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Featured local agent — Groton, NY
Sarah Mitchell
Compass Real Estate · Groton, NY
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Groton, NY Housing Market
The last median sale price Redfin published was $275,000, +10.0% year over year (through May 2026). With 7.0 months of supply and homes going under contract in about 76 days, Groton is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $275,000 home is about $1,468/mo in principal and interest.
Key numbers for Groton, NY
Median sale price
$275,000
+10.0% year over year
Redfin, through April 2026
Days on market
76
Slow-moving
Redfin, through April 2026
Active listings
7
7.0 months of supply
Redfin, through April 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$57,347
Home costs 4.8x income
U.S. Census ACS, 2023
Sale-to-list ratio
91.7%
Selling below asking
Redfin, through April 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Groton a buyer's or seller's market?
Groton, NY is a buyer's market, based on 7.0 months of supply and homes selling in about 76 days. Above 5 months of supply, homes start accumulating faster than they clear, which is where buyers gain leverage on price, repairs, and closing costs.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Groton housing market data show?
Every row below is Redfin's final published month for Groton, NY. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $275,000 |
| Median list price | $257,450 |
| Year-over-year price change | +10.0% |
| Median price per sq ft | $148/sq ft |
| Median days on market | 76 days |
| Active inventory | 7 listings |
| Months of supply | 7.0 months |
| Sale-to-list price ratio | 91.7% |
| Homes sold (that month) | 1 |
| New listings (that month) | 4 |
| Listings with a price cut | 42.9% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Groton is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Groton is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Groton home prices moved?
Over the last three years the median sale price in Groton, NY rose 82.4%, from $150,750 to $275,000. 42.9% of Groton listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 7.0 months while the sale-to-list ratio slips below its current 91.7%. Watch those two together — they move before the median does.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Groton?
Priced off the median sale price of $275,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $55,000 | $220,000 | $1,468/mo |
| 5% | $13,750 | $261,250 | $1,743/mo |
Redfin, through April 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,468, that implies roughly $62,919 a year before you add taxes and insurance. The median household in Groton earns $57,347, about $5,572 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 4.8x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Groton in the next 12 months?
Tell us your timeline. We send the Groton market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Groton?
Zillow does not publish a rent index (ZORI) for Groton, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Groton?
Active listings in Groton, NY went from 2 in October 2024 to 7 in April 2026, a +250.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| January 2025 | 2 | 1 |
| March 2025 | 1 | not published |
| April 2025 | 4 | 4 |
| June 2025 | 4 | 3 |
| July 2025 | 5 | 2 |
| August 2025 | 5 | 2 |
| October 2025 | 2 | 1 |
| November 2025 | 4 | 2 |
| January 2026 | 4 | 1 |
| February 2026 | 5 | 2 |
| March 2026 | 4 | 1 |
| April 2026 | 7 | 4 |
Redfin, through April 2026
How does Groton compare to New York and the U.S.?
Groton homes sell for $275,000 — 56% below the New York median of $620,500. Against the national median of $410,700, Groton runs 33% lower. Year-over-year, Groton moved +10.0% against New York's +5.1% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Groton, NY | $275,000 | +10.0% | 76 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Groton
What buyers should watch
- Months of supply, currently 7.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 42.9%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $275 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $275,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Groton listing goes under contract in 76 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 91.7% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Groton added 4 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Groton varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Groton
There are currently 7 homes listed for sale in Groton, New York. The median listing price is $257K.
Active listings
7
Homes on market
Median list price
$257K
Avg. days on market
76
Days until sale
New this week
4
Newly listed
How much do homes cost in Groton by property type?
How the Groton, NY market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $275,000 | $148/sq ft | 1 | 76 days |
| Townhouse | $129,900 | $37/sq ft | 1 | 2 days |
Who lives in Groton?
American Community Survey estimates for Groton. U.S. Census ACS, 2023
Population
1,974
Households
998
Median income
$57,347/yr
Median age
46.4 years
Owner-occupied
63.1%
Median home value
$153,000
Median gross rent
$831/mo
Mean commute
25.3 min
63.1% of occupied homes in Groton are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which public schools serve Groton?
2 schools tracked · 764 students
The largest public schools serving Groton, NY by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
GROTON JUNIOR/SENIOR HIGH SCHOOL
Grades 6-12 · 389 students
GROTON ELEMENTARY SCHOOL
Grades PK-5 · 375 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Groton, NY?
Ordered by distance from Groton, not by size. Compare Groton side by side with any of them.
Groton housing market FAQ
Is Groton a buyer's or seller's market?
Groton, NY is currently a buyer's market. That read comes from 7.0 months of supply, homes going under contract in about 76 days, and sellers getting 91.7% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Groton?
The median sale price in the last month Redfin published was $275,000, about $148 per square foot.
Is Groton cheaper than the rest of New York?
Groton's median sale price of $275,000 is 56% lower than the New York statewide median of $620,500, and 33% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Groton?
Homes in Groton, NY spent a median of 76 days on market before going under contract, versus 42 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Groton?
At the current 30-year fixed rate of 7.03%, 20% down on a $275,000 home is about $1,468 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $62,919 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $57,347.
Are home prices rising in Groton?
Redfin's last published year-over-year change for Groton, NY was +10.0%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Groton?
Groton ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Groton?
That depends on your timeline, not on a headline. What the data says today: Groton, NY is a buyer's market with 7.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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