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Featured local agent — Blue Clay Farms, NC
Sarah Mitchell
Compass Real Estate · Blue Clay Farms, NC
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Blue Clay Farms, NC Housing Market
The last median sale price Redfin published was $412,500 (through May 2026). With homes going under contract in about 15 days, Blue Clay Farms is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $412,500 home is about $2,202/mo in principal and interest.
Key numbers for Blue Clay Farms, NC
Median sale price
$412,500
Last published period
Redfin, through July 2025
Days on market
15
Fast-moving
Redfin, through July 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Sale-to-list ratio
98.2%
Selling below asking
Redfin, through July 2025
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Blue Clay Farms a buyer's or seller's market?
Blue Clay Farms, NC is a balanced market and homes selling in about 15 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Blue Clay Farms housing market data show?
Every row below is Redfin's final published month for Blue Clay Farms, NC. Redfin, through July 2025
| Metric | Value |
|---|---|
| Median sale price | $412,500 |
| Median price per sq ft | $206/sq ft |
| Median days on market | 15 days |
| Sale-to-list price ratio | 98.2% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Blue Clay Farms is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Blue Clay Farms is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Blue Clay Farms home prices moved?
Across the 15 months we hold for Blue Clay Farms, NC, the median sale price rose 3.0%, from $400,500 in December 2021 to $412,500.
Redfin, through July 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Blue Clay Farms?
Priced off the median sale price of $412,500 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $82,500 | $330,000 | $2,202/mo |
| 5% | $20,625 | $391,875 | $2,615/mo |
Redfin, through July 2025 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,202, that implies roughly $94,378 a year before you add taxes and insurance. We do not hold a Census income figure for Blue Clay Farms, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Blue Clay Farms in the next 12 months?
Tell us your timeline. We send the Blue Clay Farms market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Blue Clay Farms?
Zillow does not publish a rent index (ZORI) for Blue Clay Farms, NC, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Blue Clay Farms?
Active listings in Blue Clay Farms, NC went from 2 in December 2021 to 1 in April 2025, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| December 2021 | 2 | 1 |
| January 2022 | 1 | not published |
| February 2022 | 1 | 1 |
| April 2025 | 1 | 1 |
Redfin, through April 2025
How does Blue Clay Farms compare to North Carolina and the U.S.?
Blue Clay Farms homes sell for $412,500 — 4% above the North Carolina median of $397,600. Against the national median of $410,700, Blue Clay Farms runs 0% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Blue Clay Farms, NC | $412,500 | not published | 15 days |
| North Carolina statewide | $397,600 | +2.1% | 52 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through July 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Blue Clay Farms
What buyers should watch
- The gap between 5% and 20% down here is $413 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $412,500 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Blue Clay Farms listing goes under contract in 15 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 98.2% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Comparable ZIP-level pricing inside Blue Clay Farms varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Blue Clay Farms
Explore homes currently listed for sale in Blue Clay Farms, North Carolina across major real estate platforms.
How much do homes cost in Blue Clay Farms by property type?
How the Blue Clay Farms, NC market breaks down across single-family homes, condos and townhouses. Redfin, through July 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $412,500 | $206/sq ft | 1 | 15 days |
Who lives in Blue Clay Farms?
American Community Survey estimates for Blue Clay Farms. U.S. Census ACS, 2023
Population
179
Households
63
Median age
37.3 years
Owner-occupied
100.0%
Median home value
$363,000
100.0% of occupied homes in Blue Clay Farms are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Blue Clay Farms, NC?
Ordered by distance from Blue Clay Farms, not by size. Compare Blue Clay Farms side by side with any of them.
Blue Clay Farms housing market FAQ
Is Blue Clay Farms a buyer's or seller's market?
Blue Clay Farms, NC is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Blue Clay Farms?
The median sale price in the last month Redfin published was $412,500, about $206 per square foot.
Is Blue Clay Farms cheaper than the rest of North Carolina?
Blue Clay Farms's median sale price of $412,500 is 4% higher than the North Carolina statewide median of $397,600, and 0% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Blue Clay Farms?
Homes in Blue Clay Farms, NC spent a median of 15 days on market before going under contract, versus 52 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Blue Clay Farms?
At the current 30-year fixed rate of 7.03%, 20% down on a $412,500 home is about $2,202 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $94,378 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Blue Clay Farms?
We do not hold a complete 12-month value series for Blue Clay Farms, NC yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Blue Clay Farms?
Blue Clay Farms ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Blue Clay Farms?
That depends on your timeline, not on a headline. What the data says today: Blue Clay Farms, NC is a balanced market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $412,500, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.