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Featured local agent — Hat Creek, CA
Sarah Mitchell
Compass Real Estate · Hat Creek, CA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Hat Creek, CA Housing Market
The typical home in Hat Creek, CA is worth $357,067, rose 0.6% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $3.40M (through May 2026). With 1.0 months of supply and homes going under contract in about 301 days, Hat Creek is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $357,067 home is about $1,836/mo in principal and interest.
Key numbers for Hat Creek, CA
Typical home value
$357,067
+0.6% in 12 months
Zillow, July 2026
Median sale price
$3.40M
Last published period
Redfin, through March 2026
Days on market
301
Slow-moving
Redfin, through March 2026
Active listings
1
1.0 months of supply
Redfin, through March 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Sale-to-list ratio
94.7%
Selling below asking
Redfin, through March 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Hat Creek a buyer's or seller's market?
Hat Creek, CA is a balanced market, based on 1.0 months of supply and homes selling in about 301 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Hat Creek housing market data show?
Every row below is Redfin's final published month for Hat Creek, CA. Redfin, through March 2026
| Metric | Value |
|---|---|
| Median sale price | $3.40M |
| Median days on market | 301 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 94.7% |
| Homes sold (that month) | 1 |
| Listings with a price cut | 100.0% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Hat Creek is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Hat Creek is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Hat Creek home prices moved?
Across the 10 months we hold for Hat Creek, CA, the median sale price rose 1519.0%, from $210,000 in June 2021 to $3.40M. The live Zillow value series has rose 0.6% in the last 12 months, which is the more current read now that Redfin's series has stopped. 100.0% of Hat Creek listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 94.7%. Watch those two together — they move before the median does.
Redfin, through March 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Hat Creek?
Priced off the typical home value of $357,067 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $71,413 | $285,653 | $1,836/mo |
| 5% | $17,853 | $339,213 | $2,180/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,836, that implies roughly $78,672 a year before you add taxes and insurance. We do not hold a Census income figure for Hat Creek, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Hat Creek in the next 12 months?
Tell us your timeline. We send the Hat Creek market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Hat Creek?
Zillow does not publish a rent index (ZORI) for Hat Creek, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Hat Creek?
Active listings in Hat Creek, CA went from 1 in June 2021 to 1 in March 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2021 | 1 | 1 |
| September 2021 | 1 | not published |
| May 2022 | 4 | 2 |
| July 2022 | 2 | not published |
| November 2023 | 1 | not published |
| April 2025 | 3 | 1 |
| June 2025 | 2 | not published |
| October 2025 | 3 | not published |
| January 2026 | 2 | not published |
| March 2026 | 1 | not published |
Redfin, through March 2026
How does Hat Creek compare to California and the U.S.?
Hat Creek homes sell for $3.40M — 283% above the California median of $887,400. Against the national median of $410,700, Hat Creek runs 728% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Hat Creek, CA | $3.40M | not published | 301 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through March 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Hat Creek
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 100.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $344 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $357,067 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Hat Creek listing goes under contract in 301 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 94.7% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +0.6% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Hat Creek varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Hat Creek
There are currently 1 homes listed for sale in Hat Creek, California.
Active listings
1
Homes on market
Avg. days on market
301
Days until sale
How much do homes cost in Hat Creek by property type?
How the Hat Creek, CA market breaks down across single-family homes, condos and townhouses. Redfin, through March 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $3.40M | not published | 1 | 301 days |
Who lives in Hat Creek?
American Community Survey estimates for Hat Creek. U.S. Census ACS, 2023
Population
88
Households
39
Median age
67.6 years
Owner-occupied
100.0%
100.0% of occupied homes in Hat Creek are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Hat Creek, CA?
Ordered by distance from Hat Creek, not by size. Compare Hat Creek side by side with any of them.
Hat Creek housing market FAQ
Is Hat Creek a buyer's or seller's market?
Hat Creek, CA is currently a balanced market. That read comes from 1.0 months of supply, homes going under contract in about 301 days, and sellers getting 94.7% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Hat Creek?
The typical home in Hat Creek, CA is worth $357,067 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $3.40M.
Is Hat Creek cheaper than the rest of California?
Hat Creek's median sale price of $3.40M is 283% higher than the California statewide median of $887,400, and 728% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Hat Creek?
Homes in Hat Creek, CA spent a median of 301 days on market before going under contract, versus 33 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Hat Creek?
At the current 30-year fixed rate of 6.66%, 20% down on a $357,067 home is about $1,836 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $78,672 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Hat Creek?
The typical home value in Hat Creek, CA rose 0.6% over the last 12 months, from $354,770 to $357,067 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Hat Creek?
Hat Creek ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Hat Creek?
That depends on your timeline, not on a headline. What the data says today: Hat Creek, CA is a balanced market with 1.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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