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Featured local agent — Hartsville / Trousdale County, TN
Sarah Mitchell
Compass Real Estate · Hartsville / Trousdale County, TN
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Hartsville / Trousdale County, TN Housing Market
The last median sale price Redfin published was $418,000, +6.5% year over year (through May 2026). With 5.6 months of supply and homes going under contract in about 75 days, Hartsville / Trousdale County is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $418,000 home is about $2,232/mo in principal and interest.
Key numbers for Hartsville / Trousdale County, TN
Median sale price
$418,000
+6.5% year over year
Redfin, through February 2026
Days on market
75
Slow-moving
Redfin, through February 2026
Active listings
56
5.6 months of supply
Redfin, through February 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Sale-to-list ratio
98.8%
Selling below asking
Redfin, through February 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Hartsville / Trousdale County a buyer's or seller's market?
Hartsville / Trousdale County, TN is a buyer's market, based on 5.6 months of supply and homes selling in about 75 days. Above 5 months of supply, homes start accumulating faster than they clear, which is where buyers gain leverage on price, repairs, and closing costs.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Hartsville / Trousdale County housing market data show?
Every row below is Redfin's final published month for Hartsville / Trousdale County, TN. Redfin, through February 2026
| Metric | Value |
|---|---|
| Median sale price | $418,000 |
| Median list price | $396,950 |
| Year-over-year price change | +6.5% |
| Median price per sq ft | $218/sq ft |
| Median days on market | 75 days |
| Active inventory | 56 listings |
| Months of supply | 5.6 months |
| Sale-to-list price ratio | 98.8% |
| Homes sold (that month) | 10 |
| New listings (that month) | 8 |
| Listings with a price cut | 28.6% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Hartsville / Trousdale County is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Hartsville / Trousdale County is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Hartsville / Trousdale County home prices moved?
Over the last three years the median sale price in Hartsville / Trousdale County, TN rose 23.0%, from $339,900 to $418,000. 28.6% of Hartsville / Trousdale County listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 5.6 months while the sale-to-list ratio slips below its current 98.8%. Watch those two together — they move before the median does.
Redfin, through February 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Hartsville / Trousdale County?
Priced off the median sale price of $418,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $83,600 | $334,400 | $2,232/mo |
| 5% | $20,900 | $397,100 | $2,650/mo |
Redfin, through February 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,232, that implies roughly $95,636 a year before you add taxes and insurance. We do not hold a Census income figure for Hartsville / Trousdale County, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Hartsville / Trousdale County in the next 12 months?
Tell us your timeline. We send the Hartsville / Trousdale County market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Hartsville / Trousdale County?
Zillow does not publish a rent index (ZORI) for Hartsville / Trousdale County, TN, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Hartsville / Trousdale County?
Active listings in Hartsville / Trousdale County, TN went from 49 in February 2025 to 56 in February 2026, a +14.3% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| March 2025 | 60 | 24 |
| April 2025 | 52 | 13 |
| May 2025 | 55 | 15 |
| June 2025 | 54 | 15 |
| July 2025 | 46 | 9 |
| August 2025 | 50 | 20 |
| September 2025 | 56 | 16 |
| October 2025 | 61 | 17 |
| November 2025 | 60 | 10 |
| December 2025 | 50 | 7 |
| January 2026 | 60 | 19 |
| February 2026 | 56 | 8 |
Redfin, through February 2026
How does Hartsville / Trousdale County compare to Tennessee and the U.S.?
Hartsville / Trousdale County homes sell for $418,000 — 1% above the Tennessee median of $413,200. Against the national median of $410,700, Hartsville / Trousdale County runs 2% higher. Year-over-year, Hartsville / Trousdale County moved +6.5% against Tennessee's +3.0% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Hartsville / Trousdale County, TN | $418,000 | +6.5% | 75 days |
| Tennessee statewide | $413,200 | +3.0% | 61 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through February 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Hartsville / Trousdale County
What buyers should watch
- Months of supply, currently 5.6. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 28.6%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $418 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $418,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Hartsville / Trousdale County listing goes under contract in 75 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 98.8% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Hartsville / Trousdale County added 8 new listings against 10 sales — more clearing than arriving, which is the better window to list.
- Comparable ZIP-level pricing inside Hartsville / Trousdale County varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Hartsville / Trousdale County
There are currently 56 homes listed for sale in Hartsville / Trousdale County, Tennessee. The median listing price is $397K.
Active listings
56
Homes on market
Median list price
$397K
Avg. days on market
75
Days until sale
New this week
8
Newly listed
Which cities are near Hartsville / Trousdale County, TN?
Ordered by distance from Hartsville / Trousdale County, not by size. Compare Hartsville / Trousdale County side by side with any of them.
Hartsville / Trousdale County housing market FAQ
Is Hartsville / Trousdale County a buyer's or seller's market?
Hartsville / Trousdale County, TN is currently a buyer's market. That read comes from 5.6 months of supply, homes going under contract in about 75 days, and sellers getting 98.8% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Hartsville / Trousdale County?
The median sale price in the last month Redfin published was $418,000, about $218 per square foot.
Is Hartsville / Trousdale County cheaper than the rest of Tennessee?
Hartsville / Trousdale County's median sale price of $418,000 is 1% higher than the Tennessee statewide median of $413,200, and 2% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Hartsville / Trousdale County?
Homes in Hartsville / Trousdale County, TN spent a median of 75 days on market before going under contract, versus 61 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Hartsville / Trousdale County?
At the current 30-year fixed rate of 7.03%, 20% down on a $418,000 home is about $2,232 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $95,636 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Hartsville / Trousdale County?
Redfin's last published year-over-year change for Hartsville / Trousdale County, TN was +6.5%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Hartsville / Trousdale County?
Hartsville / Trousdale County ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Hartsville / Trousdale County?
That depends on your timeline, not on a headline. What the data says today: Hartsville / Trousdale County, TN is a buyer's market with 5.6 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $418,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.