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Featured local agent — Cumbola, PA
Sarah Mitchell
Compass Real Estate · Cumbola, PA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Cumbola, PA Housing Market
The last median sale price Redfin published was $140,000 (through May 2026). With 2.0 months of supply and homes going under contract in about 56 days, Cumbola is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $140,000 home is about $747/mo in principal and interest.
Key numbers for Cumbola, PA
Median sale price
$140,000
Last published period
Redfin, through November 2025
Days on market
56
Average pace
Redfin, through November 2025
Active listings
2
2.0 months of supply
Redfin, through November 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$52,917
Home costs 2.6x income
U.S. Census ACS, 2023
Sale-to-list ratio
97.2%
Selling below asking
Redfin, through November 2025
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Cumbola a buyer's or seller's market?
Cumbola, PA is a balanced market, based on 2.0 months of supply and homes selling in about 56 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Cumbola housing market data show?
Every row below is Redfin's final published month for Cumbola, PA. Redfin, through November 2025
| Metric | Value |
|---|---|
| Median sale price | $140,000 |
| Median list price | $159,450 |
| Median price per sq ft | $77/sq ft |
| Median days on market | 56 days |
| Active inventory | 2 listings |
| Months of supply | 2.0 months |
| Sale-to-list price ratio | 97.2% |
| Homes sold (that month) | 1 |
| New listings (that month) | 2 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Cumbola is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Cumbola is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Cumbola home prices moved?
Across the 19 months we hold for Cumbola, PA, the median sale price rose 259.0%, from $39,000 in July 2021 to $140,000. For prices to fall meaningfully from here, supply would have to keep building past 2.0 months while the sale-to-list ratio slips below its current 97.2%. Watch those two together — they move before the median does.
Redfin, through November 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Cumbola?
Priced off the median sale price of $140,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $28,000 | $112,000 | $747/mo |
| 5% | $7,000 | $133,000 | $888/mo |
Redfin, through November 2025 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $747, that implies roughly $32,031 a year before you add taxes and insurance. The median household in Cumbola earns $52,917, about $20,886 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.6x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Cumbola in the next 12 months?
Tell us your timeline. We send the Cumbola market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Cumbola?
Zillow does not publish a rent index (ZORI) for Cumbola, PA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Cumbola?
Active listings in Cumbola, PA went from 3 in May 2022 to 2 in November 2025, a -33.3% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| May 2022 | 3 | 3 |
| June 2022 | 5 | 2 |
| September 2022 | 5 | 2 |
| October 2022 | 5 | 1 |
| November 2022 | 3 | not published |
| January 2023 | 2 | 1 |
| July 2024 | 1 | not published |
| October 2024 | 1 | 1 |
| December 2024 | 1 | not published |
| November 2025 | 2 | 2 |
Redfin, through November 2025
How does Cumbola compare to Pennsylvania and the U.S.?
Cumbola homes sell for $140,000 — 58% below the Pennsylvania median of $330,200. Against the national median of $410,700, Cumbola runs 66% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Cumbola, PA | $140,000 | not published | 56 days |
| Pennsylvania statewide | $330,200 | +5.3% | 30 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through November 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Cumbola
What buyers should watch
- Months of supply, currently 2.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $140 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $140,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Cumbola listing goes under contract in 56 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 97.2% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Cumbola added 2 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Cumbola varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Cumbola
There are currently 2 homes listed for sale in Cumbola, Pennsylvania. The median listing price is $159K.
Active listings
2
Homes on market
Median list price
$159K
Avg. days on market
56
Days until sale
New this week
2
Newly listed
How much do homes cost in Cumbola by property type?
How the Cumbola, PA market breaks down across single-family homes, condos and townhouses. Redfin, through November 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $172,750 | $46/sq ft | 2 | 10 days |
| Townhouse | $140,000 | $77/sq ft | 1 | 56 days |
Who lives in Cumbola?
American Community Survey estimates for Cumbola. U.S. Census ACS, 2023
Population
235
Households
115
Median income
$52,917/yr
Median age
49.5 years
Owner-occupied
73.0%
Median home value
$90,000
Median gross rent
$933/mo
Mean commute
24 min
73.0% of occupied homes in Cumbola are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Cumbola, PA?
Ordered by distance from Cumbola, not by size. Compare Cumbola side by side with any of them.
Cumbola housing market FAQ
Is Cumbola a buyer's or seller's market?
Cumbola, PA is currently a balanced market. That read comes from 2.0 months of supply, homes going under contract in about 56 days, and sellers getting 97.2% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Cumbola?
The median sale price in the last month Redfin published was $140,000, about $77 per square foot.
Is Cumbola cheaper than the rest of Pennsylvania?
Cumbola's median sale price of $140,000 is 58% lower than the Pennsylvania statewide median of $330,200, and 66% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Cumbola?
Homes in Cumbola, PA spent a median of 56 days on market before going under contract, versus 30 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Cumbola?
At the current 30-year fixed rate of 7.03%, 20% down on a $140,000 home is about $747 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $32,031 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $52,917.
Are home prices rising in Cumbola?
We do not hold a complete 12-month value series for Cumbola, PA yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Cumbola?
Cumbola ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Cumbola?
That depends on your timeline, not on a headline. What the data says today: Cumbola, PA is a balanced market with 2.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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