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Featured local agent — Lucerne Mines, PA
Sarah Mitchell
Compass Real Estate · Lucerne Mines, PA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Lucerne Mines, PA Housing Market
The last median sale price Redfin published was $104,500 (through May 2026). With 6.0 months of supply and homes going under contract in about 5 days, Lucerne Mines is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $104,500 home is about $558/mo in principal and interest.
Key numbers for Lucerne Mines, PA
Median sale price
$104,500
Last published period
Redfin, through April 2026
Days on market
5
Fast-moving
Redfin, through April 2026
Active listings
6
6.0 months of supply
Redfin, through April 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$71,511
Home costs 1.5x income
U.S. Census ACS, 2023
Sale-to-list ratio
104.6%
Selling above asking
Redfin, through April 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Lucerne Mines a buyer's or seller's market?
Lucerne Mines, PA is a seller's market, based on 6.0 months of supply and homes selling in about 5 days. Above 5 months of supply, homes start accumulating faster than they clear, which is where buyers gain leverage on price, repairs, and closing costs.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Lucerne Mines housing market data show?
Every row below is Redfin's final published month for Lucerne Mines, PA. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $104,500 |
| Median list price | $118,450 |
| Median price per sq ft | $50/sq ft |
| Median days on market | 5 days |
| Active inventory | 6 listings |
| Months of supply | 6.0 months |
| Sale-to-list price ratio | 104.6% |
| Homes sold (that month) | 1 |
| New listings (that month) | 4 |
| Listings with a price cut | 33.3% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Lucerne Mines is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Lucerne Mines is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Lucerne Mines home prices moved?
Across the 19 months we hold for Lucerne Mines, PA, the median sale price rose 30.8%, from $79,900 in June 2021 to $104,500. 33.3% of Lucerne Mines listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 6.0 months while the sale-to-list ratio slips below its current 104.6%. Watch those two together — they move before the median does.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Lucerne Mines?
Priced off the median sale price of $104,500 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $20,900 | $83,600 | $558/mo |
| 5% | $5,225 | $99,275 | $662/mo |
Redfin, through April 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $558, that implies roughly $23,909 a year before you add taxes and insurance. The median household in Lucerne Mines earns $71,511, about $47,602 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 1.5x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Lucerne Mines in the next 12 months?
Tell us your timeline. We send the Lucerne Mines market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Lucerne Mines?
Zillow does not publish a rent index (ZORI) for Lucerne Mines, PA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Lucerne Mines?
Active listings in Lucerne Mines, PA went from 4 in December 2021 to 6 in April 2026, a +50.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| April 2022 | 3 | not published |
| July 2022 | 2 | not published |
| September 2022 | 3 | not published |
| October 2022 | 1 | 1 |
| March 2023 | 2 | not published |
| May 2023 | 2 | 1 |
| June 2023 | 3 | 2 |
| August 2023 | 1 | not published |
| May 2025 | 2 | not published |
| June 2025 | 1 | not published |
| January 2026 | 1 | not published |
| April 2026 | 6 | 4 |
Redfin, through April 2026
How does Lucerne Mines compare to Pennsylvania and the U.S.?
Lucerne Mines homes sell for $104,500 — 68% below the Pennsylvania median of $330,200. Against the national median of $410,700, Lucerne Mines runs 75% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Lucerne Mines, PA | $104,500 | not published | 5 days |
| Pennsylvania statewide | $330,200 | +5.3% | 30 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Lucerne Mines
What buyers should watch
- Months of supply, currently 6.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 33.3%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $105 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $104,500 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Lucerne Mines listing goes under contract in 5 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 104.6% of asking. Price at the number you want and let competition do the rest.
- In the last published month Lucerne Mines added 4 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Lucerne Mines varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Lucerne Mines
There are currently 6 homes listed for sale in Lucerne Mines, Pennsylvania. The median listing price is $118K.
Active listings
6
Homes on market
Median list price
$118K
Avg. days on market
5
Days until sale
New this week
4
Newly listed
How much do homes cost in Lucerne Mines by property type?
How the Lucerne Mines, PA market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $104,500 | $50/sq ft | 1 | 5 days |
Who lives in Lucerne Mines?
American Community Survey estimates for Lucerne Mines. U.S. Census ACS, 2023
Population
764
Households
323
Median income
$71,511/yr
Median age
39.7 years
Owner-occupied
81.1%
Median home value
$129,500
Median gross rent
$1,026/mo
Mean commute
21.7 min
81.1% of occupied homes in Lucerne Mines are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Lucerne Mines, PA?
Ordered by distance from Lucerne Mines, not by size. Compare Lucerne Mines side by side with any of them.
Lucerne Mines housing market FAQ
Is Lucerne Mines a buyer's or seller's market?
Lucerne Mines, PA is currently a seller's market. That read comes from 6.0 months of supply, homes going under contract in about 5 days, and sellers getting 104.6% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Lucerne Mines?
The median sale price in the last month Redfin published was $104,500, about $50 per square foot.
Is Lucerne Mines cheaper than the rest of Pennsylvania?
Lucerne Mines's median sale price of $104,500 is 68% lower than the Pennsylvania statewide median of $330,200, and 75% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Lucerne Mines?
Homes in Lucerne Mines, PA spent a median of 5 days on market before going under contract, versus 30 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Lucerne Mines?
At the current 30-year fixed rate of 7.03%, 20% down on a $104,500 home is about $558 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $23,909 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $71,511.
Are home prices rising in Lucerne Mines?
We do not hold a complete 12-month value series for Lucerne Mines, PA yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Lucerne Mines?
Lucerne Mines ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Lucerne Mines?
That depends on your timeline, not on a headline. What the data says today: Lucerne Mines, PA is a seller's market with 6.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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