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Sarah Mitchell
Compass Real Estate · ZIP 95531
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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95531 ZIP Code Housing Market
$405,500median sale price
What is the 95531 housing market like right now?
The median home sale price in ZIP code 95531 is $405,500, up 6.7% year-over-year. Homes sell in an average of 70 days with 100 active listings. The market is currently a buyer's market. (Source: Redfin monthly MLS data, as of March 2026 — the most recent Redfin release; Redfin publishes each month's data on a ~6-week lag.)
Is the 95531 ZIP code a buyer's or seller's market?
ZIP code 95531 is currently a buyer's market and homes selling in about 70 days. How we determine this →
What are the latest 95531 housing market stats?
| Metric | Value |
|---|---|
| Median sale price | $405,500 |
| Median list price | $450,000 |
| Year-over-year price change | +6.7% |
| Average days on market | 70 days |
| Active inventory | 100 listings |
| Sale-to-list price ratio | 93.8% |
| Market condition | Buyer's market |
Source: Redfin · Updated monthly
The 95531 zip code, located in Fort Dick, CA, is currently classified as a buyer's market. The median sale price stands at $405,500, representing a +6.7% change year over year. Homes in this area spend an average of 70 days on the market before going under contract. There are currently 100 active listings in the area, which influences how much negotiating power buyers and sellers have.
ZIP 95531 sits in the Fort Dick, CA area, roughly 1.9 miles from downtown Fort Dick. Because home prices are set street by street, this ZIP can move differently from Fort Dick's citywide averages. The figures below reflect 95531 specifically — drawn from Redfin transactions, U.S. Census data for its 22,291 residents, and Zillow value estimates.
Homes sold
34
Last 12 weeks
Days on market
70
Average pace
Active listings
100
Sale-to-list
93.8%
Below asking
Market trends
What is driving the 95531 housing market?
The 95531 real estate market is shaped by a combination of local demand, housing supply, and broader economic trends. As a buyer's market, homes are selling at approximately 93.8% of their listed price.
Year-over-year price trends are one of the most important indicators for both homebuyers and investors. Prices in 95531 have increased +6.7% compared to last year, suggesting continued demand and potential for further appreciation. For context, it's valuable to compare this trend against neighboring zip codes and the broader metro area to determine whether this performance is localized or part of a regional pattern.
The Zillow Home Value Index (ZHVI) for 95531 stands at $365,480, which represents Zillow's estimate of the typical home value in the area. Use our mortgage calculator to estimate monthly payments based on current home values and interest rates.
Who lives in 95531?
Population
22,291
Median income
$67,458/yr
Median age
39.9 years
Owner-occupied
66.6%
College grads
22.7%
Avg commute
19.29 min
What is it like living in 95531?
Zip code 95531 is home to approximately 22,291 residents. The median household income is $67,458 per year, which shapes the types of homes and amenities available in the area. With a median age of 39.9 years, the community's age profile influences everything from school enrollment to local business types and recreational offerings. Approximately 66.6% of housing units are owner-occupied, indicating a stable, ownership-oriented community where residents have a vested interest in maintaining property values and neighborhood quality.
About 22.7% of residents hold a bachelor's degree or higher, which often correlates with access to knowledge-economy jobs and higher earning potential in the area. The average commute time is 19.29 minutes, which is shorter than the national average and suggests good proximity to employment centers. These demographic factors, combined with the market data above, help paint a complete picture of what it's like to live and own property in 95531.
Which public schools serve ZIP 95531?
9 schools tracked · 3,091 students
The largest public schools serving ZIP code 95531 by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Del Norte High
Grades 9-12 · 923 students
Crescent Elk Middle
Grades 6-8 · 527 students
Redwood Elementary
Grades K-8 · 461 students
Uncharted Shores Academy
Grades K-9 · 295 students
Joe Hamilton Elementary
Grades K-5 · 292 students
Pine Grove Elementary
Grades K-5 · 260 students
Bess Maxwell Elementary
Grades K-5 · 232 students
Sunset High
Grades 9-12 · 101 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Frequently asked questions about 95531
What is the median home price in 95531?
The current median sale price in 95531 is $405,500, based on recent Redfin transaction data. Prices have changed +6.7% compared to last year. For the most up-to-date pricing and to see how this compares to nearby areas, use our comparison tool.
Is 95531 a buyer's or seller's market?
The 95531 zip code is currently classified as a buyer's market. This assessment is based on key indicators including months of supply, sale-to-list price ratios, and average days on market.
What is the population of zip code 95531?
Zip code 95531 has a population of approximately 22,291 residents. The median household income is $67,458 per year. About 66.6% of homes are owner-occupied. This data is sourced from the U.S. Census Bureau and is updated annually.
How do I research neighborhoods in 95531?
Properties Incorporated provides comprehensive data for 95531 including median home prices, price history charts, days on market, active inventory, and Census Bureau demographics. To compare this area with other zip codes or cities, use our comparison tool. For mortgage planning, our mortgage calculator estimates monthly payments based on current prices and interest rates.
How often is the data for 95531 updated?
Market data on Properties Incorporated is updated regularly as new information becomes available. Redfin sales data is typically refreshed monthly, Zillow home value and rent estimates update monthly, and Census Bureau demographics are updated annually.
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