$40,000
County Road 2906
Bonham, TX
0 ba
Land26,180 sqft lot
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Sarah Mitchell
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Compass Real Estate · Bonham, TX
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
Bonham, TX(512) 555-0184TX License #0512847
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Bonham, TX Housing Market
Buyer's market-3.1% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Bonham, TX is worth $225,954, fell 3.1% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $205,500, +23.4% year over year (through May 2026). With 7.7 months of supply and homes going under contract in about 34 days, Bonham is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $225,954 home is about $1,206/mo in principal and interest.
Key numbers for Bonham, TX
Typical home value
$225,954
-3.1% in 12 months
Zillow, August 2026
Typical asking rent
$1,525/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$205,500
+23.4% year over year
Redfin, through May 2026
Days on market
34
Average pace
Redfin, through May 2026
Active listings
77
7.7 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$53,232
Home costs 4.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
97.9%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Bonham a buyer's or seller's market?
Buyer's market7.7 months of supply34 days on market97.9% of asking
Bonham, TX is a buyer's market, based on 7.7 months of supply and homes selling in about 34 days. Above 7 months of supply is a glut: inventory is well ahead of the sales pace, and buyers can take time to inspect, compare, and negotiate concessions.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Bonham housing market data show?
Every row below is Redfin's final published month for Bonham, TX. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $205,500 |
| Median list price | $235,000 |
| Year-over-year price change | +23.4% |
| Median price per sq ft | $124/sq ft |
| Median days on market | 34 days |
| Active inventory | 77 listings |
| Months of supply | 7.7 months |
| Sale-to-list price ratio | 97.9% |
| Homes sold (that month) | 10 |
| New listings (that month) | 17 |
| Listings with a price cut | 35.1% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Bonham is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Bonham is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Bonham home prices moved?
Over the last three years the median sale price in Bonham, TX fell 2.8%, from $211,500 to $205,500. The live Zillow value series has fell 3.1% in the last 12 months, which is the more current read now that Redfin's series has stopped. 35.1% of Bonham listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 7.7 months while the sale-to-list ratio slips below its current 97.9%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Bonham?
Priced off the typical home value of $225,954 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $45,191 | $180,764 | $1,206/mo |
| 5% | $11,298 | $214,657 | $1,432/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,206, that implies roughly $51,697 a year before you add taxes and insurance. The median household in Bonham earns $53,232, about $1,535 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.2x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Bonham in the next 12 months?
Tell us your timeline. We send the Bonham market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Bonham?
Typical asking rent in Bonham, TX is $1,525/mo, against a typical home value of $225,954. That is a price-to-rent ratio of 12.3x, which means buying tends to beat renting on monthly cost over a typical hold. Compared head to head, 20% down puts principal and interest at $1,206 a month — $318 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Bonham?
Active listings in Bonham, TX went from 68 in May 2025 to 77 in May 2026, a +13.2% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 66 | 15 |
| July 2025 | 68 | 17 |
| August 2025 | 68 | 12 |
| September 2025 | 73 | 17 |
| October 2025 | 73 | 15 |
| November 2025 | 66 | 9 |
| December 2025 | 63 | 10 |
| January 2026 | 62 | 20 |
| February 2026 | 54 | 9 |
| March 2026 | 64 | 27 |
| April 2026 | 74 | 23 |
| May 2026 | 77 | 17 |
Redfin, through May 2026
How does Bonham compare to Texas and the U.S.?
Bonham homes sell for $205,500 — 42% below the Texas median of $356,100. Against the national median of $410,700, Bonham runs 50% lower. Year-over-year, Bonham moved +23.4% against Texas's +2.1% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Bonham, TX | $205,500 | +23.4% | 34 days |
| Texas statewide | $356,100 | +2.1% | 56 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Bonham
What buyers should watch
- Months of supply, currently 7.7. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 35.1%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $226 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $225,954 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Bonham listing goes under contract in 34 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 97.9% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Bonham added 17 new listings against 10 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -3.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Bonham varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Bonham
There are currently 77 homes listed for sale in Bonham, Texas. The median listing price is $235K. Featured listings range from $40,000 to $729,900.
$60,000
104 S Main St
Bonham, TX
0 ba
Land15,420 sqft lot
View photos & details
$65,000
2107 Island Byu
Bonham, TX
0 ba
Land1.00 acres
View photos & details
$118,000
1711 Oriental St
Bonham, TX
2 bd1 ba1,032 sqft$114/ft²
House14,985 sqft lot
View photos & details
$139,900
302 E 10th St
Bonham, TX
2 bd1 ba1,263 sqft$111/ft²
House9,888 sqft lot
View photos & details
$150,000
450 County Road 4225
Bonham, TX
0 ba
Land2.93 acres
View photos & details
$239,000
265 S FM 271
Bonham, TX
3 bd2 ba1,728 sqft$138/ft²
House15,769 sqft lot
View photos & details
$244,000
Highway 78
Bonham, TX
0 ba
Land12.20 acres
View photos & details
$279,000
2109 Beavers Pt
Bonham, TX
0 ba
Land21,911 sqft lot
View photos & details
$283,990
1919 Glory Dr
Bonham, TX
3 bd2 ba1,211 sqft$235/ft²
House7,640 sqft lot
View photos & details
$315,000
808 E 6th St
Bonham, TX
4 bd2 ba1,930 sqft$163/ft²
House8,886 sqft lot
View photos & details
$729,900
2110 Beavers Pt
Bonham, TX
3 bd2 ba2,229 sqft$327/ft²
House2.33 acres
View photos & details
Looking to buy in Bonham?
Get connected with a local real estate expert — free, no obligation.
Active listings
77
Homes on market
Median list price
$235K
Avg. days on market
34
Days until sale
New this week
17
Newly listed
Price drops:35.1%of listings
Sale-to-list:97.9%
How much do homes cost in Bonham by property type?
How the Bonham, TX market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $195,000 | $127/sq ft | 7 | 38 days |
| Townhouse | $180,000 | $134/sq ft | 1 | 36 days |
Who lives in Bonham?
American Community Survey estimates for Bonham. U.S. Census ACS, 2023
Population
10,594
Households
3,117
Median income
$53,232/yr
Median age
37.4 years
Owner-occupied
56.0%
Median home value
$183,600
Median gross rent
$1,029/mo
Mean commute
25.7 min
56.0% of occupied homes in Bonham are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $183,600 against Zillow's $225,954 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,029/mo, below Zillow's $1,525/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Bonham?
5 schools tracked · 1,974 students
The largest public schools serving Bonham, TX by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
BONHAM H S
Grades 9-12 · 560 students
FINLEY-OATES EL
Grades K-3 · 546 students
EVANS EL
Grades 4-6 · 402 students
RATHER L H
Grades 7-8 · 275 students
BAILEY INGLISH EARLY CHILDHOOD CENTER
Grades PK · 191 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Bonham, TX?
Ordered by distance from Bonham, not by size. Compare Bonham side by side with any of them.
Bonham housing market FAQ
Is Bonham a buyer's or seller's market?
Bonham, TX is currently a buyer's market. That read comes from 7.7 months of supply, homes going under contract in about 34 days, and sellers getting 97.9% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Bonham?
The typical home in Bonham, TX is worth $225,954 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $205,500, about $124 per square foot.
Is Bonham cheaper than the rest of Texas?
Bonham's median sale price of $205,500 is 42% lower than the Texas statewide median of $356,100, and 50% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Bonham?
Homes in Bonham, TX spent a median of 34 days on market before going under contract, versus 56 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Bonham?
At the current 30-year fixed rate of 7.03%, 20% down on a $225,954 home is about $1,206 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $51,697 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $53,232.
Are home prices rising in Bonham?
The typical home value in Bonham, TX fell 3.1% over the last 12 months, from $233,106 to $225,954 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Bonham?
Bonham ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Bonham?
That depends on your timeline, not on a headline. What the data says today: Bonham, TX is a buyer's market with 7.7 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 12.3x means buying tends to beat renting on monthly cost over a typical hold. Properties Incorporated publishes the data; it does not give financial advice.
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