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Featured local agent — Clear Creek, CA
Sarah Mitchell
Compass Real Estate · Clear Creek, CA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Clear Creek, CA Housing Market
The last median sale price Redfin published was $217,000 (through May 2026). With 1.0 months of supply and homes going under contract in about 541 days, Clear Creek is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $217,000 home is about $1,116/mo in principal and interest.
Key numbers for Clear Creek, CA
Median sale price
$217,000
Last published period
Redfin, through May 2026
Days on market
541
Slow-moving
Redfin, through May 2026
Active listings
1
1.0 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$48,417
Home costs 4.5x income
U.S. Census ACS, 2023
Sale-to-list ratio
90.4%
Selling below asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Clear Creek a buyer's or seller's market?
Clear Creek, CA is a balanced market, based on 1.0 months of supply and homes selling in about 541 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Clear Creek housing market data show?
Every row below is Redfin's final published month for Clear Creek, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $217,000 |
| Median list price | $184,900 |
| Median price per sq ft | $192/sq ft |
| Median days on market | 541 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 90.4% |
| Homes sold (that month) | 1 |
| New listings (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Clear Creek is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Clear Creek is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Clear Creek home prices moved?
Across the 19 months we hold for Clear Creek, CA, the median sale price fell 9.2%, from $239,000 in July 2021 to $217,000. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 90.4%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Clear Creek?
Priced off the median sale price of $217,000 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $43,400 | $173,600 | $1,116/mo |
| 5% | $10,850 | $206,150 | $1,325/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,116, that implies roughly $47,811 a year before you add taxes and insurance. The median household in Clear Creek earns $48,417, about $606 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.5x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Clear Creek in the next 12 months?
Tell us your timeline. We send the Clear Creek market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Clear Creek?
Zillow does not publish a rent index (ZORI) for Clear Creek, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Clear Creek?
Active listings in Clear Creek, CA went from 6 in November 2021 to 1 in May 2026, a -83.3% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| December 2021 | 5 | 1 |
| January 2022 | 4 | not published |
| March 2022 | 4 | 1 |
| May 2022 | 2 | not published |
| July 2022 | 2 | not published |
| September 2022 | 2 | 1 |
| October 2022 | 2 | 1 |
| December 2024 | 3 | 1 |
| March 2025 | 2 | 1 |
| September 2025 | 3 | not published |
| March 2026 | 1 | not published |
| May 2026 | 1 | 1 |
Redfin, through May 2026
How does Clear Creek compare to California and the U.S.?
Clear Creek homes sell for $217,000 — 76% below the California median of $887,400. Against the national median of $410,700, Clear Creek runs 47% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Clear Creek, CA | $217,000 | not published | 541 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Clear Creek
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $209 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $217,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Clear Creek listing goes under contract in 541 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 90.4% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Clear Creek added 1 new listings against 1 sales — more clearing than arriving, which is the better window to list.
- Comparable ZIP-level pricing inside Clear Creek varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Clear Creek
There are currently 1 homes listed for sale in Clear Creek, California. The median listing price is $185K.
Active listings
1
Homes on market
Median list price
$185K
Avg. days on market
541
Days until sale
New this week
1
Newly listed
How much do homes cost in Clear Creek by property type?
How the Clear Creek, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $217,000 | $192/sq ft | 1 | 541 days |
Who lives in Clear Creek?
American Community Survey estimates for Clear Creek. U.S. Census ACS, 2023
Population
273
Households
135
Median income
$48,417/yr
Median age
48.1 years
Owner-occupied
68.9%
Median home value
$231,900
Median gross rent
$1,110/mo
Mean commute
27.5 min
68.9% of occupied homes in Clear Creek are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Clear Creek, CA?
Ordered by distance from Clear Creek, not by size. Compare Clear Creek side by side with any of them.
Clear Creek housing market FAQ
Is Clear Creek a buyer's or seller's market?
Clear Creek, CA is currently a balanced market. That read comes from 1.0 months of supply, homes going under contract in about 541 days, and sellers getting 90.4% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Clear Creek?
The median sale price in the last month Redfin published was $217,000, about $192 per square foot.
Is Clear Creek cheaper than the rest of California?
Clear Creek's median sale price of $217,000 is 76% lower than the California statewide median of $887,400, and 47% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Clear Creek?
Homes in Clear Creek, CA spent a median of 541 days on market before going under contract, versus 33 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Clear Creek?
At the current 30-year fixed rate of 6.66%, 20% down on a $217,000 home is about $1,116 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $47,811 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $48,417.
Are home prices rising in Clear Creek?
We do not hold a complete 12-month value series for Clear Creek, CA yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Clear Creek?
Clear Creek ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Clear Creek?
That depends on your timeline, not on a headline. What the data says today: Clear Creek, CA is a balanced market with 1.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $217,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.