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Featured local agent — Rustburg, VA
Sarah Mitchell
Compass Real Estate · Rustburg, VA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Rustburg, VA Housing Market
The typical home in Rustburg, VA is worth $286,213, rose 0.7% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $289,985 (through May 2026). With homes going under contract in about 2 days, Rustburg is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $286,213 home is about $1,528/mo in principal and interest.
Key numbers for Rustburg, VA
Typical home value
$286,213
+0.7% in 12 months
Zillow, August 2026
Typical asking rent
$1,960/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$289,985
Last published period
Redfin, through May 2026
Days on market
2
Fast-moving
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$70,771
Home costs 4.0x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Rustburg a buyer's or seller's market?
Rustburg, VA is a balanced market and homes selling in about 2 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Rustburg housing market data show?
Every row below is Redfin's final published month for Rustburg, VA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $289,985 |
| Median price per sq ft | $238/sq ft |
| Median days on market | 2 days |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Rustburg is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Rustburg is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Rustburg home prices moved?
Across the 27 months we hold for Rustburg, VA, the median sale price rose 107.6%, from $139,700 in May 2021 to $289,985. The live Zillow value series has rose 0.7% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Rustburg?
Priced off the typical home value of $286,213 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $57,243 | $228,970 | $1,528/mo |
| 5% | $14,311 | $271,902 | $1,814/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,528, that implies roughly $65,484 a year before you add taxes and insurance. The median household in Rustburg earns $70,771, about $5,287 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.0x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Rustburg in the next 12 months?
Tell us your timeline. We send the Rustburg market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Rustburg?
Typical asking rent in Rustburg, VA is $1,960/mo, against a typical home value of $286,213. That is a price-to-rent ratio of 12.2x, which means buying tends to beat renting on monthly cost over a typical hold. Compared head to head, 20% down puts principal and interest at $1,528 a month — $432 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Rustburg?
Active listings in Rustburg, VA went from 1 in July 2022 to 2 in February 2026, a +100.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| October 2022 | 2 | not published |
| August 2023 | 2 | 2 |
| September 2023 | 1 | not published |
| January 2024 | 1 | 1 |
| April 2024 | 1 | 1 |
| September 2024 | 1 | not published |
| November 2024 | 2 | 1 |
| June 2025 | 3 | 1 |
| August 2025 | 2 | 1 |
| September 2025 | 2 | not published |
| January 2026 | 2 | not published |
| February 2026 | 2 | not published |
Redfin, through February 2026
How does Rustburg compare to Virginia and the U.S.?
Rustburg homes sell for $289,985 — 42% below the Virginia median of $499,300. Against the national median of $410,700, Rustburg runs 29% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Rustburg, VA | $289,985 | not published | 2 days |
| Virginia statewide | $499,300 | +3.9% | 28 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Rustburg
What buyers should watch
- The gap between 5% and 20% down here is $286 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $286,213 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Rustburg listing goes under contract in 2 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- Your equity moved +0.7% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Rustburg varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Rustburg
Explore homes currently listed for sale in Rustburg, Virginia across major real estate platforms.
How much do homes cost in Rustburg by property type?
How the Rustburg, VA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Townhouse | $289,985 | $238/sq ft | 1 | 2 days |
Who lives in Rustburg?
American Community Survey estimates for Rustburg. U.S. Census ACS, 2023
Population
1,276
Households
577
Median income
$70,771/yr
Median age
50.6 years
Owner-occupied
38.5%
Median home value
$238,900
Median gross rent
$679/mo
Mean commute
20 min
38.5% of occupied homes in Rustburg are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $238,900 against Zillow's $286,213 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $679/mo, below Zillow's $1,960/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Rustburg?
6 schools tracked · 2,484 students
The largest public schools serving Rustburg, VA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Rustburg High
Grades 9-12 · 851 students
Rustburg Middle
Grades 6-8 · 631 students
Yellow Branch Elementary
Grades PK-5 · 560 students
Rustburg Elementary
Grades PK-5 · 442 students
Campbell County Technical Center
Grade range n/a
Cornerstone Learning Center
Grade range n/a
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Rustburg, VA?
Ordered by distance from Rustburg, not by size. Compare Rustburg side by side with any of them.
Rustburg housing market FAQ
Is Rustburg a buyer's or seller's market?
Rustburg, VA is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Rustburg?
The typical home in Rustburg, VA is worth $286,213 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $289,985, about $238 per square foot.
Is Rustburg cheaper than the rest of Virginia?
Rustburg's median sale price of $289,985 is 42% lower than the Virginia statewide median of $499,300, and 29% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Rustburg?
Homes in Rustburg, VA spent a median of 2 days on market before going under contract, versus 28 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Rustburg?
At the current 30-year fixed rate of 7.03%, 20% down on a $286,213 home is about $1,528 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $65,484 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $70,771.
Are home prices rising in Rustburg?
The typical home value in Rustburg, VA rose 0.7% over the last 12 months, from $284,236 to $286,213 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Rustburg?
Rustburg ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Rustburg?
That depends on your timeline, not on a headline. What the data says today: Rustburg, VA is a balanced market, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 12.2x means buying tends to beat renting on monthly cost over a typical hold. Properties Incorporated publishes the data; it does not give financial advice.
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