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Featured local agent — Boiling Spring Lakes, NC
Sarah Mitchell
Compass Real Estate · Boiling Spring Lakes, NC
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Boiling Spring Lakes, NC Housing Market
The typical home in Boiling Spring Lakes, NC is worth $314,963, fell 0.8% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $315,000, -3.0% year over year (through May 2026). With 5.1 months of supply and homes going under contract in about 102 days, Boiling Spring Lakes is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $314,963 home is about $1,681/mo in principal and interest.
Key numbers for Boiling Spring Lakes, NC
Typical home value
$314,963
-0.8% in 12 months
Zillow, August 2026
Median sale price
$315,000
-3.0% year over year
Redfin, through May 2026
Days on market
102
Slow-moving
Redfin, through May 2026
Active listings
97
5.1 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$59,750
Home costs 5.3x income
U.S. Census ACS, 2023
Sale-to-list ratio
99.9%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Boiling Spring Lakes a buyer's or seller's market?
Boiling Spring Lakes, NC is a buyer's market, based on 5.1 months of supply and homes selling in about 102 days. Above 5 months of supply, homes start accumulating faster than they clear, which is where buyers gain leverage on price, repairs, and closing costs.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Boiling Spring Lakes housing market data show?
Every row below is Redfin's final published month for Boiling Spring Lakes, NC. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $315,000 |
| Median list price | $375,000 |
| Year-over-year price change | -3.0% |
| Median price per sq ft | $228/sq ft |
| Median days on market | 102 days |
| Active inventory | 97 listings |
| Months of supply | 5.1 months |
| Sale-to-list price ratio | 99.9% |
| Homes sold (that month) | 19 |
| New listings (that month) | 21 |
| Listings with a price cut | 25.8% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Boiling Spring Lakes is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Boiling Spring Lakes is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Boiling Spring Lakes home prices moved?
Over the last three years the median sale price in Boiling Spring Lakes, NC rose 5.5%, from $298,450 to $315,000. The live Zillow value series has fell 0.8% in the last 12 months, which is the more current read now that Redfin's series has stopped. 25.8% of Boiling Spring Lakes listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 5.1 months while the sale-to-list ratio slips below its current 99.9%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Boiling Spring Lakes?
Priced off the typical home value of $314,963 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $62,993 | $251,970 | $1,681/mo |
| 5% | $15,748 | $299,215 | $1,997/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,681, that implies roughly $72,062 a year before you add taxes and insurance. The median household in Boiling Spring Lakes earns $59,750, about $12,312 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.3x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Boiling Spring Lakes in the next 12 months?
Tell us your timeline. We send the Boiling Spring Lakes market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Boiling Spring Lakes?
Zillow does not publish a rent index (ZORI) for Boiling Spring Lakes, NC, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Boiling Spring Lakes?
Active listings in Boiling Spring Lakes, NC went from 58 in May 2025 to 97 in May 2026, a +67.2% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 55 | 17 |
| July 2025 | 61 | 23 |
| August 2025 | 77 | 36 |
| September 2025 | 75 | 22 |
| October 2025 | 78 | 23 |
| November 2025 | 75 | 11 |
| December 2025 | 77 | 12 |
| January 2026 | 81 | 25 |
| February 2026 | 85 | 17 |
| March 2026 | 94 | 28 |
| April 2026 | 96 | 22 |
| May 2026 | 97 | 21 |
Redfin, through May 2026
How does Boiling Spring Lakes compare to North Carolina and the U.S.?
Boiling Spring Lakes homes sell for $315,000 — 21% below the North Carolina median of $397,600. Against the national median of $410,700, Boiling Spring Lakes runs 23% lower. Year-over-year, Boiling Spring Lakes moved -3.0% against North Carolina's +2.1% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Boiling Spring Lakes, NC | $315,000 | -3.0% | 102 days |
| North Carolina statewide | $397,600 | +2.1% | 52 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Boiling Spring Lakes
What buyers should watch
- Months of supply, currently 5.1. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 25.8%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $315 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $314,963 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Boiling Spring Lakes listing goes under contract in 102 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.9% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Boiling Spring Lakes added 21 new listings against 19 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -0.8% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Boiling Spring Lakes varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Boiling Spring Lakes
There are currently 97 homes listed for sale in Boiling Spring Lakes, North Carolina. The median listing price is $375K.
Active listings
97
Homes on market
Median list price
$375K
Avg. days on market
102
Days until sale
New this week
21
Newly listed
How much do homes cost in Boiling Spring Lakes by property type?
How the Boiling Spring Lakes, NC market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $315,000 | $228/sq ft | 19 | 102 days |
Who lives in Boiling Spring Lakes?
American Community Survey estimates for Boiling Spring Lakes. U.S. Census ACS, 2023
Population
6,206
Households
2,932
Median income
$59,750/yr
Median age
46.8 years
Owner-occupied
76.6%
Median home value
$260,400
Median gross rent
$1,337/mo
Mean commute
22 min
76.6% of occupied homes in Boiling Spring Lakes are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $260,400 against Zillow's $314,963 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Boiling Spring Lakes, NC?
Ordered by distance from Boiling Spring Lakes, not by size. Compare Boiling Spring Lakes side by side with any of them.
Boiling Spring Lakes housing market FAQ
Is Boiling Spring Lakes a buyer's or seller's market?
Boiling Spring Lakes, NC is currently a buyer's market. That read comes from 5.1 months of supply, homes going under contract in about 102 days, and sellers getting 99.9% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Boiling Spring Lakes?
The typical home in Boiling Spring Lakes, NC is worth $314,963 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $315,000, about $228 per square foot.
Is Boiling Spring Lakes cheaper than the rest of North Carolina?
Boiling Spring Lakes's median sale price of $315,000 is 21% lower than the North Carolina statewide median of $397,600, and 23% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Boiling Spring Lakes?
Homes in Boiling Spring Lakes, NC spent a median of 102 days on market before going under contract, versus 52 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Boiling Spring Lakes?
At the current 30-year fixed rate of 7.03%, 20% down on a $314,963 home is about $1,681 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $72,062 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $59,750.
Are home prices rising in Boiling Spring Lakes?
The typical home value in Boiling Spring Lakes, NC fell 0.8% over the last 12 months, from $317,366 to $314,963 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Boiling Spring Lakes?
Boiling Spring Lakes ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Boiling Spring Lakes?
That depends on your timeline, not on a headline. What the data says today: Boiling Spring Lakes, NC is a buyer's market with 5.1 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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