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Compass Real Estate · ZIP 76085
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76085 ZIP Code Housing Market
$525,000median sale price
What is the 76085 housing market like right now?
The median home sale price in ZIP code 76085 is $525,000, down 2.4% year-over-year. Homes sell in an average of 91 days with 96 active listings. The market is currently a leaning buyer's. (Source: Redfin monthly MLS data, as of March 2026 — the most recent Redfin release; Redfin publishes each month's data on a ~6-week lag.)
Is the 76085 ZIP code a buyer's or seller's market?
ZIP code 76085 is currently a leaning buyer's and homes selling in about 91 days. How we determine this →
What are the latest 76085 housing market stats?
| Metric | Value |
|---|---|
| Median sale price | $525,000 |
| Median list price | $521,950 |
| Year-over-year price change | -2.4% |
| Average days on market | 91 days |
| Active inventory | 96 listings |
| Sale-to-list price ratio | 99.0% |
| Market condition | Leaning buyer's |
Source: Redfin · Updated monthly
The 76085 zip code, located in Carter, TX, is currently classified as a leaning buyer's. The median sale price stands at $525,000, representing a -2.4% change year over year. Homes in this area spend an average of 91 days on the market before going under contract. There are currently 96 active listings in the area, which influences how much negotiating power buyers and sellers have.
ZIP 76085 sits in the Carter, TX area, roughly 4.8 miles from downtown Carter. Because home prices are set street by street, this ZIP can move differently from Carter's citywide averages. The figures below reflect 76085 specifically — drawn from Redfin transactions, U.S. Census data for its 12,357 residents, and Zillow value estimates.
Homes sold
55
Last 12 weeks
Days on market
91
Average pace
Active listings
96
Sale-to-list
99.0%
Below asking
What is driving the 76085 housing market?
The 76085 real estate market is shaped by a combination of local demand, housing supply, and broader economic trends. As a leaning buyer's, homes are selling at approximately 99.0% of their listed price.
Year-over-year price trends are one of the most important indicators for both homebuyers and investors. Prices in 76085 have declined -2.4% compared to last year, which may present opportunities for buyers looking to enter the market at a lower price point. For context, it's valuable to compare this trend against neighboring zip codes and the broader metro area to determine whether this performance is localized or part of a regional pattern.
The Zillow Home Value Index (ZHVI) for 76085 stands at $473,022, which represents Zillow's estimate of the typical home value in the area. The Zillow Observed Rent Index (ZORI) indicates typical rents of $1,811 per month. This gives a price-to-rent ratio of approximately 21.8, which indicates that renting may be more cost-effective than buying in the short term, though long-term appreciation could shift that calculus. Use our mortgage calculator to estimate monthly payments based on current home values and interest rates.
Who lives in 76085?
Population
12,357
Median income
$104,531/yr
Median age
41.9 years
Owner-occupied
86.7%
College grads
20.4%
Avg commute
42.42 min
What is it like living in 76085?
Zip code 76085 is home to approximately 12,357 residents. The median household income is $104,531 per year, which shapes the types of homes and amenities available in the area. With a median age of 41.9 years, the community's age profile influences everything from school enrollment to local business types and recreational offerings. Approximately 86.7% of housing units are owner-occupied, indicating a stable, ownership-oriented community where residents have a vested interest in maintaining property values and neighborhood quality.
About 20.4% of residents hold a bachelor's degree or higher, which often correlates with access to knowledge-economy jobs and higher earning potential in the area. The average commute time is 42.42 minutes, which is above the national average and may reflect a suburban or exurban setting where residents trade commute time for more affordable housing or larger lots. These demographic factors, combined with the market data above, help paint a complete picture of what it's like to live and own property in 76085.
Frequently asked questions about 76085
What is the median home price in 76085?
The current median sale price in 76085 is $525,000, based on recent Redfin transaction data. Prices have changed -2.4% compared to last year. For the most up-to-date pricing and to see how this compares to nearby areas, use our comparison tool.
Is 76085 a buyer's or seller's market?
The 76085 zip code is currently classified as a leaning buyer's. This assessment is based on key indicators including months of supply, sale-to-list price ratios, and average days on market.
What is the population of zip code 76085?
Zip code 76085 has a population of approximately 12,357 residents. The median household income is $104,531 per year. About 86.7% of homes are owner-occupied. This data is sourced from the U.S. Census Bureau and is updated annually.
How do I research neighborhoods in 76085?
Properties Incorporated provides comprehensive data for 76085 including median home prices, price history charts, days on market, active inventory, and Census Bureau demographics. To compare this area with other zip codes or cities, use our comparison tool. For mortgage planning, our mortgage calculator estimates monthly payments based on current prices and interest rates.
How often is the data for 76085 updated?
Market data on Properties Incorporated is updated regularly as new information becomes available. Redfin sales data is typically refreshed monthly, Zillow home value and rent estimates update monthly, and Census Bureau demographics are updated annually.
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