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Featured local agent — Salt Point, NY
Sarah Mitchell
Compass Real Estate · Salt Point, NY
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Salt Point, NY Housing Market
The last median sale price Redfin published was $722,500, +97.4% year over year (through May 2026). With homes going under contract in about 65 days, Salt Point is a leaning buyer's. At today's 6.66% 30-year fixed rate, 20% down on a $722,500 home is about $3,714/mo in principal and interest.
Key numbers for Salt Point, NY
Median sale price
$722,500
+97.4% year over year
Redfin, through October 2024
Days on market
65
Slow-moving
Redfin, through October 2024
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$141,141
Home costs 5.1x income
U.S. Census ACS, 2023
Sale-to-list ratio
98.1%
Selling below asking
Redfin, through October 2024
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Salt Point a buyer's or seller's market?
Salt Point, NY is a leaning buyer's and homes selling in about 65 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Salt Point housing market data show?
Every row below is Redfin's final published month for Salt Point, NY. Redfin, through October 2024
| Metric | Value |
|---|---|
| Median sale price | $722,500 |
| Year-over-year price change | +97.4% |
| Median price per sq ft | $310/sq ft |
| Median days on market | 65 days |
| Sale-to-list price ratio | 98.1% |
| Homes sold (that month) | 2 |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Salt Point is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Salt Point is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Salt Point home prices moved?
Across the 9 months we hold for Salt Point, NY, the median sale price rose 92.7%, from $375,000 in December 2021 to $722,500.
Redfin, through October 2024 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Salt Point?
Priced off the median sale price of $722,500 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $144,500 | $578,000 | $3,714/mo |
| 5% | $36,125 | $686,375 | $4,411/mo |
Redfin, through October 2024 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,714, that implies roughly $159,188 a year before you add taxes and insurance. The median household in Salt Point earns $141,141, about $18,047 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 5.1x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Salt Point in the next 12 months?
Tell us your timeline. We send the Salt Point market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Salt Point?
Zillow does not publish a rent index (ZORI) for Salt Point, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Salt Point?
Active listings in Salt Point, NY went from 1 in December 2021 to 1 in June 2024, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings |
|---|---|
| December 2021 | 1 |
| May 2022 | 1 |
| June 2023 | 1 |
| October 2023 | 2 |
| November 2023 | 1 |
| June 2024 | 1 |
Redfin, through June 2024
How does Salt Point compare to New York and the U.S.?
Salt Point homes sell for $722,500 — 16% above the New York median of $620,500. Against the national median of $410,700, Salt Point runs 76% higher. Year-over-year, Salt Point moved +97.4% against New York's +5.1% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Salt Point, NY | $722,500 | +97.4% | 65 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through October 2024 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Salt Point
What buyers should watch
- The gap between 5% and 20% down here is $696 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $722,500 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Salt Point listing goes under contract in 65 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 98.1% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Comparable ZIP-level pricing inside Salt Point varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Salt Point
Explore homes currently listed for sale in Salt Point, New York across major real estate platforms.
How much do homes cost in Salt Point by property type?
How the Salt Point, NY market breaks down across single-family homes, condos and townhouses. Redfin, through October 2024
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $722,500 | $310/sq ft | 2 | 65 days |
Who lives in Salt Point?
American Community Survey estimates for Salt Point. U.S. Census ACS, 2023
Population
259
Households
77
Median income
$141,141/yr
Median age
47.6 years
Owner-occupied
75.3%
Median home value
$235,700
Mean commute
22.8 min
75.3% of occupied homes in Salt Point are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Salt Point, NY?
Ordered by distance from Salt Point, not by size. Compare Salt Point side by side with any of them.
Salt Point housing market FAQ
Is Salt Point a buyer's or seller's market?
Salt Point, NY is currently a leaning buyer's based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Salt Point?
The median sale price in the last month Redfin published was $722,500, about $310 per square foot.
Is Salt Point cheaper than the rest of New York?
Salt Point's median sale price of $722,500 is 16% higher than the New York statewide median of $620,500, and 76% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Salt Point?
Homes in Salt Point, NY spent a median of 65 days on market before going under contract, versus 42 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Salt Point?
At the current 30-year fixed rate of 6.66%, 20% down on a $722,500 home is about $3,714 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $159,188 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $141,141.
Are home prices rising in Salt Point?
Redfin's last published year-over-year change for Salt Point, NY was +97.4%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Salt Point?
Salt Point ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Salt Point?
That depends on your timeline, not on a headline. What the data says today: Salt Point, NY is a leaning buyer's, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $722,500, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.