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Featured local agent — Middle Point, OH
Sarah Mitchell
Compass Real Estate · Middle Point, OH
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Middle Point, OH Housing Market
The typical home in Middle Point, OH is worth $172,780, rose 2.3% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $222,500, +48.3% year over year (through May 2026). With homes going under contract in about 6 days, Middle Point is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $172,780 home is about $922/mo in principal and interest.
Key numbers for Middle Point, OH
Typical home value
$172,780
+2.3% in 12 months
Zillow, August 2026
Median sale price
$222,500
+48.3% year over year
Redfin, through April 2026
Days on market
6
Fast-moving
Redfin, through April 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$53,906
Home costs 3.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
114.1%
Selling above asking
Redfin, through April 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Middle Point a buyer's or seller's market?
Middle Point, OH is a seller's market and homes selling in about 6 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Middle Point housing market data show?
Every row below is Redfin's final published month for Middle Point, OH. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $222,500 |
| Year-over-year price change | +48.3% |
| Median price per sq ft | $124/sq ft |
| Median days on market | 6 days |
| Sale-to-list price ratio | 114.1% |
| Homes sold (that month) | 1 |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Middle Point is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Middle Point is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Middle Point home prices moved?
Across the 27 months we hold for Middle Point, OH, the median sale price rose 278.6%, from $58,770 in May 2021 to $222,500. The live Zillow value series has rose 2.3% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Middle Point?
Priced off the typical home value of $172,780 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $34,556 | $138,224 | $922/mo |
| 5% | $8,639 | $164,141 | $1,095/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $922, that implies roughly $39,531 a year before you add taxes and insurance. The median household in Middle Point earns $53,906, about $14,375 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.2x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Middle Point in the next 12 months?
Tell us your timeline. We send the Middle Point market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Middle Point?
Zillow does not publish a rent index (ZORI) for Middle Point, OH, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Middle Point?
Active listings in Middle Point, OH went from 2 in March 2023 to 1 in January 2026, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| April 2023 | 2 | 2 |
| May 2023 | 2 | not published |
| July 2024 | 3 | 3 |
| September 2024 | 4 | 1 |
| October 2024 | 2 | not published |
| November 2024 | 3 | 1 |
| January 2025 | 4 | 2 |
| February 2025 | 3 | not published |
| March 2025 | 1 | 1 |
| April 2025 | 1 | 1 |
| June 2025 | 1 | not published |
| January 2026 | 1 | not published |
Redfin, through January 2026
How does Middle Point compare to Ohio and the U.S.?
Middle Point homes sell for $222,500 — 21% below the Ohio median of $282,600. Against the national median of $410,700, Middle Point runs 46% lower. Year-over-year, Middle Point moved +48.3% against Ohio's +5.4% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Middle Point, OH | $222,500 | +48.3% | 6 days |
| Ohio statewide | $282,600 | +5.4% | 36 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Middle Point
What buyers should watch
- The gap between 5% and 20% down here is $173 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $172,780 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Middle Point listing goes under contract in 6 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 114.1% of asking. Price at the number you want and let competition do the rest.
- Your equity moved +2.3% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Middle Point varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Middle Point
Explore homes currently listed for sale in Middle Point, Ohio across major real estate platforms.
How much do homes cost in Middle Point by property type?
How the Middle Point, OH market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $222,500 | $124/sq ft | 1 | 6 days |
Who lives in Middle Point?
American Community Survey estimates for Middle Point. U.S. Census ACS, 2023
Population
645
Households
295
Median income
$53,906/yr
Median age
39.3 years
Owner-occupied
93.9%
Median home value
$83,100
Median gross rent
$685/mo
Mean commute
18.7 min
93.9% of occupied homes in Middle Point are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $83,100 against Zillow's $172,780 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Middle Point, OH?
Ordered by distance from Middle Point, not by size. Compare Middle Point side by side with any of them.
Middle Point housing market FAQ
Is Middle Point a buyer's or seller's market?
Middle Point, OH is currently a seller's market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Middle Point?
The typical home in Middle Point, OH is worth $172,780 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $222,500, about $124 per square foot.
Is Middle Point cheaper than the rest of Ohio?
Middle Point's median sale price of $222,500 is 21% lower than the Ohio statewide median of $282,600, and 46% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Middle Point?
Homes in Middle Point, OH spent a median of 6 days on market before going under contract, versus 36 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Middle Point?
At the current 30-year fixed rate of 7.03%, 20% down on a $172,780 home is about $922 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $39,531 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $53,906.
Are home prices rising in Middle Point?
The typical home value in Middle Point, OH rose 2.3% over the last 12 months, from $168,974 to $172,780 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Middle Point?
Middle Point ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Middle Point?
That depends on your timeline, not on a headline. What the data says today: Middle Point, OH is a seller's market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $172,780, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.
