New Listing
72
$499,000
736 Golden Ave
Lodi, CA 95240
4 bd3 ba1,722 sqft$290/ft²
House6,242 sqft lot
Constance Boyd · Vista Sotheby's International Realty
View photos & details
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Lodi, CA Housing Market
Seller's market-2.4% YoY
Zillow, July 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly
The typical home in Lodi, CA is worth $515,002, fell 2.4% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $599,000, +12.2% year over year (through May 2026). With 2.8 months of supply and homes going under contract in about 26 days, Lodi is a seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $515,002 home is about $2,648/mo in principal and interest.
Key numbers for Lodi, CA
Typical home value
$515,002
-2.4% in 12 months
Zillow, July 2026
Typical asking rent
$2,170/mo
Zillow Observed Rent Index
Zillow, July 2026
Median sale price
$599,000
+12.2% year over year
Redfin, through May 2026
Days on market
26
Average pace
Redfin, through May 2026
Active listings
114
2.8 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$84,402
Home costs 6.1x income
U.S. Census ACS, 2023
Sale-to-list ratio
99.5%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Lodi a buyer's or seller's market?
Seller's market2.8 months of supply26 days on market99.5% of asking
Lodi, CA is a seller's market, based on 2.8 months of supply and homes selling in about 26 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Lodi housing market data show?
Every row below is Redfin's final published month for Lodi, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $599,000 |
| Median list price | $572,000 |
| Year-over-year price change | +12.2% |
| Median price per sq ft | $307/sq ft |
| Median days on market | 26 days |
| Active inventory | 114 listings |
| Months of supply | 2.8 months |
| Sale-to-list price ratio | 99.5% |
| Homes sold (that month) | 41 |
| New listings (that month) | 58 |
| Listings with a price cut | 29.8% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Lodi is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Lodi is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Lodi home prices moved?
Over the last three years the median sale price in Lodi, CA rose 24.8%, from $480,000 to $599,000. The live Zillow value series has fell 2.4% in the last 12 months, which is the more current read now that Redfin's series has stopped. 29.8% of Lodi listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 2.8 months while the sale-to-list ratio slips below its current 99.5%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Lodi?
Priced off the typical home value of $515,002 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $103,000 | $412,002 | $2,648/mo |
| 5% | $25,750 | $489,252 | $3,144/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,648, that implies roughly $113,470 a year before you add taxes and insurance. The median household in Lodi earns $84,402, about $29,068 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 6.1x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Lodi in the next 12 months?
Tell us your timeline. We send the Lodi market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Lodi?
Typical asking rent in Lodi, CA is $2,170/mo, against a typical home value of $515,002. That is a price-to-rent ratio of 19.8x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $2,648 a month — $478 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, July 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Lodi?
Active listings in Lodi, CA went from 164 in May 2025 to 114 in May 2026, a -30.5% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 180 | 73 |
| July 2025 | 203 | 82 |
| August 2025 | 183 | 52 |
| September 2025 | 163 | 45 |
| October 2025 | 146 | 55 |
| November 2025 | 130 | 39 |
| December 2025 | 118 | 41 |
| January 2026 | 122 | 61 |
| February 2026 | 123 | 55 |
| March 2026 | 111 | 55 |
| April 2026 | 115 | 59 |
| May 2026 | 114 | 58 |
Redfin, through May 2026
How does Lodi compare to California and the U.S.?
Lodi homes sell for $599,000 — 32% below the California median of $887,400. Against the national median of $410,700, Lodi runs 46% higher. Year-over-year, Lodi moved +12.2% against California's +3.4% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Lodi, CA | $599,000 | +12.2% | 26 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Lodi
What buyers should watch
- Months of supply, currently 2.8. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 29.8%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $496 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $515,002 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Lodi listing goes under contract in 26 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.5% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Lodi added 58 new listings against 41 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -2.4% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Lodi varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Lodi
There are currently 114 homes listed for sale in Lodi, California. The median listing price is $572K. Featured listings range from $499,000 to $18,000,000.
New Listing
24
$509,000
616 Carignane Ct
Lodi, CA 95240
3 bd2 ba1,621 sqft$314/ft²
House10,768 sqft lot
Susan Perondi · Nestled In Co
View photos & details
New Listing
38
$579,000
1180 Northwood Dr
Lodi, CA 95240
3 bd2 ba1,871 sqft$309/ft²
House6,721 sqft lot
Angel Mcgregor · Statesman Realty
View photos & details
New Listing
43
$599,000
20362 N Ray Rd
Lodi, CA 95242
3 bd2 ba1,376 sqft$435/ft²
House1.00 acres
Kamille Vanwarmerdam · Real Broker
View photos & details
New Listing
35
$699,000
306 Bella Vista Dr
Lodi, CA 95242
3 bd2 ba1,902 sqft$368/ft²
House8,250 sqft lot
Nancy Hyske · Schaffer & Company, Realtors
View photos & details
New Listing
41
$709,000
2012 Providence Way
Lodi, CA 95242
4 bd3 ba2,346 sqft$302/ft²
House6,155 sqft lot
Bryan Laber · Laber Enterprises
View photos & details
New Listing
15
$1,040,000
10400 E Harney Ln
Lodi, CA 95240
Land19.10 acres
Andrew Rotner · Rotner and Associates
View photos & details
New Listing
80
$1,200,000
19542 N Jack Tone Rd
Lodi, CA 95240
Land40.12 acres
Juanita Bennett · Bennett Realtors
View photos & details
New Listing
25
$1,200,000
15942 N Jack Tone Rd
Lodi, CA 95240
2 bd1 ba1,100 sqft$1091/ft²
House40.12 acres
Juanita Bennett · Bennett Realtors
View photos & details
New Listing
59
$1,239,000
838 Virginia Ave
Lodi, CA 95242
4 bd5 ba3,840 sqft$323/ft²
House7,180 sqft lot
Gail Gatan · Intero Real Estate Services
View photos & details
New Listing
14
$7,200,000
2424 Winchester Dr
Lodi, CA 95240
64 bd1 ba7,552 sqft$953/ft²
Multi-family21,780 sqft lot
Andrew Hodgson · Colliers Parrish Intenational Inc.
View photos & details
New Listing
18
$18,000,000
602 Wimbledon Dr
Lodi, CA 95240
166 bd1 ba36,365 sqft$495/ft²
Multi-family2.01 acres
Andrew Hodgson · Colliers Parrish Intenational Inc.
View photos & details
Looking to buy in Lodi?
Get connected with a local real estate expert — free, no obligation.
Active listings
114
Homes on market
Median list price
$572K
Avg. days on market
26
Days until sale
New this week
58
Newly listed
Price drops:29.8%of listings
Sale-to-list:99.5%
How much do homes cost in Lodi by property type?
How the Lodi, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $614,500 | $326/sq ft | 34 | 23 days |
| Condo / co-op | $262,500 | $281/sq ft | 6 | 86 days |
| Townhouse | $490,000 | $292/sq ft | 1 | 12 days |
Who lives in Lodi?
American Community Survey estimates for Lodi. U.S. Census ACS, 2023
Population
67,008
Households
23,002
Median income
$84,402/yr
Median age
35.9 years
Owner-occupied
56.2%
Median home value
$468,800
Median gross rent
$1,565/mo
Mean commute
24.1 min
56.2% of occupied homes in Lodi are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $468,800 against Zillow's $515,002 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,565/mo, below Zillow's $2,170/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Lodi?
25 schools tracked · 14,559 students
The largest public schools serving Lodi, CA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Tokay High
Grades 9-12 · 2,088 students
Lodi High
Grades 9-12 · 1,990 students
Vista Oaks Charter
Grades K-12 · 948 students
Lodi Middle
Grades 7-8 · 922 students
Ellerth E. Larson Elementary
Grades K-6 · 845 students
Millswood Middle
Grades 7-8 · 843 students
Rio Valley Charter
Grades K-12 · 731 students
Lois E. Borchardt Elementary
Grades K-6 · 709 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Lodi, CA?
Ordered by distance from Lodi, not by size. Compare Lodi side by side with any of them.
Which ZIP codes are in Lodi?
These are the ZIP codes we see on active Lodi listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Lodi housing market FAQ
Is Lodi a buyer's or seller's market?
Lodi, CA is currently a seller's market. That read comes from 2.8 months of supply, homes going under contract in about 26 days, and sellers getting 99.5% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Lodi?
The typical home in Lodi, CA is worth $515,002 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $599,000, about $307 per square foot.
Is Lodi cheaper than the rest of California?
Lodi's median sale price of $599,000 is 32% lower than the California statewide median of $887,400, and 46% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Lodi?
Homes in Lodi, CA spent a median of 26 days on market before going under contract, versus 33 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Lodi?
At the current 30-year fixed rate of 6.66%, 20% down on a $515,002 home is about $2,648 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $113,470 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $84,402.
Are home prices rising in Lodi?
The typical home value in Lodi, CA fell 2.4% over the last 12 months, from $527,894 to $515,002 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Lodi?
Lodi ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Lodi?
That depends on your timeline, not on a headline. What the data says today: Lodi, CA is a seller's market with 2.8 months of supply, the 30-year fixed rate is 6.66%, and the price-to-rent ratio of 19.8x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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