Brokers — List your Company Here
Featured local agent — Lafayette, OH
Sarah Mitchell
Compass Real Estate · Lafayette, OH
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
Lafayette, OH Housing Market
The last median sale price Redfin published was $260,000, -1.9% year over year (through May 2026). With homes going under contract in about 87 days, Lafayette is a leaning buyer's. At today's 7.03% 30-year fixed rate, 20% down on a $260,000 home is about $1,388/mo in principal and interest.
Key numbers for Lafayette, OH
Median sale price
$260,000
-1.9% year over year
Redfin, through March 2026
Days on market
87
Slow-moving
Redfin, through March 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Sale-to-list ratio
97.2%
Selling below asking
Redfin, through March 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Lafayette a buyer's or seller's market?
Lafayette, OH is a leaning buyer's and homes selling in about 87 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Lafayette housing market data show?
Every row below is Redfin's final published month for Lafayette, OH. Redfin, through March 2026
| Metric | Value |
|---|---|
| Median sale price | $260,000 |
| Year-over-year price change | -1.9% |
| Median price per sq ft | $179/sq ft |
| Median days on market | 87 days |
| Sale-to-list price ratio | 97.2% |
| Homes sold (that month) | 2 |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Lafayette is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Lafayette is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Lafayette home prices moved?
Across the 24 months we hold for Lafayette, OH, the median sale price rose 108.0%, from $125,000 in April 2021 to $260,000.
Redfin, through March 2026 — the chart ends at Redfin's final published month.
Get Lafayette market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What does it cost to buy a home in Lafayette?
Priced off the median sale price of $260,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $52,000 | $208,000 | $1,388/mo |
| 5% | $13,000 | $247,000 | $1,648/mo |
Redfin, through March 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,388, that implies roughly $59,487 a year before you add taxes and insurance. We do not hold a Census income figure for Lafayette, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Lafayette in the next 12 months?
Tell us your timeline. We send the Lafayette market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Lafayette?
Zillow does not publish a rent index (ZORI) for Lafayette, OH, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Lafayette?
Active listings in Lafayette, OH went from 1 in April 2021 to 1 in February 2025, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| April 2021 | 1 | not published |
| August 2021 | 1 | not published |
| December 2021 | 1 | not published |
| June 2022 | 1 | not published |
| September 2022 | 1 | not published |
| December 2022 | 1 | not published |
| March 2023 | 1 | 1 |
| April 2023 | 1 | not published |
| June 2023 | 1 | not published |
| February 2025 | 1 | not published |
Redfin, through February 2025
How does Lafayette compare to Ohio and the U.S.?
Lafayette homes sell for $260,000 — 8% below the Ohio median of $282,600. Against the national median of $410,700, Lafayette runs 37% lower. Year-over-year, Lafayette moved -1.9% against Ohio's +5.4% — a smaller swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Lafayette, OH | $260,000 | -1.9% | 87 days |
| Ohio statewide | $282,600 | +5.4% | 36 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through March 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Lafayette
What buyers should watch
- The gap between 5% and 20% down here is $260 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $260,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Lafayette listing goes under contract in 87 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 97.2% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Comparable ZIP-level pricing inside Lafayette varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Lafayette
Explore homes currently listed for sale in Lafayette, Ohio across major real estate platforms.
How much do homes cost in Lafayette by property type?
How the Lafayette, OH market breaks down across single-family homes, condos and townhouses. Redfin, through March 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $260,000 | $179/sq ft | 2 | 87 days |
Who lives in Lafayette?
American Community Survey estimates for Lafayette. U.S. Census ACS, 2023
Population
124
Households
60
Median age
51.7 years
Owner-occupied
41.7%
Median home value
$178,100
Median gross rent
$790/mo
Mean commute
34.1 min
41.7% of occupied homes in Lafayette are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Lafayette, OH?
Ordered by distance from Lafayette, not by size. Compare Lafayette side by side with any of them.
Lafayette housing market FAQ
Is Lafayette a buyer's or seller's market?
Lafayette, OH is currently a leaning buyer's based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Lafayette?
The median sale price in the last month Redfin published was $260,000, about $179 per square foot.
Is Lafayette cheaper than the rest of Ohio?
Lafayette's median sale price of $260,000 is 8% lower than the Ohio statewide median of $282,600, and 37% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Lafayette?
Homes in Lafayette, OH spent a median of 87 days on market before going under contract, versus 36 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Lafayette?
At the current 30-year fixed rate of 7.03%, 20% down on a $260,000 home is about $1,388 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $59,487 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Lafayette?
Redfin's last published year-over-year change for Lafayette, OH was -1.9%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Lafayette?
Lafayette ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Lafayette?
That depends on your timeline, not on a headline. What the data says today: Lafayette, OH is a leaning buyer's, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on Lafayette, OH
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this whole city. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching Lafayette
Nearby markets
Get the Lafayette market brief
Get the Lafayette, OH market brief
One email: what homes are actually clearing at around $260,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.