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Sarah Mitchell
Compass Real Estate · ZIP 95945
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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95945 ZIP Code Housing Market
$549,000median sale price
What is the 95945 housing market like right now?
The median home sale price in ZIP code 95945 is $549,000, up 12.3% year-over-year. Homes sell in an average of 24 days with 69 active listings. The market is currently a balanced market. (Source: Redfin monthly MLS data, as of March 2026 — the most recent Redfin release; Redfin publishes each month's data on a ~6-week lag.)
Is the 95945 ZIP code a buyer's or seller's market?
ZIP code 95945 is currently a balanced market and homes selling in about 24 days. How we determine this →
What are the latest 95945 housing market stats?
| Metric | Value |
|---|---|
| Median sale price | $549,000 |
| Median list price | $569,000 |
| Year-over-year price change | +12.3% |
| Average days on market | 24 days |
| Active inventory | 69 listings |
| Sale-to-list price ratio | 100.2% |
| Market condition | Balanced market |
Source: Redfin · Updated monthly
The 95945 zip code, located in Grass Valley, CA, is currently classified as a balanced market. The median sale price stands at $549,000, representing a +12.3% change year over year. Homes in this area spend an average of 24 days on the market before going under contract. There are currently 69 active listings in the area, which influences how much negotiating power buyers and sellers have.
ZIP 95945 sits in the Grass Valley, CA area, roughly 4.3 miles from downtown Grass Valley. Because home prices are set street by street, this ZIP can move differently from Grass Valley's citywide averages. The figures below reflect 95945 specifically — drawn from Redfin transactions, U.S. Census data for its 27,470 residents, and Zillow value estimates.
Homes sold
74
Last 12 weeks
Days on market
24
Average pace
Active listings
69
Sale-to-list
100.2%
Above asking
Market trends
What is driving the 95945 housing market?
The 95945 real estate market is shaped by a combination of local demand, housing supply, and broader economic trends. As a balanced market, homes are selling at approximately 100.2% of their listed price.
Year-over-year price trends are one of the most important indicators for both homebuyers and investors. Prices in 95945 have increased +12.3% compared to last year, suggesting continued demand and potential for further appreciation. For context, it's valuable to compare this trend against neighboring zip codes and the broader metro area to determine whether this performance is localized or part of a regional pattern.
The Zillow Home Value Index (ZHVI) for 95945 stands at $485,874, which represents Zillow's estimate of the typical home value in the area. The Zillow Observed Rent Index (ZORI) indicates typical rents of $1,853 per month. This gives a price-to-rent ratio of approximately 21.9, which indicates that renting may be more cost-effective than buying in the short term, though long-term appreciation could shift that calculus. Use our mortgage calculator to estimate monthly payments based on current home values and interest rates.
Who lives in 95945?
Population
27,470
Median income
$65,989/yr
Median age
49.5 years
Owner-occupied
57.8%
College grads
35.3%
Avg commute
14.82 min
What is it like living in 95945?
Zip code 95945 is home to approximately 27,470 residents. The median household income is $65,989 per year, which shapes the types of homes and amenities available in the area. With a median age of 49.5 years, the community's age profile influences everything from school enrollment to local business types and recreational offerings. Approximately 57.8% of housing units are owner-occupied, showing a healthy mix of homeowners and renters that contributes to a diverse community.
About 35.3% of residents hold a bachelor's degree or higher, which often correlates with access to knowledge-economy jobs and higher earning potential in the area. The average commute time is 14.82 minutes, which is shorter than the national average and suggests good proximity to employment centers. These demographic factors, combined with the market data above, help paint a complete picture of what it's like to live and own property in 95945.
Which public schools serve ZIP 95945?
13 schools tracked · 4,477 students
The largest public schools serving ZIP code 95945 by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Nevada Union High
Grades 9-12 · 1,457 students
Union Hill Elementary
Grades K-6 · 543 students
Grass Valley Charter
Grades K-8 · 521 students
Lyman Gilmore Middle
Grades 5-8 · 453 students
Margaret G. Scotten Elementary
Grades K-4 · 346 students
Yuba River Charter
Grades K-8 · 322 students
Bell Hill Academy
Grades K-4 · 231 students
Silver Springs High (Continuation)
Grades 9-12 · 164 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Frequently asked questions about 95945
What is the median home price in 95945?
The current median sale price in 95945 is $549,000, based on recent Redfin transaction data. Prices have changed +12.3% compared to last year. For the most up-to-date pricing and to see how this compares to nearby areas, use our comparison tool.
Is 95945 a buyer's or seller's market?
The 95945 zip code is currently classified as a balanced market. This assessment is based on key indicators including months of supply, sale-to-list price ratios, and average days on market.
What is the population of zip code 95945?
Zip code 95945 has a population of approximately 27,470 residents. The median household income is $65,989 per year. About 57.8% of homes are owner-occupied. This data is sourced from the U.S. Census Bureau and is updated annually.
How do I research neighborhoods in 95945?
Properties Incorporated provides comprehensive data for 95945 including median home prices, price history charts, days on market, active inventory, and Census Bureau demographics. To compare this area with other zip codes or cities, use our comparison tool. For mortgage planning, our mortgage calculator estimates monthly payments based on current prices and interest rates.
How often is the data for 95945 updated?
Market data on Properties Incorporated is updated regularly as new information becomes available. Redfin sales data is typically refreshed monthly, Zillow home value and rent estimates update monthly, and Census Bureau demographics are updated annually.
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