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Featured local agent — Fort Recovery, OH
Sarah Mitchell
Compass Real Estate · Fort Recovery, OH
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Fort Recovery, OH Housing Market
The typical home in Fort Recovery, OH is worth $353,963, rose 6.5% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $375,000, +971.4% year over year (through May 2026). With homes going under contract in about 71 days, Fort Recovery is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $353,963 home is about $1,890/mo in principal and interest.
Key numbers for Fort Recovery, OH
Typical home value
$353,963
+6.5% in 12 months
Zillow, August 2026
Median sale price
$375,000
+971.4% year over year
Redfin, through May 2026
Days on market
71
Slow-moving
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$66,833
Home costs 5.3x income
U.S. Census ACS, 2023
Sale-to-list ratio
94.9%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Fort Recovery a buyer's or seller's market?
Fort Recovery, OH is a buyer's market and homes selling in about 71 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Fort Recovery housing market data show?
Every row below is Redfin's final published month for Fort Recovery, OH. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $375,000 |
| Year-over-year price change | +971.4% |
| Median price per sq ft | $181/sq ft |
| Median days on market | 71 days |
| Sale-to-list price ratio | 94.9% |
| Homes sold (that month) | 1 |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Fort Recovery is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Fort Recovery is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Fort Recovery home prices moved?
Across the 26 months we hold for Fort Recovery, OH, the median sale price rose 25.0%, from $299,914 in September 2021 to $375,000. The live Zillow value series has rose 6.5% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Fort Recovery?
Priced off the typical home value of $353,963 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $70,793 | $283,171 | $1,890/mo |
| 5% | $17,698 | $336,265 | $2,244/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,890, that implies roughly $80,985 a year before you add taxes and insurance. The median household in Fort Recovery earns $66,833, about $14,152 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.3x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Fort Recovery in the next 12 months?
Tell us your timeline. We send the Fort Recovery market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Fort Recovery?
Zillow does not publish a rent index (ZORI) for Fort Recovery, OH, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Fort Recovery?
Active listings in Fort Recovery, OH went from 2 in November 2023 to 1 in April 2026, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| December 2023 | 1 | not published |
| March 2024 | 1 | 1 |
| May 2024 | 1 | 1 |
| January 2025 | 1 | 1 |
| May 2025 | 2 | 2 |
| June 2025 | 1 | 1 |
| July 2025 | 2 | 1 |
| September 2025 | 2 | 1 |
| October 2025 | 2 | 1 |
| December 2025 | 1 | 1 |
| March 2026 | 1 | not published |
| April 2026 | 1 | not published |
Redfin, through April 2026
How does Fort Recovery compare to Ohio and the U.S.?
Fort Recovery homes sell for $375,000 — 33% above the Ohio median of $282,600. Against the national median of $410,700, Fort Recovery runs 9% lower. Year-over-year, Fort Recovery moved +971.4% against Ohio's +5.4% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Fort Recovery, OH | $375,000 | +971.4% | 71 days |
| Ohio statewide | $282,600 | +5.4% | 36 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Fort Recovery
What buyers should watch
- The gap between 5% and 20% down here is $354 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $353,963 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Fort Recovery listing goes under contract in 71 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 94.9% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +6.5% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Fort Recovery varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Fort Recovery
Explore homes currently listed for sale in Fort Recovery, Ohio across major real estate platforms.
How much do homes cost in Fort Recovery by property type?
How the Fort Recovery, OH market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $375,000 | $181/sq ft | 1 | 71 days |
Who lives in Fort Recovery?
American Community Survey estimates for Fort Recovery. U.S. Census ACS, 2023
Population
1,863
Households
700
Median income
$66,833/yr
Median age
34.7 years
Owner-occupied
86.1%
Median home value
$162,000
Median gross rent
$767/mo
Mean commute
19.4 min
86.1% of occupied homes in Fort Recovery are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $162,000 against Zillow's $353,963 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Fort Recovery?
3 schools tracked · 1,019 students
The largest public schools serving Fort Recovery, OH by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Fort Recovery Elementary School
Grades PK-5 · 510 students
Fort Recovery High School
Grades 9-12 · 322 students
Fort Recovery Middle School
Grades 6-8 · 187 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Fort Recovery, OH?
Ordered by distance from Fort Recovery, not by size. Compare Fort Recovery side by side with any of them.
Fort Recovery housing market FAQ
Is Fort Recovery a buyer's or seller's market?
Fort Recovery, OH is currently a buyer's market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Fort Recovery?
The typical home in Fort Recovery, OH is worth $353,963 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $375,000, about $181 per square foot.
Is Fort Recovery cheaper than the rest of Ohio?
Fort Recovery's median sale price of $375,000 is 33% higher than the Ohio statewide median of $282,600, and 9% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Fort Recovery?
Homes in Fort Recovery, OH spent a median of 71 days on market before going under contract, versus 36 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Fort Recovery?
At the current 30-year fixed rate of 7.03%, 20% down on a $353,963 home is about $1,890 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $80,985 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $66,833.
Are home prices rising in Fort Recovery?
The typical home value in Fort Recovery, OH rose 6.5% over the last 12 months, from $332,427 to $353,963 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Fort Recovery?
Fort Recovery ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Fort Recovery?
That depends on your timeline, not on a headline. What the data says today: Fort Recovery, OH is a buyer's market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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