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Featured local agent — Waverly, PA
Sarah Mitchell
Compass Real Estate · Waverly, PA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Waverly, PA Housing Market
The last median sale price Redfin published was $360,000, -45.4% year over year (through May 2026). With homes going under contract in about 146 days, Waverly is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $360,000 home is about $1,922/mo in principal and interest.
Key numbers for Waverly, PA
Median sale price
$360,000
-45.4% year over year
Redfin, through November 2025
Days on market
146
Slow-moving
Redfin, through November 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$104,444
Home costs 3.4x income
U.S. Census ACS, 2023
Sale-to-list ratio
86.8%
Selling below asking
Redfin, through November 2025
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Waverly a buyer's or seller's market?
Waverly, PA is a buyer's market and homes selling in about 146 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Waverly housing market data show?
Every row below is Redfin's final published month for Waverly, PA. Redfin, through November 2025
| Metric | Value |
|---|---|
| Median sale price | $360,000 |
| Year-over-year price change | -45.4% |
| Median price per sq ft | $106/sq ft |
| Median days on market | 146 days |
| Sale-to-list price ratio | 86.8% |
| Homes sold (that month) | 1 |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Waverly is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Waverly is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Waverly home prices moved?
Across the 33 months we hold for Waverly, PA, the median sale price fell 39.5%, from $595,000 in May 2021 to $360,000.
Redfin, through November 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Waverly?
Priced off the median sale price of $360,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $72,000 | $288,000 | $1,922/mo |
| 5% | $18,000 | $342,000 | $2,282/mo |
Redfin, through November 2025 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,922, that implies roughly $82,366 a year before you add taxes and insurance. The median household in Waverly earns $104,444, about $22,078 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.4x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Waverly in the next 12 months?
Tell us your timeline. We send the Waverly market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Waverly?
Zillow does not publish a rent index (ZORI) for Waverly, PA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Waverly?
Active listings in Waverly, PA went from 2 in December 2023 to 2 in August 2025, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| January 2024 | 2 | 2 |
| April 2024 | 1 | 1 |
| July 2024 | 2 | 4 |
| August 2024 | 1 | 1 |
| September 2024 | 1 | 2 |
| October 2024 | 2 | 1 |
| November 2024 | 3 | 1 |
| December 2024 | 3 | not published |
| April 2025 | 1 | not published |
| May 2025 | 3 | 2 |
| July 2025 | 1 | not published |
| August 2025 | 2 | 1 |
Redfin, through August 2025
How does Waverly compare to Pennsylvania and the U.S.?
Waverly homes sell for $360,000 — 9% above the Pennsylvania median of $330,200. Against the national median of $410,700, Waverly runs 12% lower. Year-over-year, Waverly moved -45.4% against Pennsylvania's +5.3% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Waverly, PA | $360,000 | -45.4% | 146 days |
| Pennsylvania statewide | $330,200 | +5.3% | 30 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through November 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Waverly
What buyers should watch
- The gap between 5% and 20% down here is $360 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $360,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Waverly listing goes under contract in 146 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 86.8% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Comparable ZIP-level pricing inside Waverly varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Waverly
Explore homes currently listed for sale in Waverly, Pennsylvania across major real estate platforms.
How much do homes cost in Waverly by property type?
How the Waverly, PA market breaks down across single-family homes, condos and townhouses. Redfin, through November 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $360,000 | $106/sq ft | 1 | 146 days |
Who lives in Waverly?
American Community Survey estimates for Waverly. U.S. Census ACS, 2023
Population
513
Households
202
Median income
$104,444/yr
Median age
51.6 years
Owner-occupied
98.0%
Median home value
$284,600
Mean commute
13.4 min
98.0% of occupied homes in Waverly are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which public schools serve Waverly?
1 schools tracked · 311 students
The largest public schools serving Waverly, PA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Waverly Sch
Grades K-4 · 311 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Waverly, PA?
Ordered by distance from Waverly, not by size. Compare Waverly side by side with any of them.
Waverly housing market FAQ
Is Waverly a buyer's or seller's market?
Waverly, PA is currently a buyer's market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Waverly?
The median sale price in the last month Redfin published was $360,000, about $106 per square foot.
Is Waverly cheaper than the rest of Pennsylvania?
Waverly's median sale price of $360,000 is 9% higher than the Pennsylvania statewide median of $330,200, and 12% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Waverly?
Homes in Waverly, PA spent a median of 146 days on market before going under contract, versus 30 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Waverly?
At the current 30-year fixed rate of 7.03%, 20% down on a $360,000 home is about $1,922 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $82,366 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $104,444.
Are home prices rising in Waverly?
Redfin's last published year-over-year change for Waverly, PA was -45.4%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Waverly?
Waverly ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Waverly?
That depends on your timeline, not on a headline. What the data says today: Waverly, PA is a buyer's market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $360,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.