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Featured local agent — Surf City, NC
Sarah Mitchell
Compass Real Estate · Surf City, NC
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Surf City, NC Housing Market & Real Estate
Housing market overview · Updated monthly ·
$535,000median sale price
How is the Surf City, NC housing market right now?
The median home sale price in Surf City, NC is $535,000, up 6.4% year-over-year. Homes sell in an average of 110 days with 134 active listings. The market is currently a buyer's market. (Source: Redfin monthly MLS data, as of May 2026 — the most recent Redfin release; Redfin publishes each month's data on a ~6-week lag.)
Is Surf City a buyer's or seller's market?
Surf City, NC is currently a buyer's market, based on 5.6 months of supply and homes selling in about 110 days. How we determine this →
Homes sold
24
Last 12 weeks
Days on market
110
Average pace
Active listings
134
5.6 months supply
Sale-to-list
98.8%
Below asking
What does the Surf City housing market data show?
| Metric | Value |
|---|---|
| Median sale price | $535,000 |
| Median list price | $814,300 |
| Year-over-year price change | +6.4% |
| Average days on market | 110 days |
| Active inventory | 134 listings |
| Months of supply | 5.6 months |
| Sale-to-list price ratio | 98.8% |
| Median price per sq ft | $361/sq ft |
| Homes sold (latest month) | 24 |
| New listings (latest month) | 33 |
| Listings with a price cut | 23.9% |
| Market condition | Buyer's market |
Source: Redfin · Updated monthly
How much do homes cost in Surf City by property type?
How the Surf City, NC market breaks down across single-family homes, condos, and townhouses.
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $584,000 | $322/sq ft | 18 | 80 days |
| Condo / Co-op | $439,500 | $454/sq ft | 2 | 154 days |
| Townhouse | $705,000 | $350/sq ft | 4 | 184 days |
Source: Redfin · Updated monthly
The Surf City housing market is currently classified as a buyer's market with a median sale price of $535,000. Prices have risen 6.4% compared to last year, with homes spending an average of 110 days on market, indicating 5.6 months of inventory.This inventory level gives buyers significantly more negotiating power, allowing time to inspect properties thoroughly and potentially negotiate better terms.The price-to-income ratio of 7.6x provides context for how home values compare to local earning capacity.
Homes for sale in Surf City
There are currently 134 homes listed for sale in Surf City, North Carolina. The median listing price is $814K.
Active listings
134
Homes on market
Median list price
$814K
Avg. days on market
110
Days until sale
New this week
33
Newly listed
Who lives in Surf City?
Population
4,160
Median income
$84,833/yr
Median age
39.8 years
Owner-occupied
76.5%
College grads
50.8%
Avg commute
23.3 min
Source: U.S. Census Bureau ACS
What are homes worth in Surf City?
Zillow home value
$643,053
Zillow rent index
$2,265/mo
Price-to-rent ratio
23.7x
Price-to-income
7.6x
Source: Zillow Research
What is it like to live in Surf City?
Surf City is a community of approximately 4K residents with a median age of 39.8 years.The median household income is $84,833, which reflects a relatively affluent area with strong earning potential. 50.8% of residents hold a bachelor's degree or higher, indicating a highly educated population.
Homeownership rates are at 76.5%, reflecting strong community stability and long-term resident commitment. The average commute time is 23.3 minutes, which makes this an excellent choice for those seeking short commutes to employment centers.Overall, Surf City offers a balanced lifestyle with accessible home values relative to local income levels.
Which cities are near Surf City, NC?
Want a head-to-head view? Compare Surf City side-by-side with any other U.S. city using our market-comparison tool.
Is Surf City a good real estate investment market?
For investors evaluating Surf City, the price-to-rent ratio of 23.7x indicates higher purchase prices relative to rental income, typical of appreciation-focused markets. The market has appreciated 6.4% year-over-year, reflecting ongoing demand and value growth.Use our rent vs. buy calculator to analyze whether owning or renting makes more financial sense based on Surf City's current market conditions and your specific situation. Estimate your monthly payment with the mortgage calculator using Surf City's median home price.
Frequently asked questions
What is the average home price in Surf City?
The median home sale price in Surf City is $535,000, up 6.4% from last year.
How long do homes stay on market in Surf City?
Homes typically spend 110 days on market before going under contract.
What is the median income in Surf City?
The median household income is $84,833 per year.
Is Surf City a buyer's or seller's market?
With 5.6 months of supply, Surf City is currently a buyer's market.
What is the Zillow home value estimate for Surf City?
The Zillow Home Value Index (ZHVI) for Surf City is $643,053, representing the typical home value in the area.
What is the median condo price in Surf City?
The median condo/co-op sale price in Surf City, NC is $439,500, compared to $584,000 for a single-family home, based on the latest Redfin data.
How much does a single-family home cost in Surf City?
The median single-family home price in Surf City, NC is $584,000 (about $322 per square foot).
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