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Featured local agent — White Swan, WA
Sarah Mitchell
Compass Real Estate · White Swan, WA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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White Swan, WA Housing Market
The typical home in White Swan, WA is worth $319,933, rose 5.9% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $115,507 (through May 2026). With homes going under contract in about 446 days, White Swan is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $319,933 home is about $1,708/mo in principal and interest.
Key numbers for White Swan, WA
Typical home value
$319,933
+5.9% in 12 months
Zillow, August 2026
Median sale price
$115,507
Last published period
Redfin, through February 2026
Days on market
446
Slow-moving
Redfin, through February 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$56,458
Home costs 5.7x income
U.S. Census ACS, 2023
Sale-to-list ratio
81.1%
Selling below asking
Redfin, through February 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is White Swan a buyer's or seller's market?
White Swan, WA is a buyer's market and homes selling in about 446 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the White Swan housing market data show?
Every row below is Redfin's final published month for White Swan, WA. Redfin, through February 2026
| Metric | Value |
|---|---|
| Median sale price | $115,507 |
| Median price per sq ft | $81/sq ft |
| Median days on market | 446 days |
| Sale-to-list price ratio | 81.1% |
| Homes sold (that month) | 1 |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for White Swan is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in White Swan is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have White Swan home prices moved?
Across the 5 months we hold for White Swan, WA, the median sale price fell 29.6%, from $164,000 in September 2021 to $115,507. The live Zillow value series has rose 5.9% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through February 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in White Swan?
Priced off the typical home value of $319,933 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $63,987 | $255,947 | $1,708/mo |
| 5% | $15,997 | $303,937 | $2,028/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,708, that implies roughly $73,199 a year before you add taxes and insurance. The median household in White Swan earns $56,458, about $16,741 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.7x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in White Swan in the next 12 months?
Tell us your timeline. We send the White Swan market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in White Swan?
Zillow does not publish a rent index (ZORI) for White Swan, WA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in White Swan?
Active listings in White Swan, WA went from 1 in September 2023 to 1 in June 2025, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings |
|---|---|
| September 2023 | 1 |
| July 2024 | 1 |
| June 2025 | 1 |
Redfin, through June 2025
How does White Swan compare to Washington and the U.S.?
White Swan homes sell for $115,507 — 82% below the Washington median of $651,800. Against the national median of $410,700, White Swan runs 72% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| White Swan, WA | $115,507 | not published | 446 days |
| Washington statewide | $651,800 | -0.2% | 19 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through February 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in White Swan
What buyers should watch
- The gap between 5% and 20% down here is $320 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $319,933 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median White Swan listing goes under contract in 446 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 81.1% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +5.9% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside White Swan varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in White Swan
Explore homes currently listed for sale in White Swan, Washington across major real estate platforms.
How much do homes cost in White Swan by property type?
How the White Swan, WA market breaks down across single-family homes, condos and townhouses. Redfin, through February 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $115,507 | $81/sq ft | 1 | 446 days |
Who lives in White Swan?
American Community Survey estimates for White Swan. U.S. Census ACS, 2023
Population
598
Households
123
Median income
$56,458/yr
Median age
24.5 years
Owner-occupied
45.5%
Median home value
$88,500
Median gross rent
$495/mo
Mean commute
16.9 min
45.5% of occupied homes in White Swan are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $88,500 against Zillow's $319,933 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve White Swan?
2 schools tracked · 413 students
The largest public schools serving White Swan, WA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
White Swan High School
Grades 9-12 · 272 students
Mount Adams Middle School
Grades 7-8 · 141 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near White Swan, WA?
Ordered by distance from White Swan, not by size. Compare White Swan side by side with any of them.
White Swan housing market FAQ
Is White Swan a buyer's or seller's market?
White Swan, WA is currently a buyer's market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in White Swan?
The typical home in White Swan, WA is worth $319,933 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $115,507, about $81 per square foot.
Is White Swan cheaper than the rest of Washington?
White Swan's median sale price of $115,507 is 82% lower than the Washington statewide median of $651,800, and 72% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in White Swan?
Homes in White Swan, WA spent a median of 446 days on market before going under contract, versus 19 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in White Swan?
At the current 30-year fixed rate of 7.03%, 20% down on a $319,933 home is about $1,708 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $73,199 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $56,458.
Are home prices rising in White Swan?
The typical home value in White Swan, WA rose 5.9% over the last 12 months, from $302,115 to $319,933 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in White Swan?
White Swan ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in White Swan?
That depends on your timeline, not on a headline. What the data says today: White Swan, WA is a buyer's market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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