$56,000
44 Aspen Ln
Carlisle, PA
3 bd1 ba804 sqft$70/ft²
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Sarah Mitchell
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Compass Real Estate · Carlisle, PA
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Carlisle, PA(512) 555-0184TX License #0512847
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Carlisle, PA Housing Market
Seller's market+2.5% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Carlisle, PA is worth $334,866, rose 2.5% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $207,000, -20.4% year over year (through May 2026). With 3.0 months of supply and homes going under contract in about 9 days, Carlisle is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $334,866 home is about $1,788/mo in principal and interest.
Key numbers for Carlisle, PA
Typical home value
$334,866
+2.5% in 12 months
Zillow, August 2026
Typical asking rent
$1,402/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$207,000
-20.4% year over year
Redfin, through May 2026
Days on market
9
Fast-moving
Redfin, through May 2026
Active listings
27
3.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$59,742
Home costs 5.6x income
U.S. Census ACS, 2023
Sale-to-list ratio
99.2%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Carlisle a buyer's or seller's market?
Seller's market3.0 months of supply9 days on market99.2% of asking
Carlisle, PA is a seller's market, based on 3.0 months of supply and homes selling in about 9 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Carlisle housing market data show?
Every row below is Redfin's final published month for Carlisle, PA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $207,000 |
| Median list price | $265,000 |
| Year-over-year price change | -20.4% |
| Median price per sq ft | $151/sq ft |
| Median days on market | 9 days |
| Active inventory | 27 listings |
| Months of supply | 3.0 months |
| Sale-to-list price ratio | 99.2% |
| Homes sold (that month) | 9 |
| New listings (that month) | 25 |
| Listings with a price cut | 29.6% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Carlisle is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Carlisle is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Carlisle home prices moved?
Over the last three years the median sale price in Carlisle, PA fell 10.4%, from $231,000 to $207,000. The live Zillow value series has rose 2.5% in the last 12 months, which is the more current read now that Redfin's series has stopped. 29.6% of Carlisle listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 3.0 months while the sale-to-list ratio slips below its current 99.2%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Carlisle?
Priced off the typical home value of $334,866 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $66,973 | $267,893 | $1,788/mo |
| 5% | $16,743 | $318,123 | $2,123/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,788, that implies roughly $76,616 a year before you add taxes and insurance. The median household in Carlisle earns $59,742, about $16,874 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.6x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Carlisle in the next 12 months?
Tell us your timeline. We send the Carlisle market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Carlisle?
Typical asking rent in Carlisle, PA is $1,402/mo, against a typical home value of $334,866. That is a price-to-rent ratio of 19.9x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $1,788 a month — $386 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Carlisle?
Active listings in Carlisle, PA went from 16 in May 2025 to 27 in May 2026, a +68.8% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 23 | 26 |
| July 2025 | 30 | 30 |
| August 2025 | 28 | 21 |
| September 2025 | 33 | 19 |
| October 2025 | 27 | 24 |
| November 2025 | 25 | 16 |
| December 2025 | 20 | 11 |
| January 2026 | 24 | 20 |
| February 2026 | 27 | 19 |
| March 2026 | 19 | 18 |
| April 2026 | 29 | 21 |
| May 2026 | 27 | 25 |
Redfin, through May 2026
How does Carlisle compare to Pennsylvania and the U.S.?
Carlisle homes sell for $207,000 — 37% below the Pennsylvania median of $330,200. Against the national median of $410,700, Carlisle runs 50% lower. Year-over-year, Carlisle moved -20.4% against Pennsylvania's +5.3% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Carlisle, PA | $207,000 | -20.4% | 9 days |
| Pennsylvania statewide | $330,200 | +5.3% | 30 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Carlisle
What buyers should watch
- Months of supply, currently 3.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 29.6%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $335 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $334,866 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Carlisle listing goes under contract in 9 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.2% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Carlisle added 25 new listings against 9 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +2.5% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Carlisle varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Carlisle
There are currently 27 homes listed for sale in Carlisle, Pennsylvania. The median listing price is $265K. Featured listings range from $56,000 to $579,900.
$149,900
475 Wolfs Bridge Rd
Carlisle, PA
2 bd1 ba1,120 sqft$134/ft²
House20,038 sqft lot
View photos & details
$165,000
347 E Louther St
Carlisle, PA
3 bd1 ba1,208 sqft$137/ft²
Townhouse2,178 sqft lot
View photos & details
$260,000
617 N East St
Carlisle, PA
3 bd2 ba1,531 sqft$170/ft²
House4,356 sqft lot
View photos & details
$279,900
1011 Cranes Gap Rd
Carlisle, PA
3 bd2 ba1,896 sqft$148/ft²
House39,204 sqft lot
View photos & details
$389,900
226 Walnut St
Carlisle, PA
3 bd2 ba2,353 sqft$166/ft²
House6,098 sqft lot
View photos & details
$389,900
1200 Sadler Dr
Carlisle, PA
4 bd3 ba2,342 sqft$166/ft²
House14,375 sqft lot
View photos & details
$399,900
1106 Easy Rd
Carlisle, PA
5 bd4 ba2,899 sqft$138/ft²
House33,106 sqft lot
View photos & details
$399,900
304 S West St
Carlisle, PA
3 bd5 ba2,544 sqft$157/ft²
House9,148 sqft lot
View photos & details
$409,990
1 Sage St
Carlisle, PA
3 bd3 ba2,131 sqft$192/ft²
Townhouse
View photos & details
$559,900
5 Madison Cir
Carlisle, PA
4 bd3 ba2,433 sqft$230/ft²
House30,056 sqft lot
View photos & details
$579,900
37 Old Coach Ln
Carlisle, PA
3 bd4 ba2,990 sqft$194/ft²
House23,087 sqft lot
View photos & details
Looking to buy in Carlisle?
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Active listings
27
Homes on market
Median list price
$265K
Avg. days on market
9
Days until sale
New this week
25
Newly listed
Price drops:29.6%of listings
Sale-to-list:99.2%
How much do homes cost in Carlisle by property type?
How the Carlisle, PA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $207,000 | $129/sq ft | 3 | 11 days |
| Townhouse | $204,000 | $151/sq ft | 6 | 7 days |
Who lives in Carlisle?
American Community Survey estimates for Carlisle. U.S. Census ACS, 2023
Population
21,335
Households
8,719
Median income
$59,742/yr
Median age
34.4 years
Owner-occupied
49.1%
Median home value
$212,400
Median gross rent
$986/mo
Mean commute
18.9 min
49.1% of occupied homes in Carlisle are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $212,400 against Zillow's $334,866 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $986/mo, below Zillow's $1,402/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Carlisle?
10 schools tracked · 5,241 students
The largest public schools serving Carlisle, PA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Carlisle Area HS
Grades 9-12 · 1,581 students
Wilson MS
Grades 6-8 · 576 students
Lamberton MS
Grades 6-8 · 549 students
Crestview El Sch
Grades K-5 · 546 students
Bellaire El Sch
Grades K-5 · 397 students
Middlesex El Sch
Grades K-5 · 393 students
Mooreland El Sch
Grades K-5 · 388 students
Hamilton El Sch
Grades K-5 · 368 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Carlisle, PA?
Ordered by distance from Carlisle, not by size. Compare Carlisle side by side with any of them.
Carlisle housing market FAQ
Is Carlisle a buyer's or seller's market?
Carlisle, PA is currently a seller's market. That read comes from 3.0 months of supply, homes going under contract in about 9 days, and sellers getting 99.2% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Carlisle?
The typical home in Carlisle, PA is worth $334,866 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $207,000, about $151 per square foot.
Is Carlisle cheaper than the rest of Pennsylvania?
Carlisle's median sale price of $207,000 is 37% lower than the Pennsylvania statewide median of $330,200, and 50% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Carlisle?
Homes in Carlisle, PA spent a median of 9 days on market before going under contract, versus 30 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Carlisle?
At the current 30-year fixed rate of 7.03%, 20% down on a $334,866 home is about $1,788 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $76,616 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $59,742.
Are home prices rising in Carlisle?
The typical home value in Carlisle, PA rose 2.5% over the last 12 months, from $326,833 to $334,866 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Carlisle?
Carlisle ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Carlisle?
That depends on your timeline, not on a headline. What the data says today: Carlisle, PA is a seller's market with 3.0 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 19.9x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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