$975,000
484 Bedford Rd
Bedford Hills, NY
3 bd2 ba3,160 sqft$309/ft²
House33,541 sqft lot
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Bedford Hills, NY Housing Market
Strong seller's market-36.7% YoY
Redfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The last median sale price Redfin published was $583,000, -36.7% year over year (through May 2026). With 2.0 months of supply and homes going under contract in about 11 days, Bedford Hills is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $583,000 home is about $3,112/mo in principal and interest.
Key numbers for Bedford Hills, NY
Median sale price
$583,000
-36.7% year over year
Redfin, through May 2026
Days on market
11
Fast-moving
Redfin, through May 2026
Active listings
2
2.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$102,750
Home costs 5.7x income
U.S. Census ACS, 2023
Sale-to-list ratio
106.2%
Selling above asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Bedford Hills a buyer's or seller's market?
Strong seller's market2.0 months of supply11 days on market106.2% of asking
Bedford Hills, NY is a strong seller's market, based on 2.0 months of supply and homes selling in about 11 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Bedford Hills housing market data show?
Every row below is Redfin's final published month for Bedford Hills, NY. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $583,000 |
| Median list price | $822,000 |
| Year-over-year price change | -36.7% |
| Median price per sq ft | $402/sq ft |
| Median days on market | 11 days |
| Active inventory | 2 listings |
| Months of supply | 2.0 months |
| Sale-to-list price ratio | 106.2% |
| Homes sold (that month) | 1 |
| New listings (that month) | 2 |
| Listings with a price cut | 50.0% |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Bedford Hills is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Bedford Hills is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Bedford Hills home prices moved?
Over the last three years the median sale price in Bedford Hills, NY rose 4.9%, from $556,000 to $583,000. 50.0% of Bedford Hills listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 2.0 months while the sale-to-list ratio slips below its current 106.2%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Bedford Hills?
Priced off the median sale price of $583,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $116,600 | $466,400 | $3,112/mo |
| 5% | $29,150 | $553,850 | $3,696/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,112, that implies roughly $133,387 a year before you add taxes and insurance. The median household in Bedford Hills earns $102,750, about $30,637 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 5.7x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Bedford Hills in the next 12 months?
Tell us your timeline. We send the Bedford Hills market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Bedford Hills?
Zillow does not publish a rent index (ZORI) for Bedford Hills, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Bedford Hills?
Active listings in Bedford Hills, NY went from 4 in October 2024 to 2 in May 2026, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| November 2024 | 4 | 1 |
| December 2024 | 5 | 2 |
| January 2025 | 2 | 1 |
| May 2025 | 2 | 2 |
| August 2025 | 3 | 3 |
| September 2025 | 4 | 1 |
| December 2025 | 3 | not published |
| January 2026 | 2 | 1 |
| February 2026 | 2 | 2 |
| March 2026 | 1 | not published |
| April 2026 | 3 | 2 |
| May 2026 | 2 | 2 |
Redfin, through May 2026
How does Bedford Hills compare to New York and the U.S.?
Bedford Hills homes sell for $583,000 — 6% below the New York median of $620,500. Against the national median of $410,700, Bedford Hills runs 42% higher. Year-over-year, Bedford Hills moved -36.7% against New York's +5.1% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Bedford Hills, NY | $583,000 | -36.7% | 11 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Bedford Hills
What buyers should watch
- Months of supply, currently 2.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 50.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $584 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $583,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Bedford Hills listing goes under contract in 11 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 106.2% of asking. Price at the number you want and let competition do the rest.
- In the last published month Bedford Hills added 2 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Bedford Hills varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Bedford Hills
There are currently 2 homes listed for sale in Bedford Hills, New York. The median listing price is $822K. Featured listings range from $975,000 to $8,500,000.
$2,495,000
314 McLain St
Bedford Hills, NY
5 bd6 ba4,966 sqft$502/ft²
House6.00 acres
View photos & details
$8,500,000
149 Narrows Rd
Bedford Hills, NY
7 bd7 ba8,602 sqft$988/ft²
House24.54 acres
View photos & details
Looking to buy in Bedford Hills?
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Active listings
2
Homes on market
Median list price
$822K
Avg. days on market
11
Days until sale
New this week
2
Newly listed
Price drops:50.0%of listings
Sale-to-list:106.2%
How much do homes cost in Bedford Hills by property type?
How the Bedford Hills, NY market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $825,000 | $391/sq ft | 1 | 107 days |
| Condo / co-op | $583,000 | $402/sq ft | 1 | 11 days |
Who lives in Bedford Hills?
American Community Survey estimates for Bedford Hills. U.S. Census ACS, 2023
Population
2,283
Households
900
Median income
$102,750/yr
Median age
45.5 years
Owner-occupied
59.0%
Median home value
$491,500
Median gross rent
$2,036/mo
Mean commute
32.1 min
59.0% of occupied homes in Bedford Hills are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which public schools serve Bedford Hills?
2 schools tracked · 540 students
The largest public schools serving Bedford Hills, NY by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
BEDFORD HILLS ELEMENTARY SCHOOL
Grades PK-5 · 299 students
WEST PATENT ELEMENTARY SCHOOL
Grades K-5 · 241 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Bedford Hills, NY?
Ordered by distance from Bedford Hills, not by size. Compare Bedford Hills side by side with any of them.
Bedford Hills housing market FAQ
Is Bedford Hills a buyer's or seller's market?
Bedford Hills, NY is currently a strong seller's market. That read comes from 2.0 months of supply, homes going under contract in about 11 days, and sellers getting 106.2% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Bedford Hills?
The median sale price in the last month Redfin published was $583,000, about $402 per square foot.
Is Bedford Hills cheaper than the rest of New York?
Bedford Hills's median sale price of $583,000 is 6% lower than the New York statewide median of $620,500, and 42% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Bedford Hills?
Homes in Bedford Hills, NY spent a median of 11 days on market before going under contract, versus 42 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Bedford Hills?
At the current 30-year fixed rate of 7.03%, 20% down on a $583,000 home is about $3,112 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $133,387 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $102,750.
Are home prices rising in Bedford Hills?
Redfin's last published year-over-year change for Bedford Hills, NY was -36.7%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Bedford Hills?
Bedford Hills ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Bedford Hills?
That depends on your timeline, not on a headline. What the data says today: Bedford Hills, NY is a strong seller's market with 2.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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