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Featured local agent — West Jefferson, AL
Sarah Mitchell
Compass Real Estate · West Jefferson, AL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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West Jefferson, AL Housing Market
The typical home in West Jefferson, AL is worth $152,093, held roughly flat 0.2% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $230,000 (through May 2026). With 1.0 months of supply and homes going under contract in about 185 days, West Jefferson is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $152,093 home is about $782/mo in principal and interest.
Key numbers for West Jefferson, AL
Typical home value
$152,093
+0.2% in 12 months
Zillow, July 2026
Median sale price
$230,000
Last published period
Redfin, through November 2025
Days on market
185
Slow-moving
Redfin, through November 2025
Active listings
1
1.0 months of supply
Redfin, through November 2025
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$36,667
Home costs 4.1x income
U.S. Census ACS, 2023
Sale-to-list ratio
93.9%
Selling below asking
Redfin, through November 2025
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is West Jefferson a buyer's or seller's market?
West Jefferson, AL is a balanced market, based on 1.0 months of supply and homes selling in about 185 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the West Jefferson housing market data show?
Every row below is Redfin's final published month for West Jefferson, AL. Redfin, through November 2025
| Metric | Value |
|---|---|
| Median sale price | $230,000 |
| Median price per sq ft | $111/sq ft |
| Median days on market | 185 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 93.9% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for West Jefferson is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in West Jefferson is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have West Jefferson home prices moved?
Across the 17 months we hold for West Jefferson, AL, the median sale price fell 8.0%, from $250,000 in April 2021 to $230,000. The live Zillow value series has held roughly flat 0.2% in the last 12 months, which is the more current read now that Redfin's series has stopped. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 93.9%. Watch those two together — they move before the median does.
Redfin, through November 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in West Jefferson?
Priced off the typical home value of $152,093 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $30,419 | $121,674 | $782/mo |
| 5% | $7,605 | $144,488 | $929/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $782, that implies roughly $33,510 a year before you add taxes and insurance. The median household in West Jefferson earns $36,667, about $3,157 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.1x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in West Jefferson in the next 12 months?
Tell us your timeline. We send the West Jefferson market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in West Jefferson?
Zillow does not publish a rent index (ZORI) for West Jefferson, AL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in West Jefferson?
Active listings in West Jefferson, AL went from 2 in April 2021 to 1 in November 2025, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| April 2021 | 2 | 1 |
| May 2021 | 1 | not published |
| December 2022 | 2 | 1 |
| February 2023 | 1 | not published |
| April 2023 | 1 | 1 |
| August 2023 | 4 | 3 |
| September 2023 | 3 | not published |
| October 2023 | 1 | not published |
| July 2025 | 3 | 1 |
| October 2025 | 2 | not published |
| November 2025 | 1 | not published |
Redfin, through November 2025
How does West Jefferson compare to Alabama and the U.S.?
West Jefferson homes sell for $230,000 — 26% below the Alabama median of $312,600. Against the national median of $410,700, West Jefferson runs 44% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| West Jefferson, AL | $230,000 | not published | 185 days |
| Alabama statewide | $312,600 | +7.2% | 57 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through November 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in West Jefferson
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $147 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $152,093 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median West Jefferson listing goes under contract in 185 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 93.9% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +0.2% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside West Jefferson varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in West Jefferson
There are currently 1 homes listed for sale in West Jefferson, Alabama.
Active listings
1
Homes on market
Avg. days on market
185
Days until sale
Who lives in West Jefferson?
American Community Survey estimates for West Jefferson. U.S. Census ACS, 2023
Population
527
Households
246
Median income
$36,667/yr
Median age
42.8 years
Owner-occupied
92.3%
Median home value
$136,400
Median gross rent
$694/mo
Mean commute
28.2 min
92.3% of occupied homes in West Jefferson are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $136,400 against Zillow's $152,093 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near West Jefferson, AL?
Ordered by distance from West Jefferson, not by size. Compare West Jefferson side by side with any of them.
West Jefferson housing market FAQ
Is West Jefferson a buyer's or seller's market?
West Jefferson, AL is currently a balanced market. That read comes from 1.0 months of supply, homes going under contract in about 185 days, and sellers getting 93.9% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in West Jefferson?
The typical home in West Jefferson, AL is worth $152,093 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $230,000, about $111 per square foot.
Is West Jefferson cheaper than the rest of Alabama?
West Jefferson's median sale price of $230,000 is 26% lower than the Alabama statewide median of $312,600, and 44% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in West Jefferson?
Homes in West Jefferson, AL spent a median of 185 days on market before going under contract, versus 57 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in West Jefferson?
At the current 30-year fixed rate of 6.66%, 20% down on a $152,093 home is about $782 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $33,510 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $36,667.
Are home prices rising in West Jefferson?
The typical home value in West Jefferson, AL held roughly flat 0.2% over the last 12 months, from $151,859 to $152,093 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in West Jefferson?
West Jefferson ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in West Jefferson?
That depends on your timeline, not on a headline. What the data says today: West Jefferson, AL is a balanced market with 1.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $152,093, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.