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Featured local agent — Camden, NY
Sarah Mitchell
Compass Real Estate · Camden, NY
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Camden, NY Housing Market
The typical home in Camden, NY is worth $204,591, rose 6.6% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $225,000, +3.7% year over year (through May 2026). With 5.0 months of supply and homes going under contract in about 34 days, Camden is a leaning buyer's. At today's 6.66% 30-year fixed rate, 20% down on a $204,591 home is about $1,052/mo in principal and interest.
Key numbers for Camden, NY
Typical home value
$204,591
+6.6% in 12 months
Zillow, July 2026
Median sale price
$225,000
+3.7% year over year
Redfin, through December 2025
Days on market
34
Average pace
Redfin, through December 2025
Active listings
5
5.0 months of supply
Redfin, through December 2025
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$70,625
Home costs 2.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
90.0%
Selling below asking
Redfin, through December 2025
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Camden a buyer's or seller's market?
Camden, NY is a leaning buyer's, based on 5.0 months of supply and homes selling in about 34 days. 4 to 5 months of supply is the neutral band: neither side holds a structural advantage, and outcomes turn on the individual property.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Camden housing market data show?
Every row below is Redfin's final published month for Camden, NY. Redfin, through December 2025
| Metric | Value |
|---|---|
| Median sale price | $225,000 |
| Year-over-year price change | +3.7% |
| Median price per sq ft | $87/sq ft |
| Median days on market | 34 days |
| Active inventory | 5 listings |
| Months of supply | 5.0 months |
| Sale-to-list price ratio | 90.0% |
| Homes sold (that month) | 1 |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Camden is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Camden is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Camden home prices moved?
Over the last three years the median sale price in Camden, NY rose 53.8%, from $146,298 to $225,000. The live Zillow value series has rose 6.6% in the last 12 months, which is the more current read now that Redfin's series has stopped. For prices to fall meaningfully from here, supply would have to keep building past 5.0 months while the sale-to-list ratio slips below its current 90.0%. Watch those two together — they move before the median does.
Redfin, through December 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Camden?
Priced off the typical home value of $204,591 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $40,918 | $163,673 | $1,052/mo |
| 5% | $10,230 | $194,361 | $1,249/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,052, that implies roughly $45,077 a year before you add taxes and insurance. The median household in Camden earns $70,625, about $25,548 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.9x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Camden in the next 12 months?
Tell us your timeline. We send the Camden market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Camden?
Zillow does not publish a rent index (ZORI) for Camden, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Camden?
Active listings in Camden, NY went from 2 in April 2024 to 5 in December 2025, a +150.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2024 | 3 | 3 |
| July 2024 | 5 | 2 |
| August 2024 | 6 | 3 |
| September 2024 | 4 | 2 |
| October 2024 | 2 | not published |
| November 2024 | 1 | not published |
| December 2024 | 2 | 1 |
| June 2025 | 3 | 2 |
| July 2025 | 4 | 2 |
| August 2025 | 5 | 1 |
| October 2025 | 6 | 2 |
| December 2025 | 5 | not published |
Redfin, through December 2025
How does Camden compare to New York and the U.S.?
Camden homes sell for $225,000 — 64% below the New York median of $620,500. Against the national median of $410,700, Camden runs 45% lower. Year-over-year, Camden moved +3.7% against New York's +5.1% — a smaller swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Camden, NY | $225,000 | +3.7% | 34 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through December 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Camden
What buyers should watch
- Months of supply, currently 5.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $197 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $204,591 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Camden listing goes under contract in 34 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 90.0% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +6.6% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Camden varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Camden
There are currently 5 homes listed for sale in Camden, New York.
Active listings
5
Homes on market
Avg. days on market
34
Days until sale
How much do homes cost in Camden by property type?
How the Camden, NY market breaks down across single-family homes, condos and townhouses. Redfin, through December 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $225,000 | $87/sq ft | 1 | 34 days |
Who lives in Camden?
American Community Survey estimates for Camden. U.S. Census ACS, 2023
Population
2,626
Households
1,055
Median income
$70,625/yr
Median age
36.9 years
Owner-occupied
69.4%
Median home value
$178,800
Median gross rent
$734/mo
Mean commute
26 min
69.4% of occupied homes in Camden are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $178,800 against Zillow's $204,591 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Camden?
3 schools tracked · 1,690 students
The largest public schools serving Camden, NY by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
CAMDEN SENIOR HIGH SCHOOL
Grades 9-12 · 646 students
CAMDEN MIDDLE SCHOOL
Grades 5-8 · 558 students
CAMDEN ELEMENTARY SCHOOL
Grades K-4 · 486 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Camden, NY?
Ordered by distance from Camden, not by size. Compare Camden side by side with any of them.
Camden housing market FAQ
Is Camden a buyer's or seller's market?
Camden, NY is currently a leaning buyer's. That read comes from 5.0 months of supply, homes going under contract in about 34 days, and sellers getting 90.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Camden?
The typical home in Camden, NY is worth $204,591 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $225,000, about $87 per square foot.
Is Camden cheaper than the rest of New York?
Camden's median sale price of $225,000 is 64% lower than the New York statewide median of $620,500, and 45% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Camden?
Homes in Camden, NY spent a median of 34 days on market before going under contract, versus 42 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Camden?
At the current 30-year fixed rate of 6.66%, 20% down on a $204,591 home is about $1,052 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $45,077 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $70,625.
Are home prices rising in Camden?
The typical home value in Camden, NY rose 6.6% over the last 12 months, from $191,895 to $204,591 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Camden?
Camden ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Camden?
That depends on your timeline, not on a headline. What the data says today: Camden, NY is a leaning buyer's with 5.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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