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Featured local agent — Plum City, WI
Sarah Mitchell
Compass Real Estate · Plum City, WI
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Plum City, WI Housing Market
The typical home in Plum City, WI is worth $282,952, rose 3.5% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $220,000 (through May 2026). With homes going under contract in about 80 days, Plum City is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $282,952 home is about $1,511/mo in principal and interest.
Key numbers for Plum City, WI
Typical home value
$282,952
+3.5% in 12 months
Zillow, August 2026
Median sale price
$220,000
Last published period
Redfin, through December 2025
Days on market
80
Slow-moving
Redfin, through December 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$58,750
Home costs 4.8x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through December 2025
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Plum City a buyer's or seller's market?
Plum City, WI is a balanced market and homes selling in about 80 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Plum City housing market data show?
Every row below is Redfin's final published month for Plum City, WI. Redfin, through December 2025
| Metric | Value |
|---|---|
| Median sale price | $220,000 |
| Median price per sq ft | $114/sq ft |
| Median days on market | 80 days |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Plum City is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Plum City is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Plum City home prices moved?
Across the 18 months we hold for Plum City, WI, the median sale price rose 33.3%, from $165,000 in April 2021 to $220,000. The live Zillow value series has rose 3.5% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through December 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Plum City?
Priced off the typical home value of $282,952 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $56,590 | $226,362 | $1,511/mo |
| 5% | $14,148 | $268,805 | $1,794/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,511, that implies roughly $64,738 a year before you add taxes and insurance. The median household in Plum City earns $58,750, about $5,988 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 4.8x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Plum City in the next 12 months?
Tell us your timeline. We send the Plum City market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Plum City?
Zillow does not publish a rent index (ZORI) for Plum City, WI, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Plum City?
Active listings in Plum City, WI went from 1 in April 2021 to 1 in October 2025, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| July 2021 | 3 | 2 |
| September 2021 | 2 | not published |
| November 2021 | 1 | not published |
| April 2022 | 1 | 1 |
| June 2022 | 1 | not published |
| March 2023 | 1 | 1 |
| April 2024 | 2 | 1 |
| May 2024 | 4 | 2 |
| June 2024 | 1 | 1 |
| July 2024 | 1 | not published |
| April 2025 | 1 | 1 |
| October 2025 | 1 | not published |
Redfin, through October 2025
How does Plum City compare to Wisconsin and the U.S.?
Plum City homes sell for $220,000 — 39% below the Wisconsin median of $361,600. Against the national median of $410,700, Plum City runs 46% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Plum City, WI | $220,000 | not published | 80 days |
| Wisconsin statewide | $361,600 | +6.5% | 44 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through December 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Plum City
What buyers should watch
- The gap between 5% and 20% down here is $283 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $282,952 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Plum City listing goes under contract in 80 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- Your equity moved +3.5% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Plum City varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Plum City
Explore homes currently listed for sale in Plum City, Wisconsin across major real estate platforms.
How much do homes cost in Plum City by property type?
How the Plum City, WI market breaks down across single-family homes, condos and townhouses. Redfin, through December 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $220,000 | $114/sq ft | 1 | 80 days |
Who lives in Plum City?
American Community Survey estimates for Plum City. U.S. Census ACS, 2023
Population
582
Households
235
Median income
$58,750/yr
Median age
45.6 years
Owner-occupied
68.9%
Median home value
$164,600
Median gross rent
$788/mo
Mean commute
36.8 min
68.9% of occupied homes in Plum City are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $164,600 against Zillow's $282,952 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Plum City?
2 schools tracked · 209 students
The largest public schools serving Plum City, WI by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Plum City High
Grades 6-12 · 120 students
Plum City Elementary
Grades PK-5 · 89 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Plum City, WI?
Ordered by distance from Plum City, not by size. Compare Plum City side by side with any of them.
Plum City housing market FAQ
Is Plum City a buyer's or seller's market?
Plum City, WI is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Plum City?
The typical home in Plum City, WI is worth $282,952 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $220,000, about $114 per square foot.
Is Plum City cheaper than the rest of Wisconsin?
Plum City's median sale price of $220,000 is 39% lower than the Wisconsin statewide median of $361,600, and 46% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Plum City?
Homes in Plum City, WI spent a median of 80 days on market before going under contract, versus 44 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Plum City?
At the current 30-year fixed rate of 7.03%, 20% down on a $282,952 home is about $1,511 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $64,738 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $58,750.
Are home prices rising in Plum City?
The typical home value in Plum City, WI rose 3.5% over the last 12 months, from $273,515 to $282,952 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Plum City?
Plum City ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Plum City?
That depends on your timeline, not on a headline. What the data says today: Plum City, WI is a balanced market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $282,952, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.