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Featured local agent — Red Cross, NC
Sarah Mitchell
Compass Real Estate · Red Cross, NC
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Red Cross, NC Housing Market
The typical home in Red Cross, NC is worth $335,556, held roughly flat 0.0% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $245,000 (through May 2026). With homes going under contract in about 42 days, Red Cross is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $335,556 home is about $1,791/mo in principal and interest.
Key numbers for Red Cross, NC
Typical home value
$335,556
+0.0% in 12 months
Zillow, August 2026
Median sale price
$245,000
Last published period
Redfin, through October 2025
Days on market
42
Average pace
Redfin, through October 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$58,375
Home costs 5.7x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through October 2025
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Red Cross a buyer's or seller's market?
Red Cross, NC is a balanced market and homes selling in about 42 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Red Cross housing market data show?
Every row below is Redfin's final published month for Red Cross, NC. Redfin, through October 2025
| Metric | Value |
|---|---|
| Median sale price | $245,000 |
| Median price per sq ft | $179/sq ft |
| Median days on market | 42 days |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Red Cross is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Red Cross is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Red Cross home prices moved?
Across the 28 months we hold for Red Cross, NC, the median sale price fell 22.2%, from $315,000 in April 2021 to $245,000. The live Zillow value series has held roughly flat 0.0% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through October 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Red Cross?
Priced off the typical home value of $335,556 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $67,111 | $268,445 | $1,791/mo |
| 5% | $16,778 | $318,778 | $2,127/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,791, that implies roughly $76,774 a year before you add taxes and insurance. The median household in Red Cross earns $58,375, about $18,399 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.7x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Red Cross in the next 12 months?
Tell us your timeline. We send the Red Cross market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Red Cross?
Zillow does not publish a rent index (ZORI) for Red Cross, NC, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Red Cross?
Active listings in Red Cross, NC went from 1 in January 2022 to 1 in September 2025, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| May 2023 | 1 | not published |
| August 2023 | 1 | 2 |
| September 2023 | 1 | not published |
| November 2023 | 1 | not published |
| May 2024 | 2 | not published |
| June 2024 | 3 | 2 |
| July 2024 | 2 | not published |
| November 2024 | 3 | 2 |
| January 2025 | 1 | 1 |
| February 2025 | 1 | not published |
| June 2025 | 1 | 1 |
| September 2025 | 1 | not published |
Redfin, through September 2025
How does Red Cross compare to North Carolina and the U.S.?
Red Cross homes sell for $245,000 — 38% below the North Carolina median of $397,600. Against the national median of $410,700, Red Cross runs 40% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Red Cross, NC | $245,000 | not published | 42 days |
| North Carolina statewide | $397,600 | +2.1% | 52 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through October 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Red Cross
What buyers should watch
- The gap between 5% and 20% down here is $336 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $335,556 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Red Cross listing goes under contract in 42 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- Your equity moved +0.0% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Red Cross varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Red Cross
Explore homes currently listed for sale in Red Cross, North Carolina across major real estate platforms.
How much do homes cost in Red Cross by property type?
How the Red Cross, NC market breaks down across single-family homes, condos and townhouses. Redfin, through October 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $245,000 | $179/sq ft | 1 | 42 days |
Who lives in Red Cross?
American Community Survey estimates for Red Cross. U.S. Census ACS, 2023
Population
740
Households
324
Median income
$58,375/yr
Median age
42.3 years
Owner-occupied
76.9%
Median home value
$217,200
Median gross rent
$691/mo
Mean commute
28.2 min
76.9% of occupied homes in Red Cross are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $217,200 against Zillow's $335,556 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Red Cross, NC?
Ordered by distance from Red Cross, not by size. Compare Red Cross side by side with any of them.
Red Cross housing market FAQ
Is Red Cross a buyer's or seller's market?
Red Cross, NC is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Red Cross?
The typical home in Red Cross, NC is worth $335,556 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $245,000, about $179 per square foot.
Is Red Cross cheaper than the rest of North Carolina?
Red Cross's median sale price of $245,000 is 38% lower than the North Carolina statewide median of $397,600, and 40% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Red Cross?
Homes in Red Cross, NC spent a median of 42 days on market before going under contract, versus 52 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Red Cross?
At the current 30-year fixed rate of 7.03%, 20% down on a $335,556 home is about $1,791 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $76,774 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $58,375.
Are home prices rising in Red Cross?
The typical home value in Red Cross, NC held roughly flat 0.0% over the last 12 months, from $335,492 to $335,556 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Red Cross?
Red Cross ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Red Cross?
That depends on your timeline, not on a headline. What the data says today: Red Cross, NC is a balanced market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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