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Featured local agent — San Geronimo, CA
Sarah Mitchell
Compass Real Estate · San Geronimo, CA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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San Geronimo, CA Housing Market
The typical home in San Geronimo, CA is worth $1.18M, rose 1.2% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $1.18M (through May 2026). With 5.0 months of supply, San Geronimo is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $1.18M home is about $6,057/mo in principal and interest.
Key numbers for San Geronimo, CA
Typical home value
$1.18M
+1.2% in 12 months
Zillow, July 2026
Median sale price
$1.18M
Last published period
Redfin, through April 2026
Active listings
5
5.0 months of supply
Redfin, through April 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$206,375
Home costs 5.7x income
U.S. Census ACS, 2023
Sale-to-list ratio
102.6%
Selling above asking
Redfin, through April 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is San Geronimo a buyer's or seller's market?
San Geronimo, CA is a balanced market, based on 5.0 months of supply. 4 to 5 months of supply is the neutral band: neither side holds a structural advantage, and outcomes turn on the individual property.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the San Geronimo housing market data show?
Every row below is Redfin's final published month for San Geronimo, CA. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $1.18M |
| Median list price | $3.17M |
| Median price per sq ft | $1,130/sq ft |
| Active inventory | 5 listings |
| Months of supply | 5.0 months |
| Sale-to-list price ratio | 102.6% |
| Homes sold (that month) | 1 |
| New listings (that month) | 2 |
| Listings with a price cut | 40.0% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for San Geronimo is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in San Geronimo is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have San Geronimo home prices moved?
Across the 21 months we hold for San Geronimo, CA, the median sale price fell 50.8%, from $2.40M in April 2021 to $1.18M. The live Zillow value series has rose 1.2% in the last 12 months, which is the more current read now that Redfin's series has stopped. 40.0% of San Geronimo listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 5.0 months while the sale-to-list ratio slips below its current 102.6%. Watch those two together — they move before the median does.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in San Geronimo?
Priced off the typical home value of $1.18M at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $235,619 | $942,476 | $6,057/mo |
| 5% | $58,905 | $1.12M | $7,192/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $6,057, that implies roughly $259,569 a year before you add taxes and insurance. The median household in San Geronimo earns $206,375, about $53,194 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.7x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in San Geronimo in the next 12 months?
Tell us your timeline. We send the San Geronimo market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in San Geronimo?
Zillow does not publish a rent index (ZORI) for San Geronimo, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in San Geronimo?
Active listings in San Geronimo, CA went from 1 in July 2021 to 5 in April 2026, a +400.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| March 2022 | 1 | 1 |
| May 2023 | 2 | 1 |
| June 2023 | 1 | not published |
| September 2023 | 1 | not published |
| March 2024 | 1 | 1 |
| May 2024 | 3 | 3 |
| June 2024 | 1 | not published |
| September 2024 | 2 | not published |
| October 2025 | 3 | not published |
| December 2025 | 2 | 1 |
| January 2026 | 1 | not published |
| April 2026 | 5 | 2 |
Redfin, through April 2026
How does San Geronimo compare to California and the U.S.?
San Geronimo homes sell for $1.18M — 33% above the California median of $887,400. Against the national median of $410,700, San Geronimo runs 187% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| San Geronimo, CA | $1.18M | not published | not published |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in San Geronimo
What buyers should watch
- Months of supply, currently 5.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 40.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $1,136 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $1.18M home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- Homes here close at 102.6% of asking. Price at the number you want and let competition do the rest.
- In the last published month San Geronimo added 2 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +1.2% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside San Geronimo varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in San Geronimo
There are currently 5 homes listed for sale in San Geronimo, California. The median listing price is $3.2M.
Active listings
5
Homes on market
Median list price
$3.2M
New this week
2
Newly listed
How much do homes cost in San Geronimo by property type?
How the San Geronimo, CA market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $1.18M | $1,130/sq ft | 1 | not published |
Who lives in San Geronimo?
American Community Survey estimates for San Geronimo. U.S. Census ACS, 2023
Population
562
Households
195
Median income
$206,375/yr
Median age
46.4 years
Owner-occupied
88.7%
Median home value
$1.22M
Mean commute
17.8 min
88.7% of occupied homes in San Geronimo are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $1.22M against Zillow's $1.18M typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve San Geronimo?
2 schools tracked · 162 students
The largest public schools serving San Geronimo, CA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
San Geronimo Valley Elementary
Grades K-6 · 82 students
Lagunitas Elementary
Grades K-8 · 80 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near San Geronimo, CA?
Ordered by distance from San Geronimo, not by size. Compare San Geronimo side by side with any of them.
San Geronimo housing market FAQ
Is San Geronimo a buyer's or seller's market?
San Geronimo, CA is currently a balanced market. That read comes from 5.0 months of supply, and sellers getting 102.6% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in San Geronimo?
The typical home in San Geronimo, CA is worth $1.18M (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $1.18M, about $1,130 per square foot.
Is San Geronimo cheaper than the rest of California?
San Geronimo's median sale price of $1.18M is 33% higher than the California statewide median of $887,400, and 187% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in San Geronimo?
We do not hold a days-on-market figure for San Geronimo, CA. Redfin stopped publishing its public market tracker in June 2026, so this metric is frozen wherever it exists and missing where it never landed.
What income do you need to buy a home in San Geronimo?
At the current 30-year fixed rate of 6.66%, 20% down on a $1.18M home is about $6,057 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $259,569 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $206,375.
Are home prices rising in San Geronimo?
The typical home value in San Geronimo, CA rose 1.2% over the last 12 months, from $1.16M to $1.18M (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in San Geronimo?
San Geronimo ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in San Geronimo?
That depends on your timeline, not on a headline. What the data says today: San Geronimo, CA is a balanced market with 5.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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