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Featured local agent — Turtle Lake, WI
Sarah Mitchell
Compass Real Estate · Turtle Lake, WI
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Turtle Lake, WI Housing Market
The typical home in Turtle Lake, WI is worth $322,271, rose 4.0% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $280,000 (through May 2026). With 1.0 months of supply and homes going under contract in about 165 days, Turtle Lake is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $322,271 home is about $1,720/mo in principal and interest.
Key numbers for Turtle Lake, WI
Typical home value
$322,271
+4.0% in 12 months
Zillow, August 2026
Median sale price
$280,000
Last published period
Redfin, through April 2026
Days on market
165
Slow-moving
Redfin, through April 2026
Active listings
1
1.0 months of supply
Redfin, through April 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$67,500
Home costs 4.8x income
U.S. Census ACS, 2023
Sale-to-list ratio
96.5%
Selling below asking
Redfin, through April 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Turtle Lake a buyer's or seller's market?
Turtle Lake, WI is a seller's market, based on 1.0 months of supply and homes selling in about 165 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Turtle Lake housing market data show?
Every row below is Redfin's final published month for Turtle Lake, WI. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $280,000 |
| Median price per sq ft | $243/sq ft |
| Median days on market | 165 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 96.5% |
| Homes sold (that month) | 1 |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Turtle Lake is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Turtle Lake is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Turtle Lake home prices moved?
Across the 29 months we hold for Turtle Lake, WI, the median sale price rose 28.7%, from $217,500 in April 2021 to $280,000. The live Zillow value series has rose 4.0% in the last 12 months, which is the more current read now that Redfin's series has stopped. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 96.5%. Watch those two together — they move before the median does.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Turtle Lake?
Priced off the typical home value of $322,271 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $64,454 | $257,817 | $1,720/mo |
| 5% | $16,114 | $306,158 | $2,043/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,720, that implies roughly $73,734 a year before you add taxes and insurance. The median household in Turtle Lake earns $67,500, about $6,234 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 4.8x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Turtle Lake in the next 12 months?
Tell us your timeline. We send the Turtle Lake market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Turtle Lake?
Zillow does not publish a rent index (ZORI) for Turtle Lake, WI, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Turtle Lake?
Active listings in Turtle Lake, WI went from 1 in June 2023 to 1 in April 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| July 2023 | 1 | not published |
| September 2023 | 1 | 1 |
| November 2023 | 2 | 1 |
| February 2024 | 1 | 1 |
| April 2024 | 1 | not published |
| June 2025 | 3 | 1 |
| July 2025 | 3 | not published |
| August 2025 | 2 | not published |
| October 2025 | 3 | not published |
| December 2025 | 3 | not published |
| March 2026 | 2 | 1 |
| April 2026 | 1 | not published |
Redfin, through April 2026
How does Turtle Lake compare to Wisconsin and the U.S.?
Turtle Lake homes sell for $280,000 — 23% below the Wisconsin median of $361,600. Against the national median of $410,700, Turtle Lake runs 32% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Turtle Lake, WI | $280,000 | not published | 165 days |
| Wisconsin statewide | $361,600 | +6.5% | 44 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Turtle Lake
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $323 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $322,271 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Turtle Lake listing goes under contract in 165 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 96.5% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +4.0% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Turtle Lake varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Turtle Lake
There are currently 1 homes listed for sale in Turtle Lake, Wisconsin.
Active listings
1
Homes on market
Avg. days on market
165
Days until sale
How much do homes cost in Turtle Lake by property type?
How the Turtle Lake, WI market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $280,000 | $243/sq ft | 1 | 165 days |
Who lives in Turtle Lake?
American Community Survey estimates for Turtle Lake. U.S. Census ACS, 2023
Population
307
Households
146
Median income
$67,500/yr
Median age
53.7 years
Owner-occupied
77.4%
Median home value
$316,700
Median gross rent
$878/mo
Mean commute
38.7 min
77.4% of occupied homes in Turtle Lake are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $316,700 against Zillow's $322,271 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Turtle Lake?
4 schools tracked · 436 students
The largest public schools serving Turtle Lake, WI by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Turtle Lake Elementary
Grades PK-5 · 214 students
Turtle Lake High
Grades 9-12 · 112 students
Turtle Lake Middle
Grades 6-8 · 99 students
Laker Online
Grades K-12 · 11 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Turtle Lake, WI?
Ordered by distance from Turtle Lake, not by size. Compare Turtle Lake side by side with any of them.
Turtle Lake housing market FAQ
Is Turtle Lake a buyer's or seller's market?
Turtle Lake, WI is currently a seller's market. That read comes from 1.0 months of supply, homes going under contract in about 165 days, and sellers getting 96.5% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Turtle Lake?
The typical home in Turtle Lake, WI is worth $322,271 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $280,000, about $243 per square foot.
Is Turtle Lake cheaper than the rest of Wisconsin?
Turtle Lake's median sale price of $280,000 is 23% lower than the Wisconsin statewide median of $361,600, and 32% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Turtle Lake?
Homes in Turtle Lake, WI spent a median of 165 days on market before going under contract, versus 44 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Turtle Lake?
At the current 30-year fixed rate of 7.03%, 20% down on a $322,271 home is about $1,720 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $73,734 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $67,500.
Are home prices rising in Turtle Lake?
The typical home value in Turtle Lake, WI rose 4.0% over the last 12 months, from $309,926 to $322,271 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Turtle Lake?
Turtle Lake ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Turtle Lake?
That depends on your timeline, not on a headline. What the data says today: Turtle Lake, WI is a seller's market with 1.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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