New Listing
13
$39,900
W211N11863 Hilltop Dr Trlr D14
Germantown, WI 53022
2 bd2 ba924 sqft$43/ft²
Mobile home4,356 sqft lot
Chris Slinker · Berkshire Hathaway HomeServices Water City Realty
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Germantown, WI Housing Market
Strong seller's market+5.6% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Germantown, WI is worth $465,437, rose 5.6% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $437,500, -9.7% year over year (through May 2026). With 1.7 months of supply and homes going under contract in about 49 days, Germantown is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $465,437 home is about $2,485/mo in principal and interest.
Key numbers for Germantown, WI
Typical home value
$465,437
+5.6% in 12 months
Zillow, August 2026
Median sale price
$437,500
-9.7% year over year
Redfin, through May 2026
Days on market
49
Average pace
Redfin, through May 2026
Active listings
52
1.7 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$104,337
Home costs 4.5x income
U.S. Census ACS, 2023
Sale-to-list ratio
102.1%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Germantown a buyer's or seller's market?
Strong seller's market1.7 months of supply49 days on market102.1% of asking
Germantown, WI is a strong seller's market, based on 1.7 months of supply and homes selling in about 49 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Germantown housing market data show?
Every row below is Redfin's final published month for Germantown, WI. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $437,500 |
| Median list price | $462,900 |
| Year-over-year price change | -9.7% |
| Median price per sq ft | $253/sq ft |
| Median days on market | 49 days |
| Active inventory | 52 listings |
| Months of supply | 1.7 months |
| Sale-to-list price ratio | 102.1% |
| Homes sold (that month) | 30 |
| New listings (that month) | 37 |
| Listings with a price cut | 19.2% |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Germantown is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Germantown is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Germantown home prices moved?
Over the last three years the median sale price in Germantown, WI rose 2.8%, from $425,750 to $437,500. The live Zillow value series has rose 5.6% in the last 12 months, which is the more current read now that Redfin's series has stopped. 19.2% of Germantown listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 1.7 months while the sale-to-list ratio slips below its current 102.1%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Germantown?
Priced off the typical home value of $465,437 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $93,087 | $372,349 | $2,485/mo |
| 5% | $23,272 | $442,165 | $2,951/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,485, that implies roughly $106,490 a year before you add taxes and insurance. The median household in Germantown earns $104,337, about $2,153 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 4.5x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Germantown in the next 12 months?
Tell us your timeline. We send the Germantown market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Germantown?
Zillow does not publish a rent index (ZORI) for Germantown, WI, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Germantown?
Active listings in Germantown, WI went from 50 in May 2025 to 52 in May 2026, a +4.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 59 | 34 |
| July 2025 | 70 | 39 |
| August 2025 | 63 | 27 |
| September 2025 | 57 | 22 |
| October 2025 | 68 | 27 |
| November 2025 | 61 | 17 |
| December 2025 | 48 | 7 |
| January 2026 | 45 | 12 |
| February 2026 | 47 | 17 |
| March 2026 | 49 | 35 |
| April 2026 | 48 | 29 |
| May 2026 | 52 | 37 |
Redfin, through May 2026
How does Germantown compare to Wisconsin and the U.S.?
Germantown homes sell for $437,500 — 21% above the Wisconsin median of $361,600. Against the national median of $410,700, Germantown runs 7% higher. Year-over-year, Germantown moved -9.7% against Wisconsin's +6.5% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Germantown, WI | $437,500 | -9.7% | 49 days |
| Wisconsin statewide | $361,600 | +6.5% | 44 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Germantown
What buyers should watch
- Months of supply, currently 1.7. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 19.2%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $466 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $465,437 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Germantown listing goes under contract in 49 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 102.1% of asking. Price at the number you want and let competition do the rest.
- In the last published month Germantown added 37 new listings against 30 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +5.6% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Germantown varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Germantown
There are currently 52 homes listed for sale in Germantown, Wisconsin. The median listing price is $463K. Featured listings range from $39,900 to $669,900.
New Listing
33
$219,900
N96W16012 County Line Rd
Germantown, WI 53022
2 bd1 ba900 sqft$244/ft²
House25,700 sqft lot
Mary Jane Deeken · Keller Williams-MNS Wauwatosa
View photos & details
New Listing
21
$230,000
W167N11563 Westminster Ct
Germantown, WI 53022
3 bd2 ba1,245 sqft$185/ft²
Condo
Sheree Metcalf · Shorewest Realtors, Inc.
View photos & details
New Listing
30
$324,900
N114W15890 Hilbert Ln Unit W8
Germantown, WI 53022
2 bd2 ba1,268 sqft$256/ft²
Condo
Ann Lebiecki · Shorewest Realtors, Inc.
View photos & details
New Listing
37
$380,000
W156N11580 Pilgrim Rd
Germantown, WI 53022
3 bd2 ba1,568 sqft$242/ft²
House11,326 sqft lot
Rich Churchill · Expert Real Estate Partners, LLC
View photos & details
New Listing
25
$442,900
W142N10472 Magnolia Dr
Germantown, WI 53022
3 bd3 ba1,955 sqft$227/ft²
House13,504 sqft lot
Michael Moen · Arkenstone Real Estate Experts
View photos & details
53
$450,000
W210N11170 Mountbrooke Dr
Germantown, WI 53022
4 bd3 ba3,430 sqft$131/ft²
House28,314 sqft lot
Andrew Rogahn · Shorewest Realtors, Inc.
View photos & details
New Listing
31
$459,900
N105W16136 Brook Hollow Dr
Germantown, WI 53022
3 bd3 ba2,273 sqft$202/ft²
House15,246 sqft lot
Daniel Weber · Shorewest Realtors, Inc.
View photos & details
New Listing
55
$527,900
N108W16351 Scarlet Dr
Germantown, WI 53022
4 bd3 ba3,123 sqft$169/ft²
House12,632 sqft lot
Pat Tasker · Shorewest Realtors, Inc.
View photos & details
New Listing
49
$597,000
N106W14764 Harrison Cir
Germantown, WI 53022
4 bd3 ba2,450 sqft$244/ft²
House24,394 sqft lot
Hayley Ruklic · Beyond Realty Brokerage
View photos & details
New Listing
35
$640,000
W172N10156 Woodbridge Ln
Germantown, WI 53022
4 bd3 ba3,132 sqft$204/ft²
House18,295 sqft lot
James Desmond · Shorewest Realtors, Inc.
View photos & details
New Build
5
$669,900
W149N11962 Red Holly Dr
Germantown, WI 53022
4 bd3 ba2,479 sqft$270/ft²
House18,731 sqft lot
Erin Russell · Tim O'Brien Homes
View photos & details
Looking to buy in Germantown?
Get connected with a local real estate expert — free, no obligation.
Active listings
52
Homes on market
Median list price
$463K
Avg. days on market
49
Days until sale
New this week
37
Newly listed
Price drops:19.2%of listings
Sale-to-list:102.1%
How much do homes cost in Germantown by property type?
How the Germantown, WI market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $518,000 | $264/sq ft | 18 | 49 days |
| Condo / co-op | $320,000 | $213/sq ft | 12 | 50 days |
Who lives in Germantown?
American Community Survey estimates for Germantown. U.S. Census ACS, 2023
Population
20,940
Households
8,328
Median income
$104,337/yr
Median age
42.3 years
Owner-occupied
75.9%
Median home value
$356,700
Median gross rent
$1,310/mo
Mean commute
22.3 min
75.9% of occupied homes in Germantown are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $356,700 against Zillow's $465,437 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Germantown?
5 schools tracked · 3,462 students
The largest public schools serving Germantown, WI by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Germantown High
Grades 9-12 · 1,290 students
Kennedy Middle
Grades 6-8 · 867 students
MacArthur Elementary
Grades PK-5 · 484 students
County Line Elementary
Grades PK-5 · 479 students
Rockfield Elementary
Grades PK-5 · 342 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Germantown, WI?
Ordered by distance from Germantown, not by size. Compare Germantown side by side with any of them.
Which ZIP codes are in Germantown?
These are the ZIP codes we see on active Germantown listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Germantown housing market FAQ
Is Germantown a buyer's or seller's market?
Germantown, WI is currently a strong seller's market. That read comes from 1.7 months of supply, homes going under contract in about 49 days, and sellers getting 102.1% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Germantown?
The typical home in Germantown, WI is worth $465,437 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $437,500, about $253 per square foot.
Is Germantown cheaper than the rest of Wisconsin?
Germantown's median sale price of $437,500 is 21% higher than the Wisconsin statewide median of $361,600, and 7% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Germantown?
Homes in Germantown, WI spent a median of 49 days on market before going under contract, versus 44 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Germantown?
At the current 30-year fixed rate of 7.03%, 20% down on a $465,437 home is about $2,485 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $106,490 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $104,337.
Are home prices rising in Germantown?
The typical home value in Germantown, WI rose 5.6% over the last 12 months, from $440,572 to $465,437 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Germantown?
Germantown ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Germantown?
That depends on your timeline, not on a headline. What the data says today: Germantown, WI is a strong seller's market with 1.7 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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