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Sarah Mitchell
Compass Real Estate · ZIP 99712
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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99712 ZIP Code Housing Market
The typical home in ZIP code 99712 is worth $321,594, rose 2.9% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published for this ZIP was $430,500, +17.2% year over year (through May 2026). With homes going under contract in about 51 days, 99712 is a leaning buyer's. At today's 7.03% 30-year fixed rate, 20% down works out to about $1,717/mo in principal and interest.
Key numbers for ZIP code 99712
Typical home value
$321,594
+2.9% in 12 months
Zillow, August 2026
Median sale price
$430,500
+17.2% year over year
Redfin, through March 2026
Days on market
51
Average pace
Redfin, through March 2026
Active listings
25
Redfin, through March 2026
Sale-to-list ratio
99.9%
Selling below asking
Redfin, through March 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$112,808
Home costs 2.9x income
U.S. Census ACS, 2024
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current.
Is the 99712 ZIP code a buyer's or seller's market?
ZIP code 99712 is a leaning buyer's and homes selling in about 51 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
What are the latest 99712 housing market stats?
Redfin's final published month for this ZIP code. Redfin, through March 2026
| Metric | Value |
|---|---|
| Median sale price | $430,500 |
| Median list price | $415,000 |
| Year-over-year price change | +17.2% |
| Median price per sq ft | $206/sq ft |
| Median days on market | 51 days |
| Active inventory | 25 listings |
| Sale-to-list price ratio | 99.9% |
| Homes sold (that month) | 38 |
| Market condition | Leaning buyer's |
Reading these: months of supply is how long it would take to sell every active listing at the current pace (under 4 months of supply tilts toward sellers, 4 to 5 months is the neutral band, and above 5 months tilts toward buyers — above 7 months is a glut.). Days on market is the median time from listing to accepted offer. Sale-to-list ratio above 100% means bidding over asking is normal here. Price per square foot lets you compare differently sized homes, but it should not be used to value your own.
How have 99712 home prices moved?
Over the three years through Redfin's final published month, the median sale price in 99712 rose 16.4%, from $370,000 to $430,500. The live Zillow value series has rose 2.9% in the last 12 months — the more current read now that the Redfin series has stopped. ZIP-level medians swing harder than citywide ones because far fewer homes sell in a month; read the shape of the line, not any single point.
Redfin, through March 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in 99712?
Priced off the typical home value of $321,594 at the current 7.03% 30-year fixed rate. Principal and interest only — property taxes, insurance, HOA dues and mortgage insurance are on top and vary too much by property for us to guess.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $64,319 | $257,275 | $1,717/mo |
| 5% | $16,080 | $305,514 | $2,039/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
Lenders generally want housing costs under 28% of gross income, so the 20%-down payment of $1,717 implies roughly $73,579 a year before taxes and insurance. The median household in this ZIP earns $112,808, clearing that threshold by about $39,229. Price-to-income runs 2.9x.
Run it with your own numbers: affordability calculator · mortgage calculator · rent vs. buy calculator
Who lives in 99712?
American Community Survey estimates for this ZIP code tabulation area. U.S. Census ACS, 2024
Population
12,477
Households
4,777
Median income
$112,808/yr
Median age
39.7 years
Owner-occupied
85.8%
Median home value
$320,100
Median gross rent
$1,288/mo
Mean commute
32.21 min
85.8% of occupied homes in this ZIP are owner-occupied — the share that decides how much of the local housing stock ever reaches the for-sale market.
Homes for sale in 99712
The last count we hold for 99712 is 25 active listings, with a median asking price of $415,000 (Redfin, through May 2026). Properties Incorporated is a data platform, not a listing portal — we publish what homes cost and how fast they move, and we point you at the portals for the inventory itself. Tell us what you are looking for and we will send the listings that match instead.
99712 housing market FAQ
How much do homes cost in 99712?
The typical home in ZIP code 99712 is worth $321,594 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published for this ZIP was $430,500, about $206 per square foot (through May 2026).
Is 99712 a buyer's or seller's market?
ZIP code 99712 reads as a leaning buyer's on the supply and pace-of-sale data we hold. Redfin's ZIP-level series stopped in June 2026, so this classification is frozen rather than live.
How does 99712 compare to the surrounding area?
We could not match ZIP 99712 to a parent city within 30 miles, so there is no local benchmark to compare it against on this page.
What income do you need to buy a home in 99712?
At the current 30-year fixed rate of 7.03%, 20% down on a $321,594 home is about $1,717 a month in principal and interest. Under the standard 28% front-end rule that implies roughly $73,579 in gross annual income, before property taxes, insurance, HOA dues or mortgage insurance. Census puts the median household income in this ZIP at $112,808.
Are home prices rising in 99712?
The typical home value in 99712 rose 2.9% over the last 12 months, from $312,616 to $321,594 (Zillow, August 2026). Zillow's index still refreshes monthly, so this is the current read.
What data do you publish for ZIP code 99712?
Zillow's Home Value Index and Observed Rent Index (monthly, current), Redfin's median sale price, days on market, inventory and months of supply (final period May 2026), U.S. Census ACS demographics, NCES public school records, and Freddie Mac's 30-year fixed rate via FRED for the affordability math. Every figure on this page carries its source and period. Properties Incorporated publishes market data; it does not list homes and does not give financial advice.
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