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Featured local agent — Stockton Bend, TX
Sarah Mitchell
Compass Real Estate · Stockton Bend, TX
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Stockton Bend, TX Housing Market
The last median sale price Redfin published was $2.32M, +209.3% year over year (through May 2026). With 10.0 months of supply and homes going under contract in about 55 days, Stockton Bend is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $2.32M home is about $12,385/mo in principal and interest.
Key numbers for Stockton Bend, TX
Median sale price
$2.32M
+209.3% year over year
Redfin, through May 2026
Days on market
55
Average pace
Redfin, through May 2026
Active listings
10
10.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$166,250
Home costs 14.0x income
U.S. Census ACS, 2023
Sale-to-list ratio
89.2%
Selling below asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Stockton Bend a buyer's or seller's market?
Stockton Bend, TX is a buyer's market, based on 10.0 months of supply and homes selling in about 55 days. Above 7 months of supply is a glut: inventory is well ahead of the sales pace, and buyers can take time to inspect, compare, and negotiate concessions.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Stockton Bend housing market data show?
Every row below is Redfin's final published month for Stockton Bend, TX. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $2.32M |
| Median list price | $624,900 |
| Year-over-year price change | +209.3% |
| Median price per sq ft | $355/sq ft |
| Median days on market | 55 days |
| Active inventory | 10 listings |
| Months of supply | 10.0 months |
| Sale-to-list price ratio | 89.2% |
| Homes sold (that month) | 1 |
| New listings (that month) | 1 |
| Listings with a price cut | 50.0% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Stockton Bend is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Stockton Bend is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Stockton Bend home prices moved?
Across the 25 months we hold for Stockton Bend, TX, the median sale price rose 49.7%, from $1.55M in August 2021 to $2.32M. 50.0% of Stockton Bend listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 10.0 months while the sale-to-list ratio slips below its current 89.2%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Stockton Bend?
Priced off the median sale price of $2.32M at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $464,000 | $1.86M | $12,385/mo |
| 5% | $116,000 | $2.20M | $14,708/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $12,385, that implies roughly $530,804 a year before you add taxes and insurance. The median household in Stockton Bend earns $166,250, about $364,554 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 14.0x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Stockton Bend in the next 12 months?
Tell us your timeline. We send the Stockton Bend market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Stockton Bend?
Zillow does not publish a rent index (ZORI) for Stockton Bend, TX, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Stockton Bend?
Active listings in Stockton Bend, TX went from 3 in August 2023 to 10 in May 2026, a +233.3% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| September 2023 | 2 | 1 |
| March 2024 | 4 | 1 |
| May 2024 | 3 | 1 |
| December 2024 | 4 | 1 |
| April 2025 | 11 | 5 |
| May 2025 | 10 | 2 |
| June 2025 | 10 | 2 |
| July 2025 | 7 | not published |
| August 2025 | 9 | 2 |
| October 2025 | 8 | not published |
| November 2025 | 5 | not published |
| May 2026 | 10 | 1 |
Redfin, through May 2026
How does Stockton Bend compare to Texas and the U.S.?
Stockton Bend homes sell for $2.32M — 552% above the Texas median of $356,100. Against the national median of $410,700, Stockton Bend runs 465% higher. Year-over-year, Stockton Bend moved +209.3% against Texas's +2.1% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Stockton Bend, TX | $2.32M | +209.3% | 55 days |
| Texas statewide | $356,100 | +2.1% | 56 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Stockton Bend
What buyers should watch
- Months of supply, currently 10.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 50.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $2,322 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $2.32M home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Stockton Bend listing goes under contract in 55 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 89.2% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Stockton Bend added 1 new listings against 1 sales — more clearing than arriving, which is the better window to list.
- Comparable ZIP-level pricing inside Stockton Bend varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Stockton Bend
There are currently 10 homes listed for sale in Stockton Bend, Texas. The median listing price is $625K.
Active listings
10
Homes on market
Median list price
$625K
Avg. days on market
55
Days until sale
New this week
1
Newly listed
How much do homes cost in Stockton Bend by property type?
How the Stockton Bend, TX market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $2.32M | $355/sq ft | 1 | 55 days |
Who lives in Stockton Bend?
American Community Survey estimates for Stockton Bend. U.S. Census ACS, 2023
Population
643
Households
230
Median income
$166,250/yr
Median age
55.2 years
Owner-occupied
99.1%
Median home value
$803,800
Mean commute
33.1 min
99.1% of occupied homes in Stockton Bend are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Stockton Bend, TX?
Ordered by distance from Stockton Bend, not by size. Compare Stockton Bend side by side with any of them.
Stockton Bend housing market FAQ
Is Stockton Bend a buyer's or seller's market?
Stockton Bend, TX is currently a buyer's market. That read comes from 10.0 months of supply, homes going under contract in about 55 days, and sellers getting 89.2% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Stockton Bend?
The median sale price in the last month Redfin published was $2.32M, about $355 per square foot.
Is Stockton Bend cheaper than the rest of Texas?
Stockton Bend's median sale price of $2.32M is 552% higher than the Texas statewide median of $356,100, and 465% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Stockton Bend?
Homes in Stockton Bend, TX spent a median of 55 days on market before going under contract, versus 56 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Stockton Bend?
At the current 30-year fixed rate of 7.03%, 20% down on a $2.32M home is about $12,385 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $530,804 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $166,250.
Are home prices rising in Stockton Bend?
Redfin's last published year-over-year change for Stockton Bend, TX was +209.3%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Stockton Bend?
Stockton Bend ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Stockton Bend?
That depends on your timeline, not on a headline. What the data says today: Stockton Bend, TX is a buyer's market with 10.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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