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Featured local agent — Osceola Mills, PA
Sarah Mitchell
Compass Real Estate · Osceola Mills, PA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Osceola Mills, PA Housing Market
The typical home in Osceola Mills, PA is worth $136,434, rose 12.6% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $137,000 (through May 2026). With 4.0 months of supply and homes going under contract in about 16 days, Osceola Mills is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $136,434 home is about $728/mo in principal and interest.
Key numbers for Osceola Mills, PA
Typical home value
$136,434
+12.6% in 12 months
Zillow, August 2026
Median sale price
$137,000
Last published period
Redfin, through April 2026
Days on market
16
Fast-moving
Redfin, through April 2026
Active listings
4
4.0 months of supply
Redfin, through April 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$60,750
Home costs 2.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
105.5%
Selling above asking
Redfin, through April 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Osceola Mills a buyer's or seller's market?
Osceola Mills, PA is a seller's market, based on 4.0 months of supply and homes selling in about 16 days. 4 to 5 months of supply is the neutral band: neither side holds a structural advantage, and outcomes turn on the individual property.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Osceola Mills housing market data show?
Every row below is Redfin's final published month for Osceola Mills, PA. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $137,000 |
| Median list price | $120,000 |
| Median price per sq ft | $190/sq ft |
| Median days on market | 16 days |
| Active inventory | 4 listings |
| Months of supply | 4.0 months |
| Sale-to-list price ratio | 105.5% |
| Homes sold (that month) | 1 |
| New listings (that month) | 3 |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Osceola Mills is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Osceola Mills is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Osceola Mills home prices moved?
Over the last three years the median sale price in Osceola Mills, PA rose 95.7%, from $70,000 to $137,000. The live Zillow value series has rose 12.6% in the last 12 months, which is the more current read now that Redfin's series has stopped. For prices to fall meaningfully from here, supply would have to keep building past 4.0 months while the sale-to-list ratio slips below its current 105.5%. Watch those two together — they move before the median does.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Osceola Mills?
Priced off the typical home value of $136,434 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $27,287 | $109,147 | $728/mo |
| 5% | $6,822 | $129,612 | $865/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $728, that implies roughly $31,215 a year before you add taxes and insurance. The median household in Osceola Mills earns $60,750, about $29,535 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.2x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Osceola Mills in the next 12 months?
Tell us your timeline. We send the Osceola Mills market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Osceola Mills?
Zillow does not publish a rent index (ZORI) for Osceola Mills, PA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Osceola Mills?
Active listings in Osceola Mills, PA went from 5 in July 2024 to 4 in April 2026, a -20.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| August 2024 | 6 | 1 |
| October 2024 | 4 | 1 |
| November 2024 | 1 | not published |
| December 2024 | 1 | not published |
| March 2025 | 3 | 1 |
| June 2025 | 4 | 2 |
| July 2025 | 4 | 2 |
| September 2025 | 4 | 2 |
| October 2025 | 5 | 1 |
| February 2026 | 2 | 1 |
| March 2026 | 1 | 1 |
| April 2026 | 4 | 3 |
Redfin, through April 2026
How does Osceola Mills compare to Pennsylvania and the U.S.?
Osceola Mills homes sell for $137,000 — 59% below the Pennsylvania median of $330,200. Against the national median of $410,700, Osceola Mills runs 67% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Osceola Mills, PA | $137,000 | not published | 16 days |
| Pennsylvania statewide | $330,200 | +5.3% | 30 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Osceola Mills
What buyers should watch
- Months of supply, currently 4.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $137 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $136,434 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Osceola Mills listing goes under contract in 16 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 105.5% of asking. Price at the number you want and let competition do the rest.
- In the last published month Osceola Mills added 3 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +12.6% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Osceola Mills varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Osceola Mills
There are currently 4 homes listed for sale in Osceola Mills, Pennsylvania. The median listing price is $120K.
Active listings
4
Homes on market
Median list price
$120K
Avg. days on market
16
Days until sale
New this week
3
Newly listed
How much do homes cost in Osceola Mills by property type?
How the Osceola Mills, PA market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $137,000 | $190/sq ft | 1 | 16 days |
Who lives in Osceola Mills?
American Community Survey estimates for Osceola Mills. U.S. Census ACS, 2023
Population
1,165
Households
526
Median income
$60,750/yr
Median age
44.5 years
Owner-occupied
87.8%
Median home value
$104,500
Median gross rent
$835/mo
Mean commute
32.1 min
87.8% of occupied homes in Osceola Mills are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $104,500 against Zillow's $136,434 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Osceola Mills?
1 schools tracked · 274 students
The largest public schools serving Osceola Mills, PA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Osceola Mills El Sch
Grades K-5 · 274 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Osceola Mills, PA?
Ordered by distance from Osceola Mills, not by size. Compare Osceola Mills side by side with any of them.
Osceola Mills housing market FAQ
Is Osceola Mills a buyer's or seller's market?
Osceola Mills, PA is currently a seller's market. That read comes from 4.0 months of supply, homes going under contract in about 16 days, and sellers getting 105.5% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Osceola Mills?
The typical home in Osceola Mills, PA is worth $136,434 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $137,000, about $190 per square foot.
Is Osceola Mills cheaper than the rest of Pennsylvania?
Osceola Mills's median sale price of $137,000 is 59% lower than the Pennsylvania statewide median of $330,200, and 67% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Osceola Mills?
Homes in Osceola Mills, PA spent a median of 16 days on market before going under contract, versus 30 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Osceola Mills?
At the current 30-year fixed rate of 7.03%, 20% down on a $136,434 home is about $728 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $31,215 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $60,750.
Are home prices rising in Osceola Mills?
The typical home value in Osceola Mills, PA rose 12.6% over the last 12 months, from $121,124 to $136,434 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Osceola Mills?
Osceola Mills ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Osceola Mills?
That depends on your timeline, not on a headline. What the data says today: Osceola Mills, PA is a seller's market with 4.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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