New Listing
23
$225,000
485 N Maple St
Ephrata, PA 17522
3 bd1 ba1,083 sqft$208/ft²
House17,424 sqft lot
Jennah Good · Berkshire Hathaway HomeServices Homesale Realty
View photos & details
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Ephrata, PA Housing Market
Strong seller's market-0.9% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The last median sale price Redfin published was $262,500, -0.9% year over year (through May 2026). With 1.3 months of supply and homes going under contract in about 9 days, Ephrata is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $262,500 home is about $1,401/mo in principal and interest.
Key numbers for Ephrata, PA
Typical asking rent
$1,461/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$262,500
-0.9% year over year
Redfin, through May 2026
Days on market
9
Fast-moving
Redfin, through May 2026
Active listings
8
1.3 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$68,117
Home costs 3.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
101.5%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Ephrata a buyer's or seller's market?
Strong seller's market1.3 months of supply9 days on market101.5% of asking
Ephrata, PA is a strong seller's market, based on 1.3 months of supply and homes selling in about 9 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Ephrata housing market data show?
Every row below is Redfin's final published month for Ephrata, PA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $262,500 |
| Median list price | $327,400 |
| Year-over-year price change | -0.9% |
| Median price per sq ft | $187/sq ft |
| Median days on market | 9 days |
| Active inventory | 8 listings |
| Months of supply | 1.3 months |
| Sale-to-list price ratio | 101.5% |
| Homes sold (that month) | 6 |
| New listings (that month) | 16 |
| Listings with a price cut | 37.5% |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Ephrata is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Ephrata is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Ephrata home prices moved?
Over the last three years the median sale price in Ephrata, PA fell 0.9%, from $265,000 to $262,500. 37.5% of Ephrata listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 1.3 months while the sale-to-list ratio slips below its current 101.5%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Ephrata?
Priced off the median sale price of $262,500 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $52,500 | $210,000 | $1,401/mo |
| 5% | $13,125 | $249,375 | $1,664/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,401, that implies roughly $60,059 a year before you add taxes and insurance. The median household in Ephrata earns $68,117, about $8,058 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.9x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Ephrata in the next 12 months?
Tell us your timeline. We send the Ephrata market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Ephrata?
Zillow does not publish a rent index (ZORI) for Ephrata, PA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Ephrata?
Active listings in Ephrata, PA went from 10 in May 2025 to 8 in May 2026, a -20.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 6 | 17 |
| July 2025 | 7 | 12 |
| August 2025 | 5 | 11 |
| September 2025 | 9 | 23 |
| October 2025 | 9 | 15 |
| November 2025 | 9 | 13 |
| December 2025 | 8 | 11 |
| January 2026 | 10 | 12 |
| February 2026 | 8 | 10 |
| March 2026 | 4 | 14 |
| April 2026 | 6 | 13 |
| May 2026 | 8 | 16 |
Redfin, through May 2026
How does Ephrata compare to Pennsylvania and the U.S.?
Ephrata homes sell for $262,500 — 21% below the Pennsylvania median of $330,200. Against the national median of $410,700, Ephrata runs 36% lower. Year-over-year, Ephrata moved -0.9% against Pennsylvania's +5.3% — a smaller swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Ephrata, PA | $262,500 | -0.9% | 9 days |
| Pennsylvania statewide | $330,200 | +5.3% | 30 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Ephrata
What buyers should watch
- Months of supply, currently 1.3. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 37.5%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $263 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $262,500 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Ephrata listing goes under contract in 9 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 101.5% of asking. Price at the number you want and let competition do the rest.
- In the last published month Ephrata added 16 new listings against 6 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Ephrata varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Ephrata
There are currently 8 homes listed for sale in Ephrata, Pennsylvania. The median listing price is $327K. Featured listings range from $225,000 to $655,400.
New Listing
41
$230,000
214 Duke St
Ephrata, PA 17522
3 bd1 ba1,448 sqft$159/ft²
Townhouse3,049 sqft lot
Adnela Dolic · Berkshire Hathaway HomeServices Homesale Realty
View photos & details
35
$284,900
1377 Apple St
Ephrata, PA 17522
3 bd1 ba1,496 sqft$190/ft²
House6,098 sqft lot
Brittany Garner · Life Changes Realty Group
View photos & details
New Listing
24
$289,900
144 Church Ave
Ephrata, PA 17522
3 bd2 ba1,366 sqft$212/ft²
Townhouse2,614 sqft lot
Katiejo Shank · RE/MAX Of Reading
View photos & details
57
$347,500
136 Eagle Dr
Ephrata, PA 17522
3 bd3 ba2,074 sqft$168/ft²
Townhouse3,920 sqft lot
C Thomas Risser · Berkshire Hathaway HomeServices Homesale Realty
View photos & details
New Listing
72
$350,000
740 Lincoln Gardens Rd
Ephrata, PA 17522
3 bd2 ba1,955 sqft$179/ft²
House1.00 acres
Chester Lapp · William Penn Real Estate Assoc
View photos & details
New Listing
35
$375,000
77 E Mohler Church Rd
Ephrata, PA 17522
3 bd2 ba1,472 sqft$255/ft²
House10,019 sqft lot
Fannye Hunt · Iron Valley Real Estate
View photos & details
55
$419,000
407 Lake St
Ephrata, PA 17522
3 bd3 ba2,028 sqft$207/ft²
House10,454 sqft lot
Wendy Stauffer · Kingsway Realty - Ephrata
View photos & details
New Listing
$419,900
916 Dawn Ave
Ephrata, PA 17522
4 bd3 ba1,857 sqft$226/ft²
House13,939 sqft lot
James Sherer · Kingsway Realty - Lancaster
View photos & details
New Listing
59
$419,900
524 W Trout Run Rd
Ephrata, PA 17522
4 bd3 ba2,484 sqft$169/ft²
House14,375 sqft lot
Jason Bange · Iron Valley Real Estate of Lancaster
View photos & details
New Listing
33
$450,000
247 Church Ave
Ephrata, PA 17522
6 bd2 ba2,100 sqft$214/ft²
House13,939 sqft lot
John Rutt, II · Hostetter Realty LLC
View photos & details
New Build
23
$655,400
120 Morning Dr
Ephrata, PA 17522
4 bd3 ba2,704 sqft$242/ft²
House
View photos & details
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Active listings
8
Homes on market
Median list price
$327K
Avg. days on market
9
Days until sale
New this week
16
Newly listed
Price drops:37.5%of listings
Sale-to-list:101.5%
How much do homes cost in Ephrata by property type?
How the Ephrata, PA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $254,000 | $194/sq ft | 3 | 43 days |
| Townhouse | $335,000 | $180/sq ft | 3 | 3 days |
Who lives in Ephrata?
American Community Survey estimates for Ephrata. U.S. Census ACS, 2023
Population
13,729
Households
5,846
Median income
$68,117/yr
Median age
36.8 years
Owner-occupied
54.3%
Median home value
$215,100
Median gross rent
$1,070/mo
Mean commute
23.5 min
54.3% of occupied homes in Ephrata are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. Census median gross rent (all leases, including long-held ones) is $1,070/mo, below Zillow's $1,461/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Ephrata?
7 schools tracked · 3,692 students
The largest public schools serving Ephrata, PA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Ephrata SHS
Grades 9-12 · 1,357 students
Ephrata MS
Grades 7-8 · 607 students
Ephrata Intermediate Sch
Grades 5-6 · 569 students
Highland El Sch
Grades K-4 · 466 students
Clay El Sch
Grades K-4 · 374 students
Fulton El Sch
Grades K-4 · 305 students
Lancaster County CTC - Brownstown Campus
Grades 9-12 · 14 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Ephrata, PA?
Ordered by distance from Ephrata, not by size. Compare Ephrata side by side with any of them.
Which ZIP codes are in Ephrata?
These are the ZIP codes we see on active Ephrata listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Ephrata housing market FAQ
Is Ephrata a buyer's or seller's market?
Ephrata, PA is currently a strong seller's market. That read comes from 1.3 months of supply, homes going under contract in about 9 days, and sellers getting 101.5% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Ephrata?
The median sale price in the last month Redfin published was $262,500, about $187 per square foot.
Is Ephrata cheaper than the rest of Pennsylvania?
Ephrata's median sale price of $262,500 is 21% lower than the Pennsylvania statewide median of $330,200, and 36% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Ephrata?
Homes in Ephrata, PA spent a median of 9 days on market before going under contract, versus 30 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Ephrata?
At the current 30-year fixed rate of 7.03%, 20% down on a $262,500 home is about $1,401 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $60,059 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $68,117.
Are home prices rising in Ephrata?
Redfin's last published year-over-year change for Ephrata, PA was -0.9%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Ephrata?
Ephrata ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Ephrata?
That depends on your timeline, not on a headline. What the data says today: Ephrata, PA is a strong seller's market with 1.3 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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