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Sarah Mitchell
Compass Real Estate · ZIP 95820
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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95820 ZIP Code Housing Market
$405,000median sale price
What is the 95820 housing market like right now?
The median home sale price in ZIP code 95820 is $405,000, down 3.5% year-over-year. Homes sell in an average of 14 days with 55 active listings. The market is currently a balanced market. (Source: Redfin monthly MLS data, as of March 2026 — the most recent Redfin release; Redfin publishes each month's data on a ~6-week lag.)
Is the 95820 ZIP code a buyer's or seller's market?
ZIP code 95820 is currently a balanced market and homes selling in about 14 days. How we determine this →
What are the latest 95820 housing market stats?
| Metric | Value |
|---|---|
| Median sale price | $405,000 |
| Median list price | $418,000 |
| Year-over-year price change | -3.5% |
| Average days on market | 14 days |
| Active inventory | 55 listings |
| Sale-to-list price ratio | 100.2% |
| Market condition | Balanced market |
Source: Redfin · Updated monthly
The 95820 zip code, located in Fruitridge Pocket, CA, is currently classified as a balanced market. The median sale price stands at $405,000, representing a -3.5% change year over year. Homes in this area spend an average of 14 days on the market before going under contract. There are currently 55 active listings in the area, which influences how much negotiating power buyers and sellers have.
ZIP 95820 sits in the Fruitridge Pocket, CA area, roughly 0.6 miles from downtown Fruitridge Pocket. Because home prices are set street by street, this ZIP can move differently from Fruitridge Pocket's citywide averages. The figures below reflect 95820 specifically — drawn from Redfin transactions, U.S. Census data for its 35,410 residents, and Zillow value estimates.
Homes sold
87
Last 12 weeks
Days on market
14
Fast-moving
Active listings
55
Sale-to-list
100.2%
Above asking
Market trends
What is driving the 95820 housing market?
The 95820 real estate market is shaped by a combination of local demand, housing supply, and broader economic trends. As a balanced market, homes are selling at approximately 100.2% of their listed price.
Year-over-year price trends are one of the most important indicators for both homebuyers and investors. Prices in 95820 have declined -3.5% compared to last year, which may present opportunities for buyers looking to enter the market at a lower price point. For context, it's valuable to compare this trend against neighboring zip codes and the broader metro area to determine whether this performance is localized or part of a regional pattern.
The Zillow Home Value Index (ZHVI) for 95820 stands at $406,812, which represents Zillow's estimate of the typical home value in the area. The Zillow Observed Rent Index (ZORI) indicates typical rents of $2,202 per month. This gives a price-to-rent ratio of approximately 15.4, which sits in a moderate range where the buy-versus-rent decision depends heavily on individual financial circumstances and time horizon. Use our mortgage calculator to estimate monthly payments based on current home values and interest rates.
Who lives in 95820?
Population
35,410
Median income
$78,436/yr
Median age
37.2 years
Owner-occupied
58.8%
College grads
30.5%
Avg commute
25.78 min
What is it like living in 95820?
Zip code 95820 is home to approximately 35,410 residents. The median household income is $78,436 per year, which shapes the types of homes and amenities available in the area. With a median age of 37.2 years, the community's age profile influences everything from school enrollment to local business types and recreational offerings. Approximately 58.8% of housing units are owner-occupied, showing a healthy mix of homeowners and renters that contributes to a diverse community.
About 30.5% of residents hold a bachelor's degree or higher, which often correlates with access to knowledge-economy jobs and higher earning potential in the area. The average commute time is 25.78 minutes, which is close to the national average. These demographic factors, combined with the market data above, help paint a complete picture of what it's like to live and own property in 95820.
Which public schools serve ZIP 95820?
10 schools tracked · 5,806 students
The largest public schools serving ZIP code 95820 by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Hiram W. Johnson High
Grades 9-12 · 1,627 students
West Campus
Grades 9-12 · 881 students
SAVA - Sacramento Academic and Vocational Academy - SCUSD
Grades 7-12 · 701 students
St. HOPE Public School 7
Grades K-8 · 517 students
Oak Ridge Elementary
Grades K-6 · 432 students
Ethel Phillips Elementary
Grades K-6 · 430 students
Earl Warren Elementary
Grades K-6 · 417 students
Tahoe Elementary
Grades K-6 · 302 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Frequently asked questions about 95820
What is the median home price in 95820?
The current median sale price in 95820 is $405,000, based on recent Redfin transaction data. Prices have changed -3.5% compared to last year. For the most up-to-date pricing and to see how this compares to nearby areas, use our comparison tool.
Is 95820 a buyer's or seller's market?
The 95820 zip code is currently classified as a balanced market. This assessment is based on key indicators including months of supply, sale-to-list price ratios, and average days on market.
What is the population of zip code 95820?
Zip code 95820 has a population of approximately 35,410 residents. The median household income is $78,436 per year. About 58.8% of homes are owner-occupied. This data is sourced from the U.S. Census Bureau and is updated annually.
How do I research neighborhoods in 95820?
Properties Incorporated provides comprehensive data for 95820 including median home prices, price history charts, days on market, active inventory, and Census Bureau demographics. To compare this area with other zip codes or cities, use our comparison tool. For mortgage planning, our mortgage calculator estimates monthly payments based on current prices and interest rates.
How often is the data for 95820 updated?
Market data on Properties Incorporated is updated regularly as new information becomes available. Redfin sales data is typically refreshed monthly, Zillow home value and rent estimates update monthly, and Census Bureau demographics are updated annually.
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