 2026
How does Taft Mosswood compare to California and the U.S.?
Taft Mosswood homes sell for $155,000 — 83% below the California median of $887,400. Against the national median of $410,700, Taft Mosswood runs 62% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Taft Mosswood, CA | $155,000 | not published | 12 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Taft Mosswood
What buyers should watch
- The gap between 5% and 20% down here is $354 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $367,649 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Taft Mosswood listing goes under contract in 12 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 62.0% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved -5.9% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Taft Mosswood varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Taft Mosswood
Explore homes currently listed for sale in Taft Mosswood, California across major real estate platforms.
Who lives in Taft Mosswood?
American Community Survey estimates for Taft Mosswood. U.S. Census ACS, 2023
Population
1,199
Households
372
Median income
$55,526/yr
Median age
31.8 years
Owner-occupied
50.8%
Median home value
$322,300
Median gross rent
$1,829/mo
Mean commute
44.4 min
50.8% of occupied homes in Taft Mosswood are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $322,300 against Zillow's $367,649 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Taft Mosswood, CA?
Ordered by distance from Taft Mosswood, not by size. Compare Taft Mosswood side by side with any of them.
Taft Mosswood housing market FAQ
Is Taft Mosswood a buyer's or seller's market?
Taft Mosswood, CA is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Taft Mosswood?
The typical home in Taft Mosswood, CA is worth $367,649 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $155,000, about $109 per square foot.
Is Taft Mosswood cheaper than the rest of California?
Taft Mosswood's median sale price of $155,000 is 83% lower than the California statewide median of $887,400, and 62% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Taft Mosswood?
Homes in Taft Mosswood, CA spent a median of 12 days on market before going under contract, versus 33 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Taft Mosswood?
At the current 30-year fixed rate of 6.66%, 20% down on a $367,649 home is about $1,890 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $81,004 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $55,526.
Are home prices rising in Taft Mosswood?
The typical home value in Taft Mosswood, CA fell 5.9% over the last 12 months, from $390,865 to $367,649 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Taft Mosswood?
Taft Mosswood ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Taft Mosswood?
That depends on your timeline, not on a headline. What the data says today: Taft Mosswood, CA is a balanced market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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