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Sarah Mitchell
Compass Real Estate · ZIP 85365
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85365 ZIP Code Housing Market
The typical home in ZIP code 85365 is worth $327,845, rose 0.9% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published for this ZIP was $352,425, +4.3% year over year (through May 2026). With homes going under contract in about 79 days, 85365 is a leaning buyer's. That is 70% below the Martinez Lake, AZ citywide median. At today's 7.03% 30-year fixed rate, 20% down works out to about $1,750/mo in principal and interest.
Key numbers for ZIP code 85365
Typical home value
$327,845
+0.9% in 12 months
Zillow, August 2026
Typical asking rent
$1,648/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$352,425
+4.3% year over year
Redfin, through March 2026
Days on market
79
Slow-moving
Redfin, through March 2026
Active listings
277
Redfin, through March 2026
Sale-to-list ratio
98.9%
Selling below asking
Redfin, through March 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$70,331
Home costs 4.7x income
U.S. Census ACS, 2024
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current.
Is the 85365 ZIP code a buyer's or seller's market?
ZIP code 85365 is a leaning buyer's and homes selling in about 79 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
What are the latest 85365 housing market stats?
Redfin's final published month for this ZIP code. Redfin, through March 2026
| Metric | Value |
|---|---|
| Median sale price | $352,425 |
| Median list price | $365,000 |
| Year-over-year price change | +4.3% |
| Median price per sq ft | $221/sq ft |
| Median days on market | 79 days |
| Active inventory | 277 listings |
| Sale-to-list price ratio | 98.9% |
| Homes sold (that month) | 149 |
| Market condition | Leaning buyer's |
Reading these: months of supply is how long it would take to sell every active listing at the current pace (under 4 months of supply tilts toward sellers, 4 to 5 months is the neutral band, and above 5 months tilts toward buyers — above 7 months is a glut.). Days on market is the median time from listing to accepted offer. Sale-to-list ratio above 100% means bidding over asking is normal here. Price per square foot lets you compare differently sized homes, but it should not be used to value your own.
How have 85365 home prices moved?
Over the three years through Redfin's final published month, the median sale price in 85365 rose 10.1%, from $320,000 to $352,425. The live Zillow value series has rose 0.9% in the last 12 months — the more current read now that the Redfin series has stopped. ZIP-level medians swing harder than citywide ones because far fewer homes sell in a month; read the shape of the line, not any single point.
Redfin, through March 2026 — the chart ends at Redfin's final published month.
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How does 85365 compare to Martinez Lake, AZ?
ZIP 85365 sits about 20.9 miles from downtown Martinez Lake, and its median sale price of $352,425 runs 70% below the $1.18M citywide median for the same period. A gap that size means the citywide number is a poor proxy here — price your search off the ZIP, not the city. For national context, the U.S. median sale price is $410,700.
| Market | Median sale price | Days on market |
|---|---|---|
| ZIP 85365 | $352,425 | 79 days |
| Martinez Lake, AZ citywide | $1.18M | 46 days |
| United States | $410,700 | not published |
ZIP and city rows: Redfin, through March 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What does it cost to buy a home in 85365?
Priced off the typical home value of $327,845 at the current 7.03% 30-year fixed rate. Principal and interest only — property taxes, insurance, HOA dues and mortgage insurance are on top and vary too much by property for us to guess.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $65,569 | $262,276 | $1,750/mo |
| 5% | $16,392 | $311,453 | $2,078/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
Lenders generally want housing costs under 28% of gross income, so the 20%-down payment of $1,750 implies roughly $75,009 a year before taxes and insurance. The median household in this ZIP earns $70,331, about $4,678 short of it — which is why down payment size, not price, usually decides who buys here. Price-to-income runs 4.7x. Typical asking rent here is $1,648/mo, a price-to-rent ratio of 16.6x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment.
Run it with your own numbers: affordability calculator · mortgage calculator · rent vs. buy calculator
Who lives in 85365?
American Community Survey estimates for this ZIP code tabulation area. U.S. Census ACS, 2024
Population
54,775
Households
21,772
Median income
$70,331/yr
Median age
35.6 years
Owner-occupied
79.1%
Median home value
$215,400
Median gross rent
$1,296/mo
Mean commute
17.96 min
79.1% of occupied homes in this ZIP are owner-occupied — the share that decides how much of the local housing stock ever reaches the for-sale market. Census median gross rent across all leases is $1,296/mo, below Zillow's $1,648/mo asking rent on new leases; the gap is roughly what a mover pays over a stayer.
Which public schools serve ZIP 85365?
10 schools tracked · 6,621 students
The largest public schools serving ZIP code 85365 by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Gila Ridge High School
Grades 9-12 · 2,325 students
Castle Dome Middle School
Grades 6-8 · 917 students
Mary A Otondo Elementary School
Grades PK-5 · 829 students
Desert Mesa Elementary School
Grades PK-5 · 827 students
Dorothy Hall Elementary
Grades PK-5 · 561 students
Ron Watson Middle School
Grades 6-8 · 557 students
James B Rolle School
Grades PK-6 · 530 students
James D Price School
Grades PK-5 · 72 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Homes for sale in 85365
The last count we hold for 85365 is 277 active listings, with a median asking price of $365,000 (Redfin, through May 2026). Properties Incorporated is a data platform, not a listing portal — we publish what homes cost and how fast they move, and we point you at the portals for the inventory itself. Tell us what you are looking for and we will send the Martinez Lake, AZ listings that match instead.
85365 housing market FAQ
How much do homes cost in 85365?
The typical home in ZIP code 85365 is worth $327,845 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published for this ZIP was $352,425, about $221 per square foot (through May 2026).
Is 85365 a buyer's or seller's market?
ZIP code 85365 reads as a leaning buyer's on the supply and pace-of-sale data we hold. Redfin's ZIP-level series stopped in June 2026, so this classification is frozen rather than live.
Is 85365 cheaper than Martinez Lake, AZ?
ZIP 85365's median sale price of $352,425 is 70% lower than Martinez Lake, AZ's citywide median of $1.18M for the same period, and homes here go under contract in 79 days against 46 citywide.
What income do you need to buy a home in 85365?
At the current 30-year fixed rate of 7.03%, 20% down on a $327,845 home is about $1,750 a month in principal and interest. Under the standard 28% front-end rule that implies roughly $75,009 in gross annual income, before property taxes, insurance, HOA dues or mortgage insurance. Census puts the median household income in this ZIP at $70,331.
Are home prices rising in 85365?
The typical home value in 85365 rose 0.9% over the last 12 months, from $325,007 to $327,845 (Zillow, August 2026). Zillow's index still refreshes monthly, so this is the current read.
What data do you publish for ZIP code 85365?
Zillow's Home Value Index and Observed Rent Index (monthly, current), Redfin's median sale price, days on market, inventory and months of supply (final period May 2026), U.S. Census ACS demographics, NCES public school records, and Freddie Mac's 30-year fixed rate via FRED for the affordability math. Every figure on this page carries its source and period. Properties Incorporated publishes market data; it does not list homes and does not give financial advice.
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