New Listing
44
$161,800
2258 Chestnut Ln
Loudon, TN 37774
Land13,939 sqft lot
Brian Becker · Keller Williams West Knoxville
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Loudon, TN Housing Market
Leaning buyer's-1.1% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Loudon, TN is worth $499,640, fell 1.1% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $381,000, +17.2% year over year (through May 2026). With 5.4 months of supply and homes going under contract in about 55 days, Loudon is a leaning buyer's. At today's 7.03% 30-year fixed rate, 20% down on a $499,640 home is about $2,667/mo in principal and interest.
Key numbers for Loudon, TN
Typical home value
$499,640
-1.1% in 12 months
Zillow, August 2026
Typical asking rent
$2,123/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$381,000
+17.2% year over year
Redfin, through May 2026
Days on market
55
Average pace
Redfin, through May 2026
Active listings
49
5.4 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$58,810
Home costs 8.5x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.7%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Loudon a buyer's or seller's market?
Leaning buyer's5.4 months of supply55 days on market100.7% of asking
Loudon, TN is a leaning buyer's, based on 5.4 months of supply and homes selling in about 55 days. Above 5 months of supply, homes start accumulating faster than they clear, which is where buyers gain leverage on price, repairs, and closing costs.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Loudon housing market data show?
Every row below is Redfin's final published month for Loudon, TN. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $381,000 |
| Median list price | $328,750 |
| Year-over-year price change | +17.2% |
| Median price per sq ft | $210/sq ft |
| Median days on market | 55 days |
| Active inventory | 49 listings |
| Months of supply | 5.4 months |
| Sale-to-list price ratio | 100.7% |
| Homes sold (that month) | 9 |
| New listings (that month) | 12 |
| Listings with a price cut | 36.7% |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Loudon is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Loudon is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Loudon home prices moved?
Over the last three years the median sale price in Loudon, TN rose 60.8%, from $237,000 to $381,000. The live Zillow value series has fell 1.1% in the last 12 months, which is the more current read now that Redfin's series has stopped. 36.7% of Loudon listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 5.4 months while the sale-to-list ratio slips below its current 100.7%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Loudon?
Priced off the typical home value of $499,640 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $99,928 | $399,712 | $2,667/mo |
| 5% | $24,982 | $474,658 | $3,167/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,667, that implies roughly $114,315 a year before you add taxes and insurance. The median household in Loudon earns $58,810, about $55,505 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 8.5x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Loudon in the next 12 months?
Tell us your timeline. We send the Loudon market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Loudon?
Typical asking rent in Loudon, TN is $2,123/mo, against a typical home value of $499,640. That is a price-to-rent ratio of 19.6x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $2,667 a month — $544 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Loudon?
Active listings in Loudon, TN went from 59 in May 2025 to 49 in May 2026, a -16.9% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 58 | 18 |
| July 2025 | 57 | 11 |
| August 2025 | 47 | 15 |
| September 2025 | 59 | 17 |
| October 2025 | 52 | 10 |
| November 2025 | 52 | 12 |
| December 2025 | 47 | 6 |
| January 2026 | 46 | 10 |
| February 2026 | 43 | 12 |
| March 2026 | 52 | 20 |
| April 2026 | 52 | 13 |
| May 2026 | 49 | 12 |
Redfin, through May 2026
How does Loudon compare to Tennessee and the U.S.?
Loudon homes sell for $381,000 — 8% below the Tennessee median of $413,200. Against the national median of $410,700, Loudon runs 7% lower. Year-over-year, Loudon moved +17.2% against Tennessee's +3.0% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Loudon, TN | $381,000 | +17.2% | 55 days |
| Tennessee statewide | $413,200 | +3.0% | 61 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Loudon
What buyers should watch
- Months of supply, currently 5.4. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 36.7%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $500 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $499,640 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Loudon listing goes under contract in 55 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.7% of asking. Price at the number you want and let competition do the rest.
- In the last published month Loudon added 12 new listings against 9 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -1.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Loudon varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Loudon
There are currently 49 homes listed for sale in Loudon, Tennessee. The median listing price is $329K. Featured listings range from $161,800 to $1,875,000.
New Listing
8
$334,900
104 Talah Way
Loudon, TN 37774
2 bd2 ba1,300 sqft$258/ft²
House10,019 sqft lot
Daniel Demers · Sell Your Home Services, LLC
View photos & details
New Build
29
$415,000
161 Mill Creek Dr
Loudon, TN 37774
4 bd2 ba1,700 sqft$244/ft²
House13,068 sqft lot
John Lister · Vision Properties Group, Inc.
View photos & details
New Listing
34
$485,000
108 Chahyga Way
Loudon, TN 37774
3 bd2 ba2,200 sqft$220/ft²
House14,810 sqft lot
Polly Patterson · Lakefront Living, On the Lake
View photos & details
New Listing
49
$529,900
215 Ogana Ln
Loudon, TN 37774
4 bd3 ba1,863 sqft$284/ft²
House8,712 sqft lot
Brenda Babaj · Realty Executives Main Street
View photos & details
New Build
60
$649,000
123 Gado Way
Loudon, TN 37774
3 bd3 ba2,248 sqft$289/ft²
House10,019 sqft lot
Karen Packett · Lake Homes Realty of East Tennessee
View photos & details
New Listing
30
$650,000
114 Geya Cir
Loudon, TN 37774
3 bd2 ba3,636 sqft$179/ft²
House11,326 sqft lot
Dan Carlson · Realty Executives Associates
View photos & details
New Listing
40
$725,000
145 Daleyuhski Way
Loudon, TN 37774
3 bd2 ba3,200 sqft$227/ft²
House9,583 sqft lot
Cindy Miller · ReMax Excels
View photos & details
New Build
58
$865,000
231 Oostanali Way
Loudon, TN 37774
3 bd3 ba2,845 sqft$304/ft²
House10,890 sqft lot
Alex Kondryuk · The Real Estate Firm, Inc.
View photos & details
New Listing
58
$975,000
207 Tuhdegwa Ln
Loudon, TN 37774
4 bd3 ba3,118 sqft$313/ft²
House17,860 sqft lot
Tim Kukla · Team Kukla
View photos & details
New Listing
54
$1,185,000
633 Fort Hill St
Loudon, TN 37774
4 bd3 ba2,618 sqft$453/ft²
House13,068 sqft lot
Linda Lefler · Southern Charm Homes
View photos & details
New Listing
48
$1,875,000
113 Shawnee Pt
Loudon, TN 37774
4 bd4 ba3,903 sqft$480/ft²
House14,810 sqft lot
Kelli Ward · BHHS Lakeside Realty
View photos & details
Looking to buy in Loudon?
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Active listings
49
Homes on market
Median list price
$329K
Avg. days on market
55
Days until sale
New this week
12
Newly listed
Price drops:36.7%of listings
Sale-to-list:100.7%
How much do homes cost in Loudon by property type?
How the Loudon, TN market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $410,000 | $213/sq ft | 8 | 55 days |
| Condo / co-op | $329,000 | $174/sq ft | 1 | 71 days |
| Townhouse | $310,000 | $150/sq ft | 1 | 172 days |
Who lives in Loudon?
American Community Survey estimates for Loudon. U.S. Census ACS, 2023
Population
6,235
Households
2,410
Median income
$58,810/yr
Median age
39.8 years
Owner-occupied
64.1%
Median home value
$220,900
Median gross rent
$849/mo
Mean commute
19.9 min
64.1% of occupied homes in Loudon are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $220,900 against Zillow's $499,640 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $849/mo, below Zillow's $2,123/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Loudon?
4 schools tracked · 1,998 students
The largest public schools serving Loudon, TN by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Loudon High School
Grades 9-12 · 750 students
Loudon Elementary
Grades PK-5 · 687 students
Ft Loudoun Middle School
Grades 6-8 · 372 students
Steekee Elementary
Grades PK-5 · 189 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Loudon, TN?
Ordered by distance from Loudon, not by size. Compare Loudon side by side with any of them.
Which ZIP codes are in Loudon?
These are the ZIP codes we see on active Loudon listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Loudon housing market FAQ
Is Loudon a buyer's or seller's market?
Loudon, TN is currently a leaning buyer's. That read comes from 5.4 months of supply, homes going under contract in about 55 days, and sellers getting 100.7% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Loudon?
The typical home in Loudon, TN is worth $499,640 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $381,000, about $210 per square foot.
Is Loudon cheaper than the rest of Tennessee?
Loudon's median sale price of $381,000 is 8% lower than the Tennessee statewide median of $413,200, and 7% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Loudon?
Homes in Loudon, TN spent a median of 55 days on market before going under contract, versus 61 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Loudon?
At the current 30-year fixed rate of 7.03%, 20% down on a $499,640 home is about $2,667 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $114,315 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $58,810.
Are home prices rising in Loudon?
The typical home value in Loudon, TN fell 1.1% over the last 12 months, from $505,241 to $499,640 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Loudon?
Loudon ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Loudon?
That depends on your timeline, not on a headline. What the data says today: Loudon, TN is a leaning buyer's with 5.4 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 19.6x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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