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Featured local agent — New Cumberland, PA
Sarah Mitchell
Compass Real Estate · New Cumberland, PA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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New Cumberland, PA Housing Market
The typical home in New Cumberland, PA is worth $297,650, rose 2.9% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $282,500, +34.2% year over year (through May 2026). With 0.3 months of supply and homes going under contract in about 6 days, New Cumberland is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $297,650 home is about $1,589/mo in principal and interest.
Key numbers for New Cumberland, PA
Typical home value
$297,650
+2.9% in 12 months
Zillow, August 2026
Typical asking rent
$1,257/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$282,500
+34.2% year over year
Redfin, through May 2026
Days on market
6
Fast-moving
Redfin, through May 2026
Active listings
3
0.3 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$81,947
Home costs 3.6x income
U.S. Census ACS, 2023
Sale-to-list ratio
101.3%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is New Cumberland a buyer's or seller's market?
New Cumberland, PA is a strong seller's market, based on 0.3 months of supply and homes selling in about 6 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the New Cumberland housing market data show?
Every row below is Redfin's final published month for New Cumberland, PA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $282,500 |
| Median list price | $230,850 |
| Year-over-year price change | +34.2% |
| Median price per sq ft | $197/sq ft |
| Median days on market | 6 days |
| Active inventory | 3 listings |
| Months of supply | 0.3 months |
| Sale-to-list price ratio | 101.3% |
| Homes sold (that month) | 10 |
| New listings (that month) | 4 |
| Listings with a price cut | 66.7% |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for New Cumberland is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in New Cumberland is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have New Cumberland home prices moved?
Over the last three years the median sale price in New Cumberland, PA rose 2.7%, from $275,000 to $282,500. The live Zillow value series has rose 2.9% in the last 12 months, which is the more current read now that Redfin's series has stopped. 66.7% of New Cumberland listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 0.3 months while the sale-to-list ratio slips below its current 101.3%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in New Cumberland?
Priced off the typical home value of $297,650 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $59,530 | $238,120 | $1,589/mo |
| 5% | $14,883 | $282,768 | $1,887/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,589, that implies roughly $68,101 a year before you add taxes and insurance. The median household in New Cumberland earns $81,947, about $13,846 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.6x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in New Cumberland in the next 12 months?
Tell us your timeline. We send the New Cumberland market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in New Cumberland?
Typical asking rent in New Cumberland, PA is $1,257/mo, against a typical home value of $297,650. That is a price-to-rent ratio of 19.7x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $1,589 a month — $332 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in New Cumberland?
Active listings in New Cumberland, PA went from 12 in May 2025 to 3 in May 2026, a -75.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 8 | 5 |
| July 2025 | 7 | 13 |
| August 2025 | 6 | 12 |
| September 2025 | 8 | 10 |
| October 2025 | 10 | 10 |
| November 2025 | 6 | 6 |
| December 2025 | 6 | 5 |
| January 2026 | 3 | 2 |
| February 2026 | 5 | 12 |
| March 2026 | 6 | 6 |
| April 2026 | 5 | 11 |
| May 2026 | 3 | 4 |
Redfin, through May 2026
How does New Cumberland compare to Pennsylvania and the U.S.?
New Cumberland homes sell for $282,500 — 14% below the Pennsylvania median of $330,200. Against the national median of $410,700, New Cumberland runs 31% lower. Year-over-year, New Cumberland moved +34.2% against Pennsylvania's +5.3% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| New Cumberland, PA | $282,500 | +34.2% | 6 days |
| Pennsylvania statewide | $330,200 | +5.3% | 30 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in New Cumberland
What buyers should watch
- Months of supply, currently 0.3. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 66.7%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $298 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $297,650 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median New Cumberland listing goes under contract in 6 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 101.3% of asking. Price at the number you want and let competition do the rest.
- In the last published month New Cumberland added 4 new listings against 10 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +2.9% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside New Cumberland varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in New Cumberland
There are currently 3 homes listed for sale in New Cumberland, Pennsylvania. The median listing price is $231K.
Active listings
3
Homes on market
Median list price
$231K
Avg. days on market
6
Days until sale
New this week
4
Newly listed
How much do homes cost in New Cumberland by property type?
How the New Cumberland, PA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $305,000 | $210/sq ft | 8 | 5 days |
| Townhouse | $256,500 | $166/sq ft | 2 | 18 days |
Who lives in New Cumberland?
American Community Survey estimates for New Cumberland. U.S. Census ACS, 2023
Population
7,531
Households
3,448
Median income
$81,947/yr
Median age
40.9 years
Owner-occupied
69.4%
Median home value
$232,800
Median gross rent
$1,031/mo
Mean commute
18.4 min
69.4% of occupied homes in New Cumberland are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $232,800 against Zillow's $297,650 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,031/mo, below Zillow's $1,257/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve New Cumberland?
3 schools tracked · 1,280 students
The largest public schools serving New Cumberland, PA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
New Cumberland MS
Grades 6-8 · 538 students
Hillside El Sch
Grades K-5 · 504 students
Fairview El Sch
Grades K-5 · 238 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near New Cumberland, PA?
Ordered by distance from New Cumberland, not by size. Compare New Cumberland side by side with any of them.
New Cumberland housing market FAQ
Is New Cumberland a buyer's or seller's market?
New Cumberland, PA is currently a strong seller's market. That read comes from 0.3 months of supply, homes going under contract in about 6 days, and sellers getting 101.3% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in New Cumberland?
The typical home in New Cumberland, PA is worth $297,650 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $282,500, about $197 per square foot.
Is New Cumberland cheaper than the rest of Pennsylvania?
New Cumberland's median sale price of $282,500 is 14% lower than the Pennsylvania statewide median of $330,200, and 31% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in New Cumberland?
Homes in New Cumberland, PA spent a median of 6 days on market before going under contract, versus 30 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in New Cumberland?
At the current 30-year fixed rate of 7.03%, 20% down on a $297,650 home is about $1,589 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $68,101 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $81,947.
Are home prices rising in New Cumberland?
The typical home value in New Cumberland, PA rose 2.9% over the last 12 months, from $289,392 to $297,650 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in New Cumberland?
New Cumberland ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in New Cumberland?
That depends on your timeline, not on a headline. What the data says today: New Cumberland, PA is a strong seller's market with 0.3 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 19.7x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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