Brokers — List your Company Here
Featured local agent — ZIP 03054
Sarah Mitchell
Compass Real Estate · ZIP 03054
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
03054 ZIP Code Housing Market
The typical home in ZIP code 03054 is worth $536,717, rose 2.2% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published for this ZIP was $505,000 (through May 2026). With homes going under contract in about 20 days, 03054 is a balanced market. At today's 7.03% 30-year fixed rate, 20% down works out to about $2,865/mo in principal and interest.
Key numbers for ZIP code 03054
Typical home value
$536,717
+2.2% in 12 months
Zillow, August 2026
Typical asking rent
$2,594/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$505,000
Last published period
Redfin, through March 2026
Days on market
20
Fast-moving
Redfin, through March 2026
Active listings
52
Redfin, through March 2026
Sale-to-list ratio
101.8%
Selling above asking
Redfin, through March 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$127,303
Home costs 4.2x income
U.S. Census ACS, 2024
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current.
Is the 03054 ZIP code a buyer's or seller's market?
ZIP code 03054 is a balanced market and homes selling in about 20 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
What are the latest 03054 housing market stats?
Redfin's final published month for this ZIP code. Redfin, through March 2026
| Metric | Value |
|---|---|
| Median sale price | $505,000 |
| Median list price | $540,000 |
| Median price per sq ft | $281/sq ft |
| Median days on market | 20 days |
| Active inventory | 52 listings |
| Sale-to-list price ratio | 101.8% |
| Homes sold (that month) | 83 |
| Market condition | Balanced market |
Reading these: months of supply is how long it would take to sell every active listing at the current pace (under 4 months of supply tilts toward sellers, 4 to 5 months is the neutral band, and above 5 months tilts toward buyers — above 7 months is a glut.). Days on market is the median time from listing to accepted offer. Sale-to-list ratio above 100% means bidding over asking is normal here. Price per square foot lets you compare differently sized homes, but it should not be used to value your own.
How have 03054 home prices moved?
Over the three years through Redfin's final published month, the median sale price in 03054 rose 37.4%, from $367,500 to $505,000. The live Zillow value series has rose 2.2% in the last 12 months — the more current read now that the Redfin series has stopped. ZIP-level medians swing harder than citywide ones because far fewer homes sell in a month; read the shape of the line, not any single point.
Redfin, through March 2026 — the chart ends at Redfin's final published month.
Get ZIP code 03054 market alerts
Weekly updates on prices, inventory, and trends. Free forever.
How does 03054 compare to East Merrimack, NH?
03054 sits about 2.4 miles from downtown East Merrimack, but we do not hold ZIP and citywide sale rows for the same period, so putting the two numbers side by side would be comparing different months. The East Merrimack, NH housing market page has the citywide figures, and the comparison tool puts any two markets against each other.
What does it cost to buy a home in 03054?
Priced off the typical home value of $536,717 at the current 7.03% 30-year fixed rate. Principal and interest only — property taxes, insurance, HOA dues and mortgage insurance are on top and vary too much by property for us to guess.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $107,343 | $429,374 | $2,865/mo |
| 5% | $26,836 | $509,881 | $3,403/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
Lenders generally want housing costs under 28% of gross income, so the 20%-down payment of $2,865 implies roughly $122,798 a year before taxes and insurance. The median household in this ZIP earns $127,303, clearing that threshold by about $4,505. Price-to-income runs 4.2x. Typical asking rent here is $2,594/mo, a price-to-rent ratio of 17.2x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment.
Run it with your own numbers: affordability calculator · mortgage calculator · rent vs. buy calculator
Who lives in 03054?
American Community Survey estimates for this ZIP code tabulation area. U.S. Census ACS, 2024
Population
28,176
Households
10,850
Median income
$127,303/yr
Median age
41.5 years
Owner-occupied
88.9%
Median home value
$458,700
Median gross rent
$1,932/mo
Mean commute
31.11 min
88.9% of occupied homes in this ZIP are owner-occupied — the share that decides how much of the local housing stock ever reaches the for-sale market. Census median gross rent across all leases is $1,932/mo, below Zillow's $2,594/mo asking rent on new leases; the gap is roughly what a mover pays over a stayer.
Which public schools serve ZIP 03054?
7 schools tracked · 3,679 students
The largest public schools serving ZIP code 03054 by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Merrimack High School
Grades 9-12 · 1,095 students
Thorntons Ferry School
Grades PK-4 · 535 students
Merrimack Middle School
Grades 7-8 · 511 students
James Mastricola Upper Elementary School
Grades 5-6 · 509 students
Reeds Ferry School
Grades PK-4 · 490 students
James Mastricola Elementary School
Grades PK-4 · 396 students
Gate City Charter School for the Arts
Grades K-8 · 143 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Homes for sale in 03054
The last count we hold for 03054 is 52 active listings, with a median asking price of $540,000 (Redfin, through May 2026). Properties Incorporated is a data platform, not a listing portal — we publish what homes cost and how fast they move, and we point you at the portals for the inventory itself. Tell us what you are looking for and we will send the East Merrimack, NH listings that match instead.
03054 housing market FAQ
How much do homes cost in 03054?
The typical home in ZIP code 03054 is worth $536,717 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published for this ZIP was $505,000, about $281 per square foot (through May 2026).
Is 03054 a buyer's or seller's market?
ZIP code 03054 reads as a balanced market on the supply and pace-of-sale data we hold. Redfin's ZIP-level series stopped in June 2026, so this classification is frozen rather than live.
Is 03054 cheaper than East Merrimack, NH?
03054 sits in the East Merrimack, NH area, but we do not hold ZIP and citywide sale rows for the same period, so a direct price comparison would be mixing months. The East Merrimack, NH page shows the citywide figures we do have.
What income do you need to buy a home in 03054?
At the current 30-year fixed rate of 7.03%, 20% down on a $536,717 home is about $2,865 a month in principal and interest. Under the standard 28% front-end rule that implies roughly $122,798 in gross annual income, before property taxes, insurance, HOA dues or mortgage insurance. Census puts the median household income in this ZIP at $127,303.
Are home prices rising in 03054?
The typical home value in 03054 rose 2.2% over the last 12 months, from $525,086 to $536,717 (Zillow, August 2026). Zillow's index still refreshes monthly, so this is the current read.
What data do you publish for ZIP code 03054?
Zillow's Home Value Index and Observed Rent Index (monthly, current), Redfin's median sale price, days on market, inventory and months of supply (final period May 2026), U.S. Census ACS demographics, NCES public school records, and Freddie Mac's 30-year fixed rate via FRED for the affordability math. Every figure on this page carries its source and period. Properties Incorporated publishes market data; it does not list homes and does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on ZIP 03054
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this neighborhood. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching this area
Nearby markets
Get the 03054 market brief
Get the 03054 market brief
One email: what homes are clearing at around $536,717 in and around 03054, how long they sit, and what to fix on your credit before you apply.