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Featured local agent — Central Bridge, NY
Sarah Mitchell
Compass Real Estate · Central Bridge, NY
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Central Bridge, NY Housing Market
The last median sale price Redfin published was $146,800 (through May 2026). With homes going under contract in about 73 days, Central Bridge is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $146,800 home is about $755/mo in principal and interest.
Key numbers for Central Bridge, NY
Median sale price
$146,800
Last published period
Redfin, through February 2026
Days on market
73
Slow-moving
Redfin, through February 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$79,444
Home costs 1.8x income
U.S. Census ACS, 2023
Sale-to-list ratio
104.9%
Selling above asking
Redfin, through February 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Central Bridge a buyer's or seller's market?
Central Bridge, NY is a balanced market and homes selling in about 73 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Central Bridge housing market data show?
Every row below is Redfin's final published month for Central Bridge, NY. Redfin, through February 2026
| Metric | Value |
|---|---|
| Median sale price | $146,800 |
| Median price per sq ft | $110/sq ft |
| Median days on market | 73 days |
| Sale-to-list price ratio | 104.9% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Central Bridge is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Central Bridge is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Central Bridge home prices moved?
Across the 29 months we hold for Central Bridge, NY, the median sale price rose 64.9%, from $89,000 in April 2021 to $146,800.
Redfin, through February 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Central Bridge?
Priced off the median sale price of $146,800 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $29,360 | $117,440 | $755/mo |
| 5% | $7,340 | $139,460 | $896/mo |
Redfin, through February 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $755, that implies roughly $32,344 a year before you add taxes and insurance. The median household in Central Bridge earns $79,444, about $47,100 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 1.8x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Central Bridge in the next 12 months?
Tell us your timeline. We send the Central Bridge market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Central Bridge?
Zillow does not publish a rent index (ZORI) for Central Bridge, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Central Bridge?
Active listings in Central Bridge, NY went from 1 in May 2023 to 1 in January 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2023 | 2 | 1 |
| October 2023 | 1 | not published |
| November 2023 | 1 | not published |
| January 2024 | 3 | 2 |
| August 2024 | 1 | 3 |
| October 2024 | 1 | not published |
| May 2025 | 1 | 2 |
| June 2025 | 1 | not published |
| August 2025 | 3 | 1 |
| November 2025 | 1 | not published |
| December 2025 | 1 | 1 |
| January 2026 | 1 | not published |
Redfin, through January 2026
How does Central Bridge compare to New York and the U.S.?
Central Bridge homes sell for $146,800 — 76% below the New York median of $620,500. Against the national median of $410,700, Central Bridge runs 64% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Central Bridge, NY | $146,800 | not published | 73 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through February 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Central Bridge
What buyers should watch
- The gap between 5% and 20% down here is $142 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $146,800 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Central Bridge listing goes under contract in 73 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 104.9% of asking. Price at the number you want and let competition do the rest.
- Comparable ZIP-level pricing inside Central Bridge varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Central Bridge
Explore homes currently listed for sale in Central Bridge, New York across major real estate platforms.
How much do homes cost in Central Bridge by property type?
How the Central Bridge, NY market breaks down across single-family homes, condos and townhouses. Redfin, through February 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $146,800 | $110/sq ft | 1 | 73 days |
Who lives in Central Bridge?
American Community Survey estimates for Central Bridge. U.S. Census ACS, 2023
Population
485
Households
216
Median income
$79,444/yr
Median age
35.5 years
Owner-occupied
62.5%
Median home value
$185,100
Median gross rent
$1,060/mo
Mean commute
20.5 min
62.5% of occupied homes in Central Bridge are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Central Bridge, NY?
Ordered by distance from Central Bridge, not by size. Compare Central Bridge side by side with any of them.
Central Bridge housing market FAQ
Is Central Bridge a buyer's or seller's market?
Central Bridge, NY is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Central Bridge?
The median sale price in the last month Redfin published was $146,800, about $110 per square foot.
Is Central Bridge cheaper than the rest of New York?
Central Bridge's median sale price of $146,800 is 76% lower than the New York statewide median of $620,500, and 64% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Central Bridge?
Homes in Central Bridge, NY spent a median of 73 days on market before going under contract, versus 42 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Central Bridge?
At the current 30-year fixed rate of 6.66%, 20% down on a $146,800 home is about $755 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $32,344 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $79,444.
Are home prices rising in Central Bridge?
We do not hold a complete 12-month value series for Central Bridge, NY yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Central Bridge?
Central Bridge ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Central Bridge?
That depends on your timeline, not on a headline. What the data says today: Central Bridge, NY is a balanced market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $146,800, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.